Calling All Real Estate Investors

Larry Bailey hosts this episode and reviews the idea of finding and preparing for the next purchase. How to compete and win in a demanding market (wherever you are). And remind me why are you sticking to that market...? You can join these live each week by following this link to join the call: https://community.ridgelendinggroup.com/events/live-with-caeli-each-tuesday-beginning-at-430-pm-et/list A...

Larry Bailey hosts this episode and reviews the idea of finding and preparing for the next purchase. How to compete and win in a demanding market (wherever you are). And remind me why are you sticking to that market...? There is a great referral to the folks helping spread financial awareness. Visit  https://www.ngpf.org/ to find out more You can join these live each week by following this link to...

 Caeli Ridge reviews when it makes sense to refinance (goals, costs, terms). Lots of great Q&A from those that attended!! Thank you all for coming. You can join these live each week by following this link to join the call: https://community.ridgelendinggroup.com/events/live-with-caeli-each-tuesday-beginning-at-430-pm-et/list As always, give Ridge Lending Group a call if you have any questions...

Today's show  was hosted by Larry Bailey and he will be covering the details of mortgage lending and  what goes on "behind the curtains" in mortgage application processing, underwriting, and closing. This will be a 2 part series, so make sure you are asking questions along the way. Here is a proposed agenda for our mini-series: The agenda of the call is: - Choosing a lender  - How t...

Caeli Ridge discusses all about The BRRR Method.  In this episode Caeli reviews  Using the BRRR method you will need to: Buy Rehab Rent Refinance (to pull money out for the next investment) As always, give Ridge Lending Group a call if you have any questions at 855-747-4343 or email us at info@RidgeLendingGroup.com Copyright ©2022 Geneva Financial, LLC, DBA Ridge Lending Group NMLS #42056  |  BK #...

Caeli Ridge discusses all about credit reports, credit scores and the details of working with credit reports.  In this episode Caeli reviews  An actual credit report (redacted information) Credit scores How the credit scores can change How a credit score can affect your mortgage application How a credit score can affect your mortgage interest rate Q & A from the group As always, give Ridge Len...

Today's show  will be hosted by Larry Bailey and he will be covering the details of mortgage lending preparation (as a borrower), as well as what goes on "behind the curtains" in mortgage application processing, underwriting, and closing. This will be a 2 part series, so make sure you are asking questions along the way. Here is a proposed agenda for our mini-series: Process for prep...

Caeli Ridge goes through different scenarios with the All-in-One loan program at Ridge Lending Group. This is part 2 of 2. In this episode Caeli reviews  How the simulator works Why the AOI loan calculations change the way they do When the AOI is a good choice When the AOI is not a good choice Live example of combining 2 existing loans together into 1 AOI loan Some general Q&A Tune into the pr...

Caeli Ridge discusses all about the All-in-One loan program at Ridge Lending Group.  This is part 1 of 2. In this episode Caeli reviews  What is the All-in-One loan program What kinds of properties can you use it against Reasons why it is a good loan for you Reasons why it is not a good loan for you General Use Cases as examples Some general Q&A Tune into the next episode for more details and...

Caeli covers what you need to know about when the Fannie Mae and Freddie Mac guidelines no longer help you close on your mortgage loan. We covered some of the following loan programs listed below - most are now included in the term of "Non-QM" or non-qualified mortgage (remember that a qualified mortgage is a technical term created by the Dodd-Frank legislation in 2010 ), AKA non-Fannie...

Yesterday was an amazing day. Ridge Lending Group has launched the world's first Certified Power Buyer® program for real estate investors. Along side t our clients, we have established the world's first Certified Power Buyer Association®. This new program merges decades of experience, the newest technologies, planning, resources, and partners with inventory ready and available to members...

These are 5 questions Caeli Ridge has answered from the Ridge Lending Group community. Join our "Live with Caeli" calls each Tuesday beginning at 4:30 PM Eastern. If you are not part of the community, please click this link to join - https://community.ridgelendinggroup.com/share/DtT7DysUVUdTn8pi?utm_source=manual Here are the 5 questions: 00:23 1. Which is a better investment for a new R...

This is the replay for the Live with Caeli 2-22-2022 event hosted on the Ridge Lending Community. We covered all about using a non-income spouse or partner to qualify for their own financing. This includes Fannie Mae / Freddie Mac loans, Debt Service Coverage Ratio loans and more. Join the Ridge Lending Group Community using this link - https://community.ridgelendinggroup.com/share/DtT7DysUVUdTn8p...

Live with Caeli - 2-1-2022 Replay

Live with Caeli - 2-8-2022 Replay

This was an event Larry Bailey hosted on 2-10-2022. This was to walk through ideas and experiences of how the 203k loan program works, as well as how it worked for me.  Some good information is as follows: The Standard FHA 203(k) Mortgage may be used for remodeling and major repairs. There is a minimum repair cost of $5000 and the use of a 203(k) Consultant is required. The minimum credit score is...

Learn how to review a Schedule E tax form the way a Mortgage Underwriter does to help with your Mortgage Applications. Caeli Ridge goes into the details of the forms. You can find the actual forms on the Ridge Lending Group community article here - Join us each week on Tuesdays for more Live with Caeli Ridge. Each Tuesday beginning at 4:30 PM Eastern.

Hello all - another great time with Caeli Ridge and everyone who showed up to interact and get their questions answered. Today, we covered how to create and manage your plan to be a Real Estate Investor. Caeli covered the basics with some dives into the activities it takes to stay on top of your portfolio.

Caeli Ridge explains what the new conforming loan limits are for 2022.

These live weekly kind of educational platforms are going to, I hope, adds some great value to you all. We're very interested in feedback. So first and foremost, as our first kind of stab at this, I would like to hear from each of you on this live recording today. I'm going to give you just the quick 30,000 foot view about Ridge, who we are as a company, what it is that we do. Some of yo...

OK, my first topic. What are the three primary benefits of real estate investing? Now, most of you on this call are going to be very familiar with this. And I'll take just not a deep dive, but a quick dive into each one of these. So residential real estate investing, generally speaking the top three: cash flow, appreciation and tax benefit. This episode digs into each of these topics.

FHA - the Federal Housing Administration - www. HUD.gov - has increased the loan limits for 2022.    Hi again, everyone. Caeli here. Happy New Year to you, all. I just finished recording a video announcing the new conforming agency, a.k.a. Fannie/Freddie loan limits. I am now going to provide the FHA not to be confused with Fannie/Freddie loan limits as a quick distinction.      FHA and VA and USD...