Building Wealth From Scratch Podcast

In this episode, Jerry and Bianca dive into the "first-gen pressure" that leaves high-earning millennials feeling burnt out despite their success. They discuss the transition from a childhood of "too little information" to a modern era of social media noise and AI-driven market chaos. Learn why navigating complex assets like RSUs and ISOs for the first time can feel overwhelmin...

In this episode, Bianca and Jerry dive into a common struggle for first-generation Latino millennials: the disconnect between earning a high income and feeling financially secure. Despite surpassing the earnings of previous generations, many families in 2026 feel "crushed" by inflation, cultural expectations, and the pressure of being the family's financial foundation. We discuss the...

We’re officially closing out the first quarter of 2026, and if we’ve learned anything so far this year, it’s that life doesn’t wait for you to be "ready." In this episode, Bianca and Jerry get real about the trap of the "perfect time" and why waiting for everything to align is often just another form of procrastination. Website: www.confianzawealth.com

In this episode, Jerry and Bianca break down the "language of taxes" for first-gen professionals. They share their personal journey from waiting until the last minute to file, to focusing on ways to keep more of their money throughout the year. Is your tax refund a "gift" from the government, or is it just your own hard-earned money coming back to you late—and with less purchas...

In this episode, Jerry and Bianca pull back the curtain on the "human" side of building a business. Inspired by Bianca’s recent studies in Organizational Behavior, they discuss why the traditional advice of "just work hard" is often a trap for first-generation professionals. They dive deep into the "first-generation" struggle of breaking the "work hard and keep y...

In this episode, Bianca and Jerry tackle the massive stigma surrounding management fees. They get vulnerable about their own journey—realizing that even as industry experts, they needed to hire their own advisor to find peace in their marriage and clarity in their goals. If you’ve ever felt like you "should" be able to figure this out on your own because the internet exists, this episode...

Welcome back to a new era of Building Wealth From Scratch . In this episode, Jerry and Bianca pivot to a more conversational, "real-talk" style to pull back the curtain on what is actually happening in the U.S. economy. While the stock market hits all-time highs, the "everyday American" is feeling the squeeze at the grocery store and paying the bills. We dive deep into why the...

In Episode 7 of Building Wealth From Scratch, Jerry and Bianca share real-life stories from the people who inspire them most: their clients. They walk through powerful transformations of individuals and families who were working hard, but still felt stuck: drowning in debt, unsure how to invest, and frustrated by slow progress. From a single-income family of five that went from paycheck to paychec...

In Episode 6 of Building Wealth From Scratch, Jerry and Bianca break down what tax planning actually is, and why it’s one of the most overlooked strategies for building real wealth. They walk you through the costly mistake of treating tax season like a once-a-year panic, and instead reveal how proactive planning (especially in September) can save you thousands come April. Whether you’re a small bu...

Jerry and Bianca discuss retirement planning, and how the rules are changing and what to know for a better future. They unpack the major shifts introduced by the Secure Act 2.0, including new incentives for business owners, Roth IRA updates, and expanded retirement access for employees. They also reflect on generational shifts in how people view retirement, the rise of financial independence, and...

In this episode of Building Wealth From Scratch, Jerry and Bianca walk you through one of the most important (but often overlooked) steps to building wealth: creating an emergency plan. From understanding what an emergency fund actually is, to how much you should save, where to keep it, and why it’s essential for long-term security, they break it all down in a clear, approachable way. They also op...

In this episode of Building Wealth From Scratch, Jerry and Bianca walk you through their personal journey of learning to budget after moving to California on a single income. They break down the key steps to creating a simple, effective budget — from understanding your money mindset to tracking expenses, setting achievable goals, and learning how to prioritize your spending based on what matters m...

When you’re just starting your wealth-building journey, it’s easy to make avoidable mistakes—especially when no one taught you what to look out for. In this episode of Building Wealth From Scratch, Jerry and Bianca break down the top five money mistakes beginners make and how you can sidestep them on your path to financial freedom. From understanding compound interest to creating a financial found...

Are you ready to take control of your financial future but don’t know where to start? In this first episode of Building Wealth From Scratch, Jerry and Bianca from Confianza Wealth Management break down everything beginners need to know about investing—from understanding risk tolerance to choosing the right investment strategy. 🚀 We discuss: ✅ The easiest ways to start investing (even with no exp...