Business By The Bay

Workplace issues rarely start as lawsuits. More often, they start as small communication gaps, unclear expectations, missing documentation, or conversations that never happened. In this episode of Business by the Bay, host Ajay Saini sits down with Robert Nuddleman, an experienced California employment attorney, to discuss what business owners, employers, families, and employees need to understand...

Strong communication is one of the most valuable skills in business. Whether you are speaking with clients, leading a team, pitching investors, presenting on camera, or walking into a high-stakes meeting, the way you communicate can directly impact your credibility, confidence, and results. In this episode of Business by the Bay, host Ajay Saini sits down with Clarisse Saam, a speaking and presenc...

Finding the right people is one of the biggest challenges business owners face today. Hiring is expensive, talent is hard to find, retention is difficult, and many growing companies struggle to build the team they need without overextending their budget. In this episode of Business by the Bay, host Ajay Saini sits down with Mike Birdsall, entrepreneur, advisor, and business builder with DOXA Talen...

Money is something we all deal with every single day. Yet almost no one is ever taught how to manage it. In this episode of  Business by the Bay , Ajay sits down with money coach Crystal Rigley Janis for a refreshingly honest conversation about why so many people, regardless of income, feel overwhelmed, stressed, and stuck when it comes to money. What makes this conversation powerful is how real i...

In this episode of Business by the Bay, Ajay speaks with leadership coach Thomas Rosenberg about how business owners and executives can improve performance by focusing on the human side of leadership. With over 25 years of experience, Thomas explains why most business challenges are not just operational, they are rooted in mindset, communication, and behavior. He shares how leaders can identify bl...

Kim described a challenge that many small business owners quietly struggle with, operational chaos. While most businesses focus on growth strategies, marketing, and sales, the reality is that many of the real bottlenecks exist behind the scenes. Missing processes, lack of documentation, and inconsistent workflows often lead to missed details, communication breakdowns, and a constant cycle of “putt...

In this episode, Joe Popper of Popper Tech Team, who is known as the “OG IT and AI guy.” shares what business owners must understand about technology, cybersecurity, and AI before it’s too late. From real-world stories of $100K cyber fraud incidents to practical insights on hyper-automation, Joe breaks down how businesses can dramatically improve efficiency while staying protected in an increasing...

Choosing the right care for aging parents is one of the most emotional, and often overwhelming decisions families face. Yet many families wait until a crisis forces the conversation. In this episode of Business by the Bay, host Ajay Saini sits down with senior living expert Wes Whittemore, who brings over 17 years of experience in senior living operations, sales, and leadership. Having been raised...

Most business owners don’t have a tax problem. They have a tax planning problem. In this episode of Business by the Bay on KDOW radio 1220 AM, Ajay sits down with Emily Tsai, CPA and Founder of Meridian Tax Advisors, to discuss why so many entrepreneurs and high earners are overpaying in taxes, and don’t even realize it. After rising to Senior Manager at a Top 10 national accounting firm, Emily sa...

John Maybury, a New Zealand–based communication coach and former radio broadcaster who now helps small business owners in New Zealand and the U.S. speak with clarity, confidence, and impact. John shares his deeply personal journey from growing up around entertainers and dreaming of a career in broadcasting, to developing a severe stutter at age 11 that shook his confidence. Through years of theate...

In this episode, Ajay Saini speaks with Scott Carley, a leadership consultant, speaker, and author of  Can I Trust You?  Scott spoke about trust, leadership, and personal transformation in business and life. Scott shares his unconventional journey from formal training in theology and decades as a pastor and church growth consultant, to a major personal failure that shattered trust and forced him t...

Khivi Care is a six-bed residential care home in Livermore, California, built on compassion, dignity, and a deep sense of community. Sharan Kaur shares her personal journey from a diverse career spanning tech, healthcare, banking, and startups to finding purpose in senior care, a decision driven by her desire to create meaningful, people-centered work.  Sharan discusses the emotional, physical, an...

Andriana Mendez, Certified Senior Advisor and co-founder of Custom Moving Solutions shares her entrepreneurial journey from corporate marketing and grocery retail into building a family-owned moving and senior move-management company founded in 2017. The business evolved from residential moving into a specialized focus on seniors and adult children navigating downsizing, relocations, and crisis-dr...

Lilit shares her journey from growing up in Armenia during its independence movement to immigrating to the U.S., pursuing foreign service, and then navigating careers in Oracle, pharma, and entrepreneurship, all of which taught her that change is constant and success depends on readiness. As co-founder of Realatable, she helps long-established small businesses identify operational gaps, regain ali...

April Mora shared her remarkable journey, from launching a financial literacy mission in 2007 to help individuals and business owners understand money, to shifting toward health and wellness after witnessing aging family members struggle with chronic wounds and limited continuity of care. She explained how Wound Menders MD addresses a growing but underserved problem; millions of seniors nationwide...

Despite a successful career in tech and healthcare, it was Brian's own family’s difficult experiences with inconsistent caregiving that ultimately redirected him toward home care. This personal connection fuels his mission today: to raise the standards of reliability, caregiver training, and compassion for families who need support the most. Brian explained that families typically reach out wh...

Melissa shares her 25+ years in recruiting and business development. She describes how ZRG Partners (a global talent advisory with a deep interim/fractional bench) steps in when stakes are high, say IPO prep, leadership turnover, audits/compliance, transaction readiness, and rapid scale. She touched upon uncertainty in the market, the cost of a wrong hire, and why speed, precision and culture fit...

Fractional COO Guy Beretta, explains how small businesses can stop firefighting and scale with structure. The COO guy shares a practical playbook; start with your P&L, clarify the owner’s vision, run dual SWOTs (owner and business), and set a weekly 90-minute execution rhythm. We cover picking the right fractional leader, common franchise/real-estate ops pitfalls, and why fundamentals beat AI...

Breanna shares her inspiring journey from receptionist to founder of a multi-state HR consulting firm. She discusses the most common HR challenges small businesses face; compliance gaps, employee-relations issues, and why clear expectations and professional guidance are essential. Breanna explains how her personalized, people-first approach combines technology with genuine human connection. She al...

Eric is a former videographer who turned his creative eye toward marketing and went on to found Solid House Marketing. Today, he works as a fractional CMO for small businesses, helping them scale by building the foundations that make marketing truly work - optimized websites, CRM and lead capture systems, data tracking, SEO, aligned channel strategies, and a clear sales process. His approach blend...

Aashi Arora specializes in helping practices and health organizations turn difficult dynamics into aligned, high-performing teams. Most business problems are people problems. If you don’t define your culture and values, they get defined for you, creating conflict, misaligned expectations, and stalled decisions. Some of the key takeaways are: Culture first, not last:  Clarify mission, vision, and a...

Nathan Jines is a 5th-generation real estate professional with family roots back to the 1870s (great-great-grandfather sold Texas land for $2/acre). He attributes his success to relentlessly focusing on clients’ real needs, demonstrating genuine care, and bringing deep expertise, rather than chasing shortcuts. He emphasizes that empathy and competence are essential when guiding clients through one...

Small businesses often fail because owners dive into their ventures with a product or service they love, but without a solid business plan. While they may try marketing through channels like social media or online ads, their messaging often falls flat, failing to clearly communicate the value they offer. The key to success lies in creating a strong, market-dominating position that sets you apart a...

Many people invest to secure their future and ensure a comfortable retirement. Denis emphasizes the importance of working with a certified financial planner—someone you trust, connect with, and feel confident will prioritize your best interests. With just over 100,000 certified financial planners in the U.S., finding the right professional can make all the difference. Financial planning involves n...

Selling a business is not the same as running one, especially for first-time small business sellers. The challenges? Plenty. Small businesses often come with risks that can make buyers cautious. Common concerns include: Heavy reliance on the owner without an empowered second layer of management Revenue concentrated in a few clients High employee turnover Additionally, sellers may have higher valua...