Capitalize Your Fridays!

An exploration of how banking has evolved across generations, focusing on the rise of digital banking and what it means for the future. Mike and Taylor unpack the challenges facing small, local banks—and whether they might be on the decline. 

Mike & Taylor dive into an exciting evolution in the investing world: FAANG 2.0. Unlike the tech giants that dominated the original FAANG group, FAANG 2.0 shifts the focus to other market sectors that are possibly shaping our future—fuel, aerospace & defense, agriculture, renewable energy, and precious metals. These industries drive innovation differently and might be crucial for resilienc...

Mike and Taylor introduce the concept of tariffs then dive into recent political policy changes. To understand how this impacts the everyday consumer at the micro-level, one must understand the strategy and impacts on the world at the macro level. They discuss the potential impact of tariffs on the economy, financial markets, consumer spending, and more.

Estate Attorney Ryan McGuffey (Long Reimer Winegar) joins Mike for a special Capitalize Your Fridays episode on estate planning. They cover common questions about estate planning, such as why it is important, how to start, how to navigate family dynamics, and what digital assets to consider when estate planning.

Mike and Taylor start Capitalize Your Fridays' new 4-part series - Economics Simplified. In this first episode, they discussed the books to look at when trying to dive into economic principles and the concepts behind those principles. The literary works discussed are Economics in One Lesson by Henry Hazlitt and I, Pencil an essay by Leonard Read. Key takeaways are the importance and consideration...

In this episode, Mike interviews guest Bill Johnson, VP of Mountain States at Evertree Insurance. They cover the core principles of Property and Casualty insurance, as well as the real-world applications and benefits of P&C Insurance, including what to look for in a policy and how to avoid common pitfalls.

Timeshares are a common vacation option, but are they worth it? Mike and Taylor discuss the appeal & downsides of timeshares, as well as what to do when you want to get out of one and other vacation alternatives.

2024 has been a remarkable year for ALTIUS Financial. From welcoming new life to celebrating our legacy, from personal retreats to team-building events, we’ve achieved so much together. Thank you for being part of our journey, and here’s to even more growth and success in the coming year!

When it comes to tailoring Social Security (SS) strategies, many factors play a part including individual circumstances, age, and financial status. But more importantly, it’s best to focus on personalized financial planning, reducing independence on SS, and staying educated around potential SS reforms. We’ve had many clients ask us about the state of Social Security and tips/strategies in making c...

In this episode, Mike and Taylor provide an introduction to 529 saving strategies as well as consider the new 529 to Roth Conversion Rule. 529 accounts are a savings plan used primarily for college savings, but have been expanded to be used for K-12 tuition, apprenticeships, and even career based education programs These new changes have the potential to be beneficial to clients and listeners when...

As we approach the end of the year, it is crucial to review tax trading strategies including the practice of tax loss harvesting. Tax loss harvesting is the selling of securities at a loss to offset capital gains taxes. Tune in to hear more about the process of tax loss harvesting and why it's a it’s a valuable tool that ALTIUS Financial uses to not only reduces tax liabilities, but also allow cli...

After a hiatus over the summer and while Taylor was on maternity leave, ALTIUS Financial's podcast Capitalize Your Fridays is back! We missed our listeners, so we’re back in the studio excited to release new episodes coming soon. Catch up with Mike and Taylor and take a sneak peek at what’s to come on Capitalize Your Fridays.

Let's talk Tik Tok. Is Tik Tok going to get banned? And does even apply to me if I'm not a current user? Mike and Taylor dive into the Tik Tok news and what this could mean for different areas of the US economy.

We want to look after our service professionals, but has Tipping gotten out of hand? Mike and Taylor cover what’s the big issue with tipping? What’s typical for tip protocol? And more.

In this episode, Mike and Taylor cover the top 3 relationship risks when transitioning into retirement. Retirement vision and timeline for that vision Financial harmony Health and longevity

What's an RMD and why do I have to pull money from my account each year? Or do I? In this episode, Mike and Taylor dive into these common questions about required minimum distributions (RMDs), how they're calculated, and the history of them.

ABC’s it’s easy as… wait, no, what business Entity is best for me? In this episode, Mike and Taylor review what a business entity is and the different types of business entities.

Where do you fall on the financial readiness scale? This episode answers questions many of our listeners may have regarding their current financial security relative to social norms.

Santa is coming to town and as he takes off on his sleigh, he may bring the stock market up with him this year. Let’s dive into the concept of the Santa Stock Market Swing.

Tune in to hear about Taylor’s first home buying experience and learn more about the home buying process.

What do my statements even mean and why do I need them? In this episode, we demystify common financial statements and dive into how to understand them.

It’s spooky season! To help prevent being financially ghosted or financially ghosting, Mike and Taylor review the basics of estate planning. If you're interested in this topic or have any questions, sign up here to attend our upcoming workshop on Estate Planning with guest speaker Ryan McGuffey.

In this episode, Malcolm Theobald joins the ALTIUS team to discuss the rise in electric vehicle demand and the current global energy crisis. Malcolm has 30 years of industry experience in energy along with the recent experience in purchasing an electric vehicle.

Over the summer, the ALTIUS team read the book " 10x is Easier Than 2x " by Dan Sullivan and Dr. Benjamin Hardy. We thought it was a unique idea and that the book was so good that we had to share it with our listeners. So, in this episode, Mike and Taylor review the basic concepts and why 10x really does seem easier than 2x.

In this episode, Mike and Taylor dive into 1031 exchanges - what it is, how you can utilize it when buying and selling rental real estate, and Mike's own experiences with these.