BetterWealth with Caleb Guilliams

A large amount of money in very few cases will ever trump cash flow, because cash flow is king! In today's Better Wealth Episode of ‘From the Frontlines’  where Jereme and I discuss another case study and give examples of how we are serving people on the frontlines. We are continuing our Mr. & Mrs. Smith Family edition. In today’s case study we discuss how we model Mr. and Mrs. Smith’s fa...

As a business owner do you know your numbers? In today's Better Wealth, I had the privilege of interviewing Tim Francis, CEO of the company called Profit Factory, a company dedicated to helping parents know their internals numbers. Tim shares his story of the humbling experience of being broke and unable to walk. Listen as his whole world changed to the idea of truth and mastery in the pursuit of...

Do you avoid the true cost of something? In today's Better Wealth Breakdown, Dan and I discuss how people avoid the true cost of things specifically in areas of cars and investment properties. Listen as Dan and I walk through the importance of being honest with ALL the costs associated with item such as fee’s, taxes, upfront cost, mileage cost, wear-and-tear, and even evaluating your opportunity c...

There are better ways than a Typical Whole Life contract. In today's Better Wealth Episode, I continue to analyze the different places you can put your money by comparing them to the 11 attributes to the perfect asset. In today’s podcast I evaluate Whole Life Insurance and it may shock you that the Typical Life Insurance is a bad place to have your money. Today I am going to talk about a contract...

Thank you for making this journey of podcasting possible! In today's Better Wealth, I reflect back on the last 100 episodes we have done. It has been incredible to watch the numbers grow and has been encouraging and inspirational. Consistency always changes the game and I am grateful for the team that made that happen and the listeners that are building part of our community making this moment so...

Many financial tools will give a snapshot of a “perfect” scenario, but at the end of the day real math and a real model will be the most effective way to make real decisions about intentional living.  In today's Better Wealth Episode of ‘From the Frontlines’  where Jereme and I discuss another case study and give examples of how we are serving people on the frontlines. In today’s case st...

Don’t trade your time for money! In today's Better Wealth Episode, I had the pleasure of interviewing Suzanne Ctvrtlik a freelance designer that became a master YouTuber and is now leaving her job because of the money on YouTube. Listen as she shares her story and inspiration behind her career as a YouTuber and the inspiration behind her niche. In little more than two years her YouTube Channel Arv...

Your future is not determined by your current set of circumstances. In today's Better Wealth Breakdown, Dan surprises me with a question for today’s episode from John Rawls “If you could roll the dice again and the circumstances of your birth were totally random, what would you choose, your current life or something totally random?” Listen as Dan and I answer this thought question and why it is so...

It isn’t about the investment because it is more about the investor.  In today's Better Wealth Episode, I talk about why or why not you should have real estate part of your portfolio and part of your wealth strategy. In this asset analyzer series I have been walking through different assets and comparing them to the 11 attributes of the perfect asset. Listen as I compare and contrast Real Est...

Regardless of the currency, create value! In today's Better Wealth, I am joined with both Dan Kaminski and Jason Rink as we open up the discussion of cryptocurrency and Bitcoin on our BetterWealth LIVE episode.  We get many people emailing us asking “Should I put my life savings into Bitcoin?” and we are here today to discuss the pros and cons of this asset. Listen as Dan and Jason share thei...

Realize that you can be more intentional in your choices if you understand the implications of the math long term.  In today's Better Wealth Episode of ‘From the Frontlines’  where Jereme and I discuss another Mr. & Mrs. Smith case study where we see a family that had been disciplined with their money and got a bit more assurance when looking at the model. Listen as Jereme describes...

In our country there is a huge deficit of financial education! In today's Better Wealth, I had the privilege of interviewing Harry Stout who has worked over 25 years in the financial services industry all around the world. Harry is also an author of the “Financial Verse Series” which covers topics on money, life savings, annuities, life insurance, and more. Listen as Harry shares his desire for pe...

The AND Asset can be a legacy that can travel with you wherever you go! In today's Better Wealth Breakdown, Dan and I discuss how life insurance is benefiting the  EXPAT Community. The EXPAT movement coined generally for someone who is temporarily or permanently residing outside of America where they have previously lived. Dan shares an example of a client’s journey as they walked through the...

The convenience of a savings account is in safety and liquidity. In today's Better Wealth Episode, I continue my series of episodes  “Where Should I Invest My Money”  as I discuss the framework of how to analyze the best places to invest your money. In the last episode we discussed my ideas on the Roth IRA and the Roth 401K, but today I look at savings accounts. Listen as I walk through...

Your brand should either compel people or repel people! In today's Better Wealth, I had the privilege of interviewing my good friend Ellis Hammond, Founder of Kingdom REI. In this episode Ellis and I share an upcoming event in which both Ellis and I will be speaking about the power of your story. Listen as Ellis shares his story from being a broke pastor and missionary with an entrepreneur passion...

Sometimes models are off balance simply because there is no accountability.  In today's Better Wealth Episode of ‘From the 'Frontlines’  where Jereme and I discuss another case study and give examples of how we are serving people on the frontlines. In today’s case study we discuss tax advantage pension plans for Mr. & Mrs. Smith. Listen as Jereme describes the process of making decis...

Without leadership, nothing happens! Episode Description:  In today's Better Wealth Episode, I had the pleasure of interviewing Andy Wyatt, author, coach and CEO of Andy Wyatt Leadership LLC, a company developing leaders around the world through coaching. In today’s world of hundreds of leadership guru’s, Andy shares his authentic value that “Wise, caring, balanced servant leaders are good le...

It’s clear as mud!!! In today's Better Wealth Breakdown, Dan and I reflect back to our last episode where we spoke on the MEC - Modified Endowment Contract and now we discuss part 2 which is the 7-Pay test. As defined the 7-pay test determines whether the total amount of premiums paid into a life insurance policy within the first 7 years is more than what was required to have the policy considered...

The underlying framework of knowing where to invest your money is first knowing your desired outcome.  In today's Better Wealth Episode, I continue my series of episodes “Where Should I Invest My Money” as I discuss the framework of how to analyze the best places to invest your money. In the last episode we discussed how to identify and compare different assets. Listen as I define the Roth IR...

Does solar investments make sense….financially? In today's Better Wealth Episode, I had the pleasure of interviewing Jimmie Jayes, co-founder of Authentic Networker, an international community of in-person networking groups spanning 71 cities across 5 countries, and solar advisor. Jimmie talks a little about his experience in networking and how he has used networking to serve people and increase s...

Leveraging the AND Asset in activities that produce more assets! In today's Better Wealth Episode of From the Front-lines, Jereme and I have been bringing you several episodes where we focus on case study from people we are working on the front lines. In today’s case study we discuss how Mr. & Mrs. Smith have developed over time a lifestyle of savings, tracking money, increasing income, and ut...

Your savings rate is the biggest leverage you have! In today's Better Wealth Episode, I had the pleasure of interviewing Rachel Richard, former financial advisor and real estate investor, who now has written two incredibly successful books about money. Listen as Rachel shares her story of becoming a lover of finances and money, budgeting, savings and financial prosperity.  Rachel describes ho...

Each company has their own interpretation and definition of a MEC.  In today's Better Wealth Breakdown, Dan and I discuss a Modified Endowment Contracts, also known as a MEC. Listen as we review how we take life insurance but give it a superpower  by over-funding and maximize the cash with a result of keeping the tax benefits of a life insurance policy. While all companies have different...

What you most value should be a big part of how you analyze investments and assets like the 401K. In today's Better Wealth Episode, I set up the framework that will be giving you clarity on making better decisions regarding whether you should or shouldn’t invest in a particular asset. Today I focus on using that framework to evaluate the 401K, which is a tax advantage defined contribution account...

Poking the Bear….. Hedge-funds vs. “Reddit” Retail Investors! In today's Better Wealth LIVE, Dan Kaminski joins me in today's BetterWealth LIVE as we discuss the current affairs of GameStop, and Hedge-funds vs "Reddit" Retail Investors!  Listen as Dan breaks down some of what has been going on with GameStop, Reddit, Robinhood and what “the short squeeze” is doing to the market! Join us as we...