Capitalize Your Fridays!

Earlier this year, ALTIUS had a virtual workshop with Gerry Hollis, who presented on Health Savings Accounts (HSA). If you missed that workshop or need a refresher on HSAs, then this is the episode for you! Mike and Taylor dive into how to utilize HSAs for investing and tax benefits.

It's been a long time since the official purchase of TD Ameritrade by Schwab, but the full transition date is coming up this Labor Day (September 4, 2023). At ALTIUS, we've been preparing for this transition and staying on top of the updates from TD and Schwab in the last couple years. So, in this episode, we answer the questions many of our listeners may have regarding the transition from...

Given the recent debt ceiling debate and worldwide economic uncertainty, many of our clients have asked us about the issue of reserve currency status...will the US dollar continue to function as the currency that the world uses?

The most common types of alternative investments include real estate, collectibles, commodities, private equity, and derivatives. But in this episode, Mike and Taylor cover a couple new unique alternative investments in the wine and art industries. They discuss the potential risk and benefits of these newer investments.

With summer travel coming up, Mike and Taylor review the process of travel credit cards, and how to maximize credit card points. In this overview on credit card points and benefits, Taylor goes over some tips & tricks and things to look out for when considering a credit card.

The Secure Act 2.0 will likely have an impact on ALTIUS' clients, so in this episode Mike and Taylor give an overview of the Secure Act 2.0 and outline how they're thinking about it in the long-term. At the end of the episode, they also discuss the process of stock buybacks and how they affect shareholders.

What is this Chat GPT I hear people talking about? Listen along as Mike and Taylor introduce you to and implement the world's fastest growing new tech - Chat GPT. We cover the new artificial intelligence (AI) language processing chat bot technology that is currently at the forefront of bringing AI to the masses and how it relates to investing.

In this episode, Mike and Taylor discuss the current banking situation (SVB, Credit Suisse, etc) and explain the recent and historic events that led to this predicament.

In this episode we discuss some of the recent layoff turmoil and how this has spread beyond just the tech industries. We share our outlook on causes of these layoffs, our perspective on how this may or may not present investment opportunities, and our suggestions to any listener who may be directly experiencing this difficult time.

Our guest this week is Kim Crea, Senior Vice President of Residential Lending at Draper & Kramer Mortgage. Kim has a wealth of knowledge about mortgage lending and has been helping people with their home financing needs since 2003. She loves working with first-time homebuyers, repeat purchasers, or those looking to refinance, and her goal is to make the loan process as easy and smooth as...

ALTIUS recently had a client ask about investing in tech and what is going on with many of the large companies losing trillions based on their share price. So, in this episode, we discuss the chaos around big tech's layoffs and loss of capital, and what that means for ALTIUS' outlook on current market volatility.

Let’s dive into what Market Capitalization is and how it helps investors make allocation decisions.

In this episode, Mike and Taylor discuss what it means to become a new client. Such as, what questions to ask a new advisor, what it means to become a client with a financial advisor, and what the ALTIUS Financial client experience looks like.

Mike and Taylor discuss the 2022 market conditions and the failure of using the 60/40 Rule to protect one's nest egg.  What happened and should you throw out the old asset allocation rules?

The recent FTX drama has everyone wondering what’s in store for the future of crypto currency. Tune in to hear our thoughts on what has happened so far and our future outlook for decentralized finance.

Recently, we've had many clients ask about the Debt ceiling and with the government continuing to increase spending and assistance policies the current “debt ceiling” seems more of an open sunroof than an actual ceiling. So in this episode, Taylor questions Mike about his thoughts on government debt and how it may impact our client portfolios.

Let's clarify the employee healthcare policy election process by breaking down terminology and policy types to help you make the right selection. In this episode we cover coinsurance, copays, different types of health insurance plans, and most importantly how an HSA account can benefit your overall financial situation in the long-term.

Pets may be our furry family members, but we often overlook how their expenses quickly add up. Today we discuss the finances around adopting and supporting our favorite fluffy family members.

One of the main financial topics we discuss with clients is preparing for retirement, but here at ALTIUS we think being ready for retirement is not only about how much you've saved. So, in this episode, we discuss what it really takes to be retirement ready and how enjoying the journey shows that there's so much more to life than retirement.

With COVID on the downturn why are we still seeing challenges in our local and global supply chain? Mike and Taylor discuss their research on where these supply chain shortages are at and why - tune in to hear!

It’s a bit harsh to say that a whole generation hates an individual, but it is interesting to point out that much of the millennial generation doesn’t agree with Dave Ramsey's financial philosophy. Listen to this episode to find out why.

In this episode, Taylor tells Mike about some of her recent experiences of buying direct, which sparked the question "Is it always or ever cheaper to buy direct?" Listen to hear Taylor and Mike's thoughts on what is worth getting a deal for and what isn't. Also, at the beginning of this episode we give a brief update on President Biden's Student Loan Announcement and Updates.

Politicians have a knack for naming legislation to make it seem more palatable, especially in election years. This bill is no different since most people really are experiencing the effects of inflation with much higher prices on everyday items. Mike and Taylor discuss President Biden's most recent bill and its potential impact on the economy, markets and client portfolios.

In this episode, Taylor and Mike do a book review of The Psychology of Money: Timeless Lessons on Wealth, Greed, and Happiness by Morgan Housel . They discuss different principles of the book and the application of them in life and mindset. A book for anyone interested in how to think about money and how to let that mindset drive your monetary behaviors.

We're excited for our 50th episode release! Listen to find out why we created Capitalize Your Fridays and to hear more about what's coming next for our podcast.