Bright Advice - Mortgages By Design

In this episode, we sit down with Sarah Mills , Business Standards Manager and Mortgage Adviser at Bright Advice, and winner of the 2026 Most Instrumental Financial Services Businesswoman in Cambridgeshire, to explore how client support in financial services has evolved—and why it matters more than ever. Drawing on her experience at Bright Advice, Sarah shares how changing regulations, shifting ma...

Buying a home is exciting — but are you only focusing on the ‘Mona Lisa’? In this episode, Jon and Chris draw a clever comparison between the world’s most famous painting and the often-overlooked importance of protecting your home and income. In the same way people admire the Mona Lisa without ever noticing the background, many buyers focus entirely on securing their dream home, without thinking a...

In this episode of Mortgages by Design , we’re joined by Gabriella Wasilewska to explore what’s really happening in today’s mortgage market. From navigating current rates to understanding the wider economic picture, we break down what homeowners and buyers should be thinking about right now. Also in this episode we discuss how an annual review can help ensure your current deal still suits your cir...

Episode 5 of Bright Advice Mortgages by Design is now live! Mortgage & Protection Adviser Yasmin Aboujieb explains shared ownership options for first-time buyers. She covers family-assisted deposits, Lifetime ISAs, joint mortgages, and more. Halifax recently noted this is a great time for first-time buyers. Shared ownership schemes offer flexible paths to homeownership. What is Shared Ownershi...

Episode 4 of Bright Advice Mortgages by Design is out now! Gabriella Wasilewska breaks down options for first-time buyers in this essential episode on mortgage advice. If you're starting your home-buying journey, this informational listen covers key pathways to the property ladder. First-Time Buyers Mortgage Advice Essentials First-time buyers face a competitive UK market, but mortgage advice...

Episode 3 of Bright Advice Mortgages by Design is now available! Host Jon Orchard talks to Chris Cocksedge, an adviser with Bright Advice for 25 years, about the " 25 Year Mortgage Myth ". This episode unpacks what it means within mortgage advice and how lending has evolved over decades. The 25-Year Mortgage Myth Explained The "25-year mortgage" is often seen as the standard te...

Episode 2 of Bright Advice Mortgages by Design is now available! Host Jon Orchard talks to Mortgage and Protection Adviser Mark Edwards about getting on the property ladder later in life . This episode covers deposits, options, and considerations for older first-time buyers seeking mortgage advice. Later-Life Property Ladder Challenges Entering the property market later – often in your 40s, 50s, o...

Episode 1 of Bright Advice Mortgages by Design is now available! This week, we’re delving into the world of interest rates. As Andrew Perryman says at the beginning, whether you’re a saver or a borrower, interest rates are a real point of interest for us all. Take a listen as we delve deeper into this, and please let us know your thoughts too! Interest Rates in Mortgage Advice Interest rates form...

Bright Advice Mortgages by Design is a UK podcast for people searching for clear, jargon‑free mortgage advice near me . This short trailer introduces the team behind Bright Advice, an independent, whole‑of‑market mortgage broker based in Cambridgeshire. Each episode explores how mortgages work in real life, alongside related topics such as life insurance, wills and trusts, pensions and investments...