Carpe Dime Podcast

Debit or credit - it’s a choice you make almost every day, but the impact goes beyond just how you pay. In this episode of Carpe Dime, Nicole and Jamie break down the key differences between debit and credit cards, including how each one affects your finances, your security, and your credit score. They also touch on fraud risks tied to both payment types and how to protect yourself while using the...

Checking and savings accounts are the foundation of your financial life, but not all accounts are built the same. In this episode of Carpe Dime, Nicole and Jamie take a deeper dive into the different types of checking and savings accounts, how they work, and when to use each one. From everyday spending to long-term saving strategies, they walk through the benefits of each account type and how to a...

Not all financial institutions are created equal and understanding the difference can have a real impact on your financial journey. In this episode of Carpe Dime, Nicole and Jamie break down the key differences between credit unions and traditional banks, including what sets credit unions apart and how that can benefit you. They also explore how to choose the right account based on your stage of l...

Kids are spending more time online than ever and that opens the door to risks many families don’t always see coming. In this episode of Carpe Dime, Nicole and Jamie take a closer look at how fraud and identity theft can impact children, often long before anyone realizes it. From online gaming chats to everyday app usage, they break down how scammers target kids, what information is most at risk, a...

Fraud and scams are evolving faster than ever — and right now, certain schemes are making the rounds more than others. In this episode, Nicole and Jamie sit down with Joanna Dearth to break down the most common scams happening today, from sneaky phishing messages to sophisticated impersonation calls. They share how to spot red flags, practical ways to protect yourself, and what steps to take if yo...

In this episode of Carpe Dime, Nicole and Mackenzie kick off a multi-part series on fraud awareness, offering listeners insights on how to protect themselves from scams. With practical tips on spotting scams, staying vigilant online, and safeguarding personal information, this episode empowers listeners to better protect themselves.

In this episode, Jamie and Nicole dive into the critical financial strategies every business owner needs. From budgeting and tax planning to exit strategies and contingency plans, they discuss how thoughtful financial management ensures long-term success. Whether you're just starting or planning your business's future, this episode provides the tools you need to thrive.

In honor of Financial Literacy Month, Jamie and Nicole explore how to build lifelong money skills - starting as early as age three. From coin jars and “playing store” to allowance apps and budgeting goals, this episode breaks down age-appropriate financial lessons and why it’s never too early (or too late) to start learning.

Budgeting - it’s the topic we bring up all the time, but have we ever really broken it down? In this episode of Carpe Dime, Jamie and Nicole dive into the ins and outs of budgeting, why it’s more of a financial roadmap than a restriction, and how it can help you take control of your money. Whether you're new to budgeting or need a refresh, this one's for you!

Join hosts Jamie and Nicole from Financial Center for a straightforward dive into the world of mortgages. In this episode of Carpe Dime, they break down the most common types of home loans explaining how each works and who they’re best for. With expert advice, personal experiences, and a few laughs, Jamie and Nicole make understanding mortgages less intimidating and more approachable. Whether you'...

No matter your age, the financial decisions you make today can set you up for success down the road. In this episode of Carpe Dime, Nicole and Jamie break down 10 smart financial moves to make in your 20s, 30s, and beyond—from starting your investment journey early to tackling debt and planning for retirement.

Do you know all the perks your bank or credit union offers? You might be missing out! In this episode, Nicole and Jamie explore the surprising benefits that financial institutions provide—from loyalty rewards to high-yield accounts, financial coaching, and fee-free services. Tune in for an engaging conversation that will help you unlock financial perks you didn’t even know you had!

Join hosts Jamie and Nicole from Financial Center for a practical discussion on car buying decisions. In this episode of Carpe Dime, they explore whether to finance or pay cash for your next vehicle. With pros and cons, helpful stats, and relatable stories, they unpack the financial impact of each option while sharing tips to help you make the right choice for your situation. Whether you're in the...

Join hosts Jamie and Nicole from Financial Center for an in-depth look at one of life’s biggest financial moves: selling your home. In this episode of Carpe Dime, they share crucial insights on understanding the costs, preparing for sale, and the emotional ups and downs that come with the decision. Whether you're ready to sell or just curious about the process, Jamie and Nicole offer expert tips,...

Your college years set the stage for lifelong financial health. In this Carpe Dime episode, "Building Credit Confidence in College," hosts Nicole Jackson and Jamie Davidson provide advice for students to establish and grow their credit, helping create a strong financial foundation for the future.

While it's important to monitor your financial progress, the real power lies in combining this with a holistic approach. In our latest Carpe Dime podcast episode, "6 Ways to Stay Financially Fit," hosts Jamie Davidson and Nicole Jackson discuss what a fiscal workout plan is and how to make one that’s suitable for you.

Surprise, you’re approved! Getting pre-approved has several advantages. Before settling on one pre-approval, you might want to get pre-approved by several lenders to compare terms and ensure you are getting the best deal. Join our hosts, Jamie and Nicole as they explore and discuss pre-approval loans that you may want to consider- from Auto Loans and Credit Cards to Personal Loans and Home Equity...

Insurance, it’s all the same right? Wrong! Did you know that when it comes to insurance there is more available to you than the standard health insurance? Join our hosts, Jamie and Nicole, as they explore and discuss insurance coverage options that you may want to consider – from cancer and disability to emergency and pet – now is the time to learn more about your options and make sure your assets...

Join as our hosts Jamie and Nicole discuss 6 ways to save other than a Savings account.

Before planning your summer road trip, it's time to find your dream ride. Join Jamie and Nicole, your hosts of the Carpe Dime podcast, as they explore the ins and outs of financing your next vehicle.

What in the world is a HELOC or a Home Equity Line of Credit? Join Jamie and Nicole as they discuss how a HELOC can put the value in your home to work for you. Financial Center is an Equal Housing Lender.

Episode 44: What Is A Credit Union? by Financial Center

Episode 43: Pros & Cons of Credit Cards by Financial Center

Being an Adult can be harder than what we imagined some time. Learn how you are able to navigate through moving out on your own with new found responsibilities.

Looking for a new way to freshen up your savings habits? Join our hosts, Jamie and Nicole, as they discuss some of their favorite "FinTok" savings building tips.