Calling All Real Estate Investors

This is the weekly market newsletter from Ridge Lending Group. We review the events from the previous week in detail. Today's episode is reviewing the events from the week of 8-29-2022.  The topics reviewed are: Young Americans Dominate August’s Jobs Report Private Payrolls Show a Slowing Trend Initial Jobless Claims Moderate in Recent Weeks Family Hack of the Week - Guacamole Recipe from the...

Larry Bailey hosts this episode and he talks about: Financing homes with exclusively Short Term Rental history Setting and reviewing your goals for 2022 KUDOS to Nichole Rich-Byrne for sharing her personal story/situation Check out the video with the screen share and the documentation in the Community. You can join these live each week by following this link to join the call: https://community.rid...

This is the weekly market newsletter from Ridge Lending Group. We review the events from the previous week in detail. Today's episode is reviewing the events from the week of 8-1-2022.  The topics reviewed are: July Jobs Report a Big Surprise The Fed’s Take on the Labor Market, Inflation and Recession Initial Jobless Claims Continue to Creep Higher Family Hack of the Week - S'Mores Recip...

This is the weekly market newsletter from Ridge Lending Group. We review the events from the previous week in detail. Today's episode is reviewing the events from the week of 7-18-2022.  The topics reviewed are: More to Existing Home Sales Data Than Meets the Eye Builders Cautious About Future Sales Construction Data Shows Continued Backlog Family Hack of the Week - Advice about your pets out...

Caeli Ridge and Larry Bailey host this episode and we talk about: Having a Summer Book Club Nominations The Changing World Order One Rental At A Time: The Journey to Financial Independence through Real Estate Cross-Collateralization (AKA Blanket Loans) Closing in the name of your LLC Non-Recourse loans Transferring your deed from yourself to your LLC after closing Using the "Income Approach&q...

Larry Bailey hosts this episode and he talks you through 3 different kinds of loan programs that help you close more of your loans in real estate investing. Larry covered these 3 different kinds of loan program series: "V-Series" Loans Streamline Jumbo Loans "D-Series" Loans Check out the video with the screen share and the documentation in the Community. You can join these liv...

This is the weekly market newsletter from Ridge Lending Group. We review the events from the previous week in detail. Today's episode is reviewing the events from the week of 7-11-2022.  The topics reviewed are: Consumer Inflation Remains Blistering Hot Producer Inflation Also Higher Than Expectations Are Jobless Claims the “Canary in the Coal Mine?” More Economic Slowdown Signals Family Hack...

Caeli Ridge and Larry Bailey host this episode and we talk evaluating your strategy for your next Investment Property . We covered: How to evaluate for: Long-Term Rental Short-Term Rental Appreciation to Sell BRRRR Property Management We will also review and re-post the Property Management Questions checklist with the call replay. You can join these live each week by following this link to join th...

This is the weekly market newsletter from Ridge Lending Group. We review the events from the previous week in detail. Today's episode is reviewing the events from the week of 6-27-2022.  The topics reviewed are: Consumer Inflation Remains Near 40-Year High Home Purchase Activity Still Standing Strong Home Price Appreciation Remained Hot in April Final First Quarter GDP Reading Sparks More Rec...

Caeli Ridge and Larry Bailey host this episode and we talk about why you should be reviewing your real estate portfolio and ideas to make it grow. We covered: Reviewing your portfolio Planning to grow your portfolio Different kinds of loan programs you should consider How the Certified Power Buyer® program helps you prepare for your next purchases An open Q&A session You can join these live ea...

This is the weekly market newsletter from Ridge Lending Group. We review the events from the previous week in detail. Today's episode is reviewing the events from the week of 6-20-2022.  The topics reviewed are: Existing Home Sales Still Strong Into Summer The Real Scoop on New Home Inventory Fed Chair Powell Testifies That Recession Is “Certainly a Possibility” Single-family Rent Price Growt...

Caeli Ridge and Larry Bailey host this episode and we talk How to Qualify and Prepare for your Next Investment Property. We covered: How Ridge Lending Group customizes your loan program for your next investment Ridge Lending Group is not a one-size-fits-all Fannie/Freddie DSCR Bank Statements ITN 1099 Ideas for "finding" money for investments Joint Venture Line of Credit or Cash-Out Refi...

Larry Bailey hosts this episode and reviews some current market information and how this could affect you as a real estate investor. You can join these live each week by following this link to join the call: https://community.ridgelendinggroup.com/events/live-with-caeli-each-tuesday-beginning-at-430-pm-et/list As always, give Ridge Lending Group a call if you have any questions at 855-747-4343 or...

This is the market wrap information. Sourced from MBS Highway. As always, give Ridge Lending Group a call if you have any questions at 855-747-4343 or email us at info@RidgeLendingGroup.com   Copyright ©2022 Geneva Financial, LLC, DBA Ridge Lending Group NMLS #42056  |  BK #0910215  |  CA License #CA-DBO9556 | Massachusetts Licensed Lender #ML42056 | An Equal Housing Lender  |  All Rights Reserved...

Caeli Ridge and Larry Bailey host this episode and we talk about today's rates and what to do about it. We covered: Fixed Rate vs Adjustable Rate Mortgages How rates actually affect your cashflow Q&A topics Using a Debt Service Coverage Ratio loan for a purchase How the LTV ratios are mostly the same for ARMs (Adjustable Rate Mortgage) vs FRMs (Fixed Rate Mortgage) Qualifying using a 3/1...

Larry Bailey hosts this episode and reviews some current market information and how this could affect you as a real estate investor. You can join these live each week by following this link to join the call: https://community.ridgelendinggroup.com/events/live-with-caeli-each-tuesday-beginning-at-430-pm-et/list As always, give Ridge Lending Group a call if you have any questions at 855-747-4343 or...

Larry Bailey hosts this episode and reviews how Ridge Lending Group (and all lenders) determine your eligibility for a new loan using LTV (Loan to Value) and DTI (Debt to Income). DTI can change depending on your occupancy (Primary home, Second home, or Investment), as well as the amount of rent you can use and document for your investment loan. Follow along to find out more. You can join these li...

This is the market wrap information. Sourced from MBS Highway. As always, give Ridge Lending Group a call if you have any questions at 855-747-4343 or email us at info@RidgeLendingGroup.com Copyright ©2022 Geneva Financial, LLC, DBA Ridge Lending Group NMLS #42056  |  BK #0910215  |  CA License #CA-DBO9556 | Massachusetts Licensed Lender #ML42056 | An Equal Housing Lender  |  All Rights Reserved P...

This is the market wrap information. Sourced from MBS Highway. As always, give Ridge Lending Group a call if you have any questions at 855-747-4343 or email us at info@RidgeLendingGroup.com   Copyright ©2022 Geneva Financial, LLC, DBA Ridge Lending Group NMLS #42056  |  BK #0910215  |  CA License #CA-DBO9556 | Massachusetts Licensed Lender #ML42056 | An Equal Housing Lender  |  All Rights Reserved...

This is the weekly market newsletter from Ridge Lending Group. The information is sourced from MBS Highway. As always, give Ridge Lending Group a call if you have any questions at 855-747-4343 or email us at info@RidgeLendingGroup.com   Copyright ©2022 Geneva Financial, LLC, DBA Ridge Lending Group NMLS #42056  |  BK #0910215  |  CA License #CA-DBO9556 | Massachusetts Licensed Lender #ML42056 | An...

This is the market wrap information. Sourced from MBS Highway. As always, give Ridge Lending Group a call if you have any questions at 855-747-4343 or email us at info@RidgeLendingGroup.com   Copyright ©2022 Geneva Financial, LLC, DBA Ridge Lending Group NMLS #42056  |  BK #0910215  |  CA License #CA-DBO9556 | Massachusetts Licensed Lender #ML42056 | An Equal Housing Lender  |  All Rights Reserved...

This is the market wrap information. Sourced from MBS Highway. As always, give Ridge Lending Group a call if you have any questions at 855-747-4343 or email us at info@RidgeLendingGroup.com   Copyright ©2022 Geneva Financial, LLC, DBA Ridge Lending Group NMLS #42056  |  BK #0910215  |  CA License #CA-DBO9556 | Massachusetts Licensed Lender #ML42056 | An Equal Housing Lender  |  All Rights Reserved...

This is the market wrap information. Sourced from MBS Highway. As always, give Ridge Lending Group a call if you have any questions at 855-747-4343 or email us at info@RidgeLendingGroup.com   Copyright ©2022 Geneva Financial, LLC, DBA Ridge Lending Group NMLS #42056  |  BK #0910215  |  CA License #CA-DBO9556 | Massachusetts Licensed Lender #ML42056 | An Equal Housing Lender  |  All Rights Reserved...

Larry Bailey hosts this episode and reviews some Market Talk, LTVs, Pre-Approvals, and W/2 vs 1099 income. You can join these live each week by following this link to join the call: https://community.ridgelendinggroup.com/events/live-with-caeli-each-tuesday-beginning-at-430-pm-et/list As always, give Ridge Lending Group a call if you have any questions at 855-747-4343 or email us at info@RidgeLend...

Caeli Ridge shares her story of being a real estate investor. She takes us back to her beginnings and what she would think about doing differently. She also recommends what she would tell you about her lessons learned. You can join these live each week by following this link to join the call: https://community.ridgelendinggroup.com/events/live-with-caeli-each-tuesday-beginning-at-430-pm-et/list As...