BetterWealth with Caleb Guilliams

Leverage is great, when it isn’t, so understanding how to be flexible with your policy can be incredibly important.  In today's BetterWealth episode, I am joined today by Dominic Rufran one of the BetterWealth wealth coaches and our AND Asset Specialist. Today we are discussing the flexibility of life insurance. Join us on our BetterWealth YouTube Channel as Dom discusses how the PUA of the p...

Most people tend to think about ways of not spending money when they should be taking time to think about how to make money.  In today's BetterWealth episode, I had the privilege of interviewing Mike “C-Roc”, CEO of People Building, Inc., and the powerhouse behind the “What Are You Made Of?” movement.   Listen as Mike shares with us his inspirational story that lit the fire inside of him...

Emotional decisions most likely come from recency bias.  In today's Better Wealth Breakdown, Dan and I talk about the topic of “Recency Bias” which is the concept that whatever information you most recently consume becomes the thing that you tend to consume your thoughts, discussion and conversations immediately after. Usually recency bias is a key factor why we make more emotional decisions...

Compound is the Eighth Wonder of the World!  In today's Better Wealth Episode, I dig back into an old video I did on compound interest and the power of the doubling penny.  Albert Einstein is noted for saying that “Compounding is the eighth wonder of the world. He who understands it earns it and he who doesn’t understand it pays it.”  Join me on the BetterWealth YouTube Channel to s...

In today's Better Wealth, I and joined by Jordan Gross, 2x TEDx speaker and  #1 bestselling author of Getting COMFY: Your Morning Guide to Daily Happiness. Today Jordan sits down with me and discusses the release of his brand new book “What Happens in Tomorrow World?: A Modern-Day Fable About Navigating Uncertainty.”  Join me on today’s BetterWealth LIVE with my guest and dear friend Jor...

The power of leverage is using someone else’s money to build wealth. In today's Better Wealth, I am joined today by Dominic Rufran one of the BetterWealth wealth coaches and our AND Asset Specialist. Today we are discussing the power of leverage, using someone else’s money to build wealth. In life insurance we are not using our money but borrowing against our policy using the life insurance compan...

There are a lot of different ways you can give back and be impactful.  In today's Better Wealth, I had the privilege and honor of interviewing Matt Coulter, founder of 143 Collective, a nonprofit specializing in non-profit development, fiscal sponsorship, community activism and additional outreach. Listen to his story of discovering intentional living through the development of foundations th...

A normal draft-horse can pull 8 thousand pounds, while two draft-horses can pull up to 32 thousand pounds. In today's Better Wealth Breakdown, Dan and I discuss the impact of a team. Listen as Dan describes how working together can accomplish more, but when learning to work together you can accomplish infinitely more than you imagined. However, a team rowing in opposite directions will not accompl...

Wouldn’t it be amazing to have our money grow the rest of our lives? In today's Better Wealth, I am super excited to share with you a video I did back in 2018 and haven’t yet shared with anyone. I had done a demonstration for the book and when looking back over the video there was some great content I wanted to share with you. In today’s episode I will be discussing control compounding, uninterrup...

In today's Better Wealth, I had the privilege of interviewing a good friend of mine, Neal Cox. Neal shares his story of how working closely with the BetterWealth team and walking through the model process reshaped his way of thinking about money and business. Listen as Neal describes how the Niche Product he created has taken off and developed into a full time and  full house business. Check...

Based on the Term Rider it allows us to make that box a little bigger so we can shove in even more money! In today's Better Wealth, I and joined by one of BetterWealth’s wealth coaches, Dominic Rufran, as we discuss how we structure infinite banking policies. Dom and I talk about three aspects of the policy 1.) The Base, 2.) The PUA and, 3.) Term Rider and how it all works together. Control and li...

Finding more in life than just accumulating! In today's Better Wealth, I am honored to have Dannis Adamson join me as a guest on the Better Wealth Podcast. During a private event I had Dannis in the studio to do this quick episode as we discussed his big takeaways such as lost opportunity cost,  financial education, experience, value creation and money, cashflow, debt, his business and experi...

Sometimes when looking at investments you have to realize, time is not on your side anymore.  In today's Better Wealth Breakdown, Dan and I discuss the topic of real estate investing. Dan poses the question “Is Real Estate Going To Save Your Retirement?” Listen as we talk about investor DNA, your situation, your stage of life and other factors that can cause an asset or investment to become a...

Everything we do needs to be based on a cash flow ratio. In today's Better Wealth, I give an overview of the BetterWealth Assessment. We released the Assessment last year, but it has been incredibly impactful for those who we have served.  Listen as I describe the philosophy behind the model, how cash flow ratio is a primary factor, and why we model the consumption and savings. Join me on our...

Today's episode I am  Remembering the life of Gregg Hielema  and reflecting on the incredible impact he had on my life before his passing. I am forever grateful for his wisdom and love. Today's episode is dedicated to his memory and the celebration of his life as he would have turned 49 today! #BetterWealth 📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity 📕 The A...

We don’t borrow FROM the policy we borrow AGAINST  the policy. In today's Better Wealth episode, I am joined by Dominic Rufran one of our Wealth Coaches here at BetterWealth and our AND Asset Specialist. Listen as Dominc and I discuss the ins-and-outs of policies loans. We identify a big misconception and give the correct distinction between borrowing from the policy loan verse against the po...

Money doesn’t have value, until you use it! In today's Better Wealth episode, I had the privilege and honor of interviewing Darius and Carmen Britt from Wealth Nation. As the infamous YouTube IBC couple, Darius and Carmen have been helping educate people on building real independent wealth and financial freedom.  Listen as Darius and Carmen share their story of being in debt, paying off debt...

Insurance agencies can give you a better plan when you “update” your health with a better health rating.  In today's Better Wealth Breakdown, Dan and I discuss a common way our clients are inspired by intentional living by re-applying for better health rating. Most health ratings have motivated and fired up several of our clients to take a stand, make health choices, and then they get better...

Overfunded Whole Life Insurance when set up and used properly will be you AND Asset not your OR Asset.  In today's Better Wealth, I continue the asset analyzer series where I look at different places where you can put your money by comparing them to the 11 attributes to the perfect asset. In today’s podcast I evaluate whether you should put your money into Overfunded Whole Life Insurance. In...

In today's Better Wealth Live episode I am joined by Dominic Rufran for a late night Q&A. Listen as we answer several questions about the AND Asset and different aspects of Overfunded Whole Life Insurance. #BetterWealth 📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity 📕 The And Asset Book: https://bttr.ly/book 💸 BetterWealth Quiz: https://bttr.ly/quiz 👪 AndAsset.com: https://bttr.l...

The model allows peace and reassurance as you test and vet life situations that would otherwise cause a burden.  In today's Better Wealth Episode of From the Frontlines, Jereme and I talk about a case that has greatly impacted our community and become one of our favorite stories to share that inspires and reminds us of intentional living. Listen as Jereme discusses Mrs. Smith who signed up fo...

Live intentionally and take risks on purpose! In today's Better Wealth Episode, I had the pleasure of interviewing Nicholas Abts, a practicing attorney in the Wisconsin area who happens to be both a dear friend and client. Nick introduced me to Tesla and we share a bit of our love for Tesla on the show. Nick discusses with us his story, his business, how he moves and gives his money more than one...

Your investment strategy should be based on value creation and not media popularity in meme culture. In today's Better Wealth Breakdown, Dan and I discuss “Meme Investing” and what it looks like to get caught up in “media hype.” Now because of a popular hype we discuss why you should consider how your emotions might be getting in the way of a wise investment strategy. Listen as Dan and I discuss m...

There needs to be the proper truth in the marketplace when we talk about money.  In today's Better Wealth Episode, I have been asked to give my response to "Meet Kevin" On Infinite Banking and Life Insurance where I discuss the video "The Truth about Life Insurance  with The CEO of Ladder Life" that was published on the YouTube Channel Meet Kevin. See the video here: The Truth about Life...

Welcome Jonathan to the BetterWealth team! In today's Better Wealth, I have both the privilege and honor of officially welcoming Jonathan Kreidt to the BetterWealth Team. Listen as Jonathan shares his story of how we met and the inspiration behind his position on the team. I have been waiting months for this official welcome because Jonathan is joining with me in starting BetterWealth Capital our...