Carmen Costa Real Talk

In this episode of the Carmen Costa Real Talk podcast, get ready to be inspired as Carmen sits down with Philip Lo Greco, a mortgage agent on her team with a unique background in professional boxing. Discover how Philip's experiences in the ring have translated into valuable lessons that he now applies to his new opponent: Mortgages. Join us for an insightful and engaging conversation about th...

In this engaging episode of Real Talk with Carmen Costa, we delve into the critical topic of selecting the perfect mortgage for every client. Carmen brings to light the fact that every individual has unique financial requirements, and it's paramount that their mortgage aligns seamlessly with these needs. We emphasize the significance of not just meeting current financial demands but also havin...

Are you dreaming of owning your dream home? 🏡 Making the right choices in the mortgage process is crucial, and that's why I want to talk about the importance of having an available and reliable mortgage agent/broker! 💯 Your mortgage journey is a significant milestone, and it's essential to have someone by your side who understands your unique financial situation and helps you navigate th...

Join Carmen Costa on "Real Talk" as she sits down with Gord Healey from Newfound Mortgage Professional. Discover Gord's decision to join TCG Lending Centres, becoming their voice in St. John's, Newfoundland. Hear about his remarkable mortgage career journey and the excitement surrounding this new chapter.  #RealTalk #MortgageProfessional #TCGLendingCentres #StJohns #Newfoundland

The housing market in Ontario has been experiencing a rough time, and it's crucial for the mortgage industry to adapt. At TCG Lending Centres, we believe that the focus should always be on the client's financial situation, but especially now. When considering options such as variable or fixed rates, 2 or 5-year terms, or any other option, it's essential to examine all of the client&#39...

The topic of this podcast episode is "Navigating a Recession: The Importance of Speaking with a Financial Advisor and Taking Care of Your Physical and Mental Health." We'll be discussing the current economic situation, how it's affecting people's finances, and the benefits of seeking the guidance of a professional financial advisor. We'll also touch on the importance of tak...

 As we kick off the new year, it's important to stay motivated and focused on our goals for 2023 and the importance of trusting yourself and going with your gut feeling in the new year.  Tune out the noise and focus on what truly matters to you. Whether it's in your personal life or career. This year, let's stop second-guessing ourselves and trust our gut instincts. We also discuss the...

On this episode of the podcast we dive into why we are known as a brokerage with a heart. 

When it comes to the real estate market, what has been changing? What is the impact rising interest rates are having on this market?  On this episode of the Real Talk, these are some of the questions I asked my guest, Prachi Dutta, one of our mortgage agents with a financial planning background.

“Don’t worry about other people’s opinion. Be yourself”. This is one of the many positive messages Madelyn Townes left for us on this episode of the Real Talk. During the first lockdown, Madelyn began using social media, mainly TikTok, to create content related to the real estate industry. Over time she began noticing that more and more clients were coming to her because of the content she was pos...

“What happened in the past is not indicative of the future. Ever since Covid, uncertainty is almost the norm now”. My guest, this week, is Kevin Slemko, from Midtown Appraisal Group Inc. As an appraiser, Kevin shared with us his view and concerns on what is happening in today’s real estate market. Some of those concerns are related to renewing and refinancing. Listen to what he's got to say an...

When positive synergy comes together, team members are able to be their full selves at work with their unique perspectives, talents, and communication skills. Meet the Sgro & Spada team! Dee Sgro and Eric Spada are the perfect examples of this. They have brought their expertise together and have formed the Sgro & Spada Group, powered by TCG Lending Centres.  Find out the story behind this...

Find your voice, empower others, but empower yourself as well. Find the strength to ignore bad vibes, negative comments, and suffocating energies. Sometimes to walk the path of a fulfilling and purposeful life, one must face many obstacles, but it’s the ability to overcome them that makes all the difference. By now you’ve probably guessed what this episode of the Real Talk is all about. My guest t...

Getting an objective insight into your finances is one of the most crucial steps when you are planning to purchase a house. This is why we strive to always give you the right advice and provide you with all the information you need to know if you can meet your goals, when it comes to a mortgage. In order to avoid surprises in the future, you should really pay attention to all these little things....

Mortgages! Yes, I’ve decided to talk about my passion when it comes to work. Many of you have asked me why I never talk about what I do. Well… now I am. There are many reasons as to why I have decided to bring the topic of mortgages into my podcast, besides the other passions I have in my life. As a career, mortgages are my world. So, I hope this is helpful for you, especially if you are consideri...

Sometimes we need to stop to reflect on what we have done and said, as it helps us find the path that makes us happy. Looking back into the many different episodes I’ve recorded, I found four such moments, which I find important to share with you once again. Hope you enjoy this Real Talk as much as I do.

For this week’s episode, I decided to present you a few highlights of past episodes, let’s call them the gold nuggets of the podcast. I believe it is important to bring them up again as they focus on important topics and themes, at least for me. Hope you enjoy them. Let me know what you think.

How often do you allow yourself to rest? Are you part of the group that waits for vacation to be able to take a break? Or do you understand the importance taking breaks once in a while, whether you are on vacation or not? Resting means improving our mental health, our memory and concentration, reducing our stress, among other benefits.  I thought I’d talk about this topic on this episode of the Re...

 You all know I’m about giving gratitude and staying positive. However, it doesn’t mean you can’t be under the weather or that you can’t have a week where things are just off. That’s because negative energies sometimes need to leave your body. This is what I am talking about in this episode.  Let’s see why we sometimes feel like positivity is not something on our side.

It is known that in order to succeed in life, one must count on partnerships both at work and at home. It’s the latter one I want to address today. Your partner’s support can make or break the path to success, as it is important to have a partner who supports you in all of your endeavours. I’m fortunate that my husband is my rock, someone who believes in my vision, and who is there for me all the...

Have you ever had a need to disconnect from your busy life? Do you tell yourself you'd love to, but you're always so busy you just can't do it? Well, here's the thing: I had to disconnect for a while, press "reset" to my entire world. In doing so, I've learned a few great lessons, and I am now in the process of understanding and sharing what came out of that experience....

Do you ever feel like you need to set the right goals and plan to achieve them? We all do! That’s where vision boards come in. They are a series of quotes, images, pics that you put together in a collage. The beauty about them is that they’re centred around the law of attraction, that idea that the universe provides you with whatever your intentions are for your life. Well, as a firm believer of t...

When you hear the word grief, do you automatically think of death? Well... most of us have been conditioned to associate grief to death when in reality it is associated to other "situations" as well. Grief comes to us in many different ways and levels, and learning how to recognize them is an important step into healing.

Do you feel like you’re always chasing time? Do you feel physically ill, but you don’t know why? These two questions summon up what I have been through in the past few weeks. Into this equation comes meditation. Everyone knows I meditate and what my feelings are about meditation. Oftentimes, you heard me say that meditation centres us. And it does.  However, what I was failing to realize was that,...

To see young people being grateful and doing great things in the world they live in is very emotional. Imagine this: you decide to cross your country from coast to coast with one penny and you have as your goal raising money for the homeless! Well, it’s been done by Ryan Trahan @ryantrahan! It’s inspirational, it gives us hope, and it is the topic of this episode of the Real Talk.