Canadian Private Lenders’ Podcast

Is renting a better option than buying in Canada right now? In this episode of the Canadian Private Lenders’ Podcast, Ryan MacNeil and Neal Andreino discuss the current state of the Canadian rental and real estate markets. They break down how recent changes in immigration policies, shifting rental rates, and the global economy could impact your decision. Whether you’re looking to buy or rent, they...

Have you ever faced challenges financing a property transfer within your family? In this episode of The Canadian Private Lenders Podcast , host Ryan steps in as the solo host to break down how private lenders solve one of the trickiest hurdles in real estate: non-arms length transactions. Learn how appraised values, not just purchase prices, can unlock funding opportunities and make seamless trans...

Why do banks fail, and what can you do to protect your savings? In this episode of the Canadian Private Lenders Podcast, Neal and Ryan break down the causes of bank collapses and explore how global and Canadian banks navigate risks.   From historical banking failures to the Silicon Valley Bank collapse, they dive into the vulnerabilities banks face and the safeguards Canadians have.     Show notes...

 In this episode of Canadian Private Lenders Ryan sits down with Novillo Capital President, Charles Ackerman to explore the world of private loans. Charles shares how to break into the industry, whether you're experienced or not, and provides a glimpse into his own real estate portfolio. They discuss the importance of diversified employment, the two key criteria investors should look for, and...

Ready to see how 2024 played out and what’s on the horizon for 2025? In this episode of Canadian Private Lenders, Neal and Ryan revisit their 2024 predictions—did home prices drop as expected? Were housing starts up or down? Then, they shift gears to 2025 with bold forecasts on rate cuts, regional trends, and what’s in store for Atlantic Canada.  Whether you’re an investor or simply curious about...

Imagine trying to close deals in a market where housing demand skyrockets, but supply just can't keep up—how do you adapt and thrive?  In this episode, Clinton Wilkins, founder of the Clinton Wilkins Mortgage Team, shares game-changing strategies for real estate professionals. Learn how to tailor your approach to different clients, build a strong team, and navigate Canada’s unique market tren...

Veronica Love of The Mortgage Group takes us behind the scenes of her incredible career in the mortgage space. Learn how to network effectively, build client trust without a long list of credentials, and leverage educational marketing to stand out. Veronica also shares the key communication mistakes that derail deals and why she transitioned from lending to brokerage.   Packed with actionable advi...

 In this news-packed episode hosts Ryan and Neal dive into the latest Canadian economic updates and their impact on private lending. They discuss tighter border controls aimed at stabilizing the Canadian economy, concerns over potential damage to Canada’s GDP, and the current state of interest rates.   Stay ahead in private lending—listen now for the latest updates and expert insights! Show notes:...

Dive into the world of  Investor Relations in Private Lending with Ryan and Neal as they explore the booming real estate markets  in Canada. This episode breaks down the key differences between Direct Private Lending and Pool Funds, highlighting the advantages and challenges of each.  Learn about the MIC model, its unique pooling approach, as well as the Direct model and learn the advantages and d...

In this episode, Neal and Ryan explore how political changes impact the private lending industries in Canada. They discuss the ripple effects of key issues, including the potential evolving challenges in moving capital, and the influence of U.S. economic policies under shifting leadership.  Whether you're a seasoned private lender or just starting, this episode offers actionable insights to h...

Ryan and Zack Muir explore how global investors are reshaping Canada’s housing market despite the 2023 Foreign Buyer Ban. From unique opportunities in private lending to key legal tips, this episode breaks down the challenges and strategies international buyers need to succeed to jump into Canadian private lending.   Show notes: 1:11 - Introduction  2:29 - The hiccups that are happening in the Can...

Guest host Zack Muir takes you through the essentials of underwriting residential deals, sharing insider tips on what A lenders, B lenders, and private lenders are really looking for. Get the deets on why credit scores might not be a deal-breaker and why having the right mortgage partner can seal the deal.  Show notes:  1:12 - Introduction 3:49 - Underwriting deals  6:05 - Key requirements for A-l...

Join Scott Bentley and Igor Geshelin, the powerhouse duo behind Atlantic Canada’s top mortgage brokerage, as they share insights that every real estate professional and entrepreneur should know.   Discover why fixed rates might save you more than variable, how a 30-year amortization can impact investments, and the unique approach Premiere Private Client Group takes toward mentorship and growth!  ...

In this episode, Ryan and Neal explores a fascinating case: a unique relocation bridge loan for a mini home lakefront property.   This episode is packed with insights into the flexibility and creativity private lenders can offer—discussing everything from structuring deals with layered security to assessing borrower stories beyond the traditional credit score.   Learn how private lending can offer...

It’s the one-year anniversary of the podcast, and Ryan and Neal are celebrating by diving into a hot topic: How does a property end up in foreclosure?  This episode is packed with practical insights for real estate pros and entrepreneurs—covering everything from crucial communication between lenders and borrowers to the steps that lead to foreclosure. Learn how to protect your deals, stay flexible...

Want to learn how to close deals faster, attract top talent, and outmaneuver your competition?  Join us on this episode of the Canadian Private Lenders Podcast as Ryan and Neal reveal the secret sauce to creating a high-performance private lending team. From hand-picking the best underwriters to mastering the art of capital acquisition, we're sharing the proven strategies that have successful...

We’re back 50 episodes stronger!  The great debate. Commercial vs. residential – let Ryan and Neal be your guide as they break down the mortgage mystery.  From debt service ratios to private lenders, this episode has the answers you need to score the perfect loan for your next real estate deals.  Show notes: 0:48 - Introduction  1:36 - Commercial vs Residential mortgages 3:48 - The difference betw...

Seasoned expert Michelle Drover, VP Atlantic at Premiere Mortgage Centre, reveals how she built a 35-year career in finance and what it takes to excel as a mortgage broker. Michelle breaks down the emotional side of money markets, offers insider tips on mortgage transfers, and explains how Premiere Mortgage Centre became the top mortgage brokerage in Atlantic Canada.   This episode equips you with...

Curious about how Neal and Ryan turned their lending vision into a $10 million reality in less than 12 months? Join them as they share their journey, from overcoming investor challenges to outperforming the competition. Discover their strategies for building a strong investor network, diversifying their portfolio, and identifying profitable deals. This episode will help you scale your lending busi...

In this episode of Canadian Private Lenders, Neal and Ryan dive into what a mortgage broker actually does and how they can be a game-changer for real estate professionals.  From comparing loan options to coordinating with other parties, discover why working with a mortgage broker can save you time and money.  Tune in for a quick breakdown!   Show notes: 0:57 - Introduction 2:33 - Rate cuts 4:43 -...

Ryan and Neal dive into the ins and outs of securing a portfolio loan to help you scale your real estate investing business.  From understanding upcoming loan schedules to strategies for accelerating your portfolio growth, this episode covers all the  essentials!   Show notes: 0:35- Introduction 6:02 - Maturity schedule for 2024-2027 7:34 - Q3 2023 amortization of residential mortgages  10:48 - Se...

Recent Bank of Canada rate cuts have sent ripples through the Canadian economy, including the value of the Canadian dollar.  Today, Ryan and Neal will explore the implications of these changes and how they compare to other major currencies and similar markets.  Show notes:  1:12 - Intro 9:02 - June-July rate drops and how does it impact CAD?  15:32 - Is Canada holding its own wealth-wise?  16:54 -...

Canada's economy is in flux, and the latest rate predictions from the Big 5 banks could have major implications. Join Neal and Ryan as they break down the details and discuss how these changes might impact your finances and businesses.  Don't get caught off guard by economic shifts. Tune in now to learn how to stay ahead of the curve!  Show notes: 1:18 - Intro 4:11 - Where are the rates...

Ever wondered what it takes to run a smooth and efficient private lending business? In this episode, we're revealing the softwares that make it all happen. From automating tedious tasks to harnessing the power of AI, we're sharing how we've built a tech stack that not only streamlines operations but also helps investors navigate the unique challenges of the lending industry.  Show n...

Discover how private lenders can be a lifeline for real estate investors and professionals struggling with poor credit. This episode cuts through the noise to provide practical advice on navigating the world of private lending, including: ●      The pros and cons of private loans for borrowers with bankruptcy or high credit utilization ●      When and how to transition from private lending to alte...