Building Wealthy Habits

What if charitable giving wasn't just about how much you give, but how intentionally you give? As year-end approaches, charitable donations can become an important part of both your financial planning and the causes you care about.   From donating appreciated stock to donor-advised funds and qualified charitable distributions, Jeremiah and Laura explore different ways to approach charitable giving...

Divorce changes more than your relationship status. It can reshape your financial life, from how your assets are divided to the taxes you pay and the decisions you make about your future. But dividing everything in half doesn't necessarily mean both people walk away with equal financial value. Jeremiah and Laura explore how alimony, retirement accounts, and the tax implications of different assets...

What happens when you're caring for aging parents while still supporting your children or grandchildren? For many families, being part of the sandwich generation means balancing responsibilities that extend far beyond finances. From understanding your parents' financial resources to setting expectations with your children, Jeremiah and Laura explore the conversations that can help families prepare...

What if one of the biggest retirement decisions isn't how much you save, but when you pay taxes? Roth IRAs offer potential tax advantages, but knowing when and how to use them is just as important as understanding how they work.   From Roth IRAs and Roth 401(k)s to backdoor Roth strategies and conversions, there are several ways to approach tax planning for retirement. Jeremiah and Laura explore h...

What would you do with an extra hour in your day?   For Jeremiah and Laura, the answer isn't necessarily more work. Sometimes it's playing chess with their kids, being fully present at a soccer game, or simply having enough space at the end of the day for a conversation that otherwise might not happen.   From grocery delivery and oil changes to getting help with lunches and household tasks, they s...

For generations, retirement looked pretty simple: work for the same company, earn a pension, and receive a steady paycheck after you retired. Today, the responsibility looks very different. 401(k)s have created more flexibility, but they've also left many people wondering: Have I saved enough, and how do I turn what I've accumulated into income? Jeremiah and Laura look at how retirement has evolve...

Some parts of your financial plan are easy to put off because nothing seems wrong today.   But just like a small leak at home, the things you ignore can become much more important when life changes.   In this episode, Jeremiah and Laura walk through some of the financial maintenance that can be easy to overlook, from insurance and beneficiaries to estate planning, business succession, cybersecurit...

AI can answer financial questions in seconds. But should you trust it to help make decisions about your money? In this episode of Building Wealthy Habits, we explore where AI can be useful in your financial life and where context, judgment, and human relationships still matter. From budgeting and research to retirement and major life decisions, they discuss how to use AI as a tool without assuming...

Starting a business from scratch  isn't  the only path to entrepreneurship. Buying an existing business can give you  a head  start, but it comes with its own financial considerations.   In this episode, Jeremiah and Laura explore what to consider when choosing between buying a business and building one yourself, including cash flow, valuation, financing, personal risk, and the role you  actually...

For business owners, being debt-free may sound like the  ultimate goal . But as a business grows, financing can become one of many factors to evaluate when considering a new opportunity.   In this episode, Jeremiah and Laura explore how business owners can think about debt within a larger financial plan. From acquisitions and commercial real estate to cash flow, liquidity, and personal guarantees,...

Inflation and interest rates are constantly making headlines, but what do they actually mean for your financial plan? In this episode, Jeremiah and Laura put today's economic environment into perspective and discuss how changing rates can affect decisions around retirement, borrowing, investing, and cash. More importantly, they explore why a strong financial plan should be built to adapt as condit...

Receiving an inheritance can open new possibilities, but deciding what to do with it may not be as simple as expected. In this episode, Jeremiah and Laura discuss what to consider before making major financial decisions, from understanding what you actually inherited to navigating potential tax considerations and giving yourself time to think about what comes next. They also explore how an inherit...

Financial planning should be more than an annual meeting or a conversation about investments. This episode explores what an ongoing relationship with a financial advisor can look like and why the work between major financial decisions matters. From preparing for what is ahead to having someone who already understands your bigger picture, a strong advisory relationship is built over time. Because w...

Some of the most important financial conversations are also the easiest to avoid. In this episode, Jeremiah and Laura talk about the conversations around estate planning, succession, insurance, retirement, and your future that often get pushed off for "someday." The key may be starting somewhere simpler: What do you actually want your life to look like? That vision can make the harder conversation...

Helping your adult children financially can come from a place of love, but the way that support is structured matters. A gift toward college, a first home, or another major opportunity may give them a meaningful head start. At the same time, ongoing support can unintentionally create dependency, unclear, expectations, or tension between siblings. In this episode, Jeremiah and Laura discuss how par...

Being successful in your career does not automatically make financial decisions easier. Fear, compassion, overconfidence, and FOMO can influence even the smartest investors. Advice from friends, social media, or AI can also sound compelling without accounting for your full financial picture. In this episode, Jeremiah and Laura explore the behavioral patterns behind financial decisions, how persona...

Kids are learning about money long before they earn their first paycheck. They learn from the conversations they hear, the choices they watch, and the opportunities they are given to spend, save, give, and make mistakes. In this episode, Jeremiah and Laura share what they are learning as they raise four children and work to build healthy money habits at home. The goal is not to raise children who...

Success doesn't always bring the peace of mind we expect. For many business owners and high achievers, greater financial success can also bring greater uncertainty. New opportunities, bigger decisions, and increased complexity often leave people asking, "What should I do next?" In this episode of Building Wealthy Habits , Jeremiah and Laura explore why success can feel more stressful than expected...

Selling a business or stepping away from a career is often celebrated as the finish line.   But for many business owners,  that's  when an entirely new journey begins.   In this episode of Building Wealthy Habits, Laura sits down with Cindy Jennings, founder of Interwovenly and the LifeWise™ programs, which help business owners, executives, managers, and employees navigate life's biggest transitio...

A growing business can create more  opportunity , more momentum, and more income. But it can also create one of the least welcome surprises for business owners: a tax bill they did not see coming.   In this episode of Building Wealthy Habits, we talk about why tax planning should not wait until April and why a strong year in business can quickly become stressful when cash flow, estimates, and plan...

Y ou've  worked hard to build something real. But eventually, a new question begins to  emerge :   What do you want your money to do for you?   Too many people spend years accumulating wealth without taking the time to define the life they  actually want  that wealth to support. They follow the crowd, delay their dreams, and assume there is a "right" way to retire, travel, give, or spend their tim...

Things are going well. Revenue is growing. Opportunities are expanding. And yet, many business owners find themselves asking a new question: Now what? Success creates a different kind of complexity. Taxes become larger. Decisions carry more weight. Relationships evolve. And the systems that helped you build the business may not be the systems that support the next season. In this episode of Buildi...

Money is one of the most important conversations in a relationship. It's also one of the most avoided. In this episode of Building Wealthy Habits, Jeremiah and Laura share a candid look at how they handle financial conversations in their own marriage. As financial planners, business owners, parents, and spouses, they've learned that money discussions are rarely just about budgets and bank accounts...

Should you buy the building your business  operates  in, or continue leasing? For many business owners, commercial real estate can become one of the largest investments they ever make. But owning a building is about much more than control over your space.   In this episode, Jeremiah and Laura discuss the key factors business owners should consider before  purchasing  commercial real estate. From l...

What if the biggest turning point in your life starts with a difficult question? In this conversation, Jeremiah, Laura, and special guest JR Lay explore the tension many entrepreneurs and high achievers quietly carry beneath the surface. From identity and ambition to disruption, adaptability, and purpose, this discussion goes far beyond business strategy. JR shares personal stories about building...