Better Financial Health in 15 Minutes (or less!)

This is our second episode discussing the core items you should have when planning for your estate. Today, Stacey is discussing trusts- who should have one, why someone should have one and what is the difference is in a trust and power of attorney or other agreements. She also explains some of the details of beneficiaries that you should be aware of. If you missed last week, don't forget to g...

There is so much more to think about when estate planning than just a will, and estate planning is something everyone needs to think about, no matter your age. This is the first episode of two to help you get everything in order for you and your family so that when the time comes, you have what you need. We hope you will also tune in next week for more in-depth information on estate planning!  Env...

Stacey is back with more information covering current events, but this time, it's not about the market. By now, you've probably heard about the plan to forgive some types of student loans, but there were other changes and updates to student loan programs that may also impact you or people you know with student debt. Stacey is here to explain more about who may qualify for forgiveness and...

Stacey is here to give us an update on the current state of the market. It's not all sunshine and roses this week, but the sky isn't falling either. While things remain uncertain, there are always things you can consider doing to protect your financial and mental health, and Stacey shares several of those things with us in this episode. What helps you remain calm in times of uneasiness?...

One of the overwhelming parts of meeting with a financial planner can be naming goals, especially if you are younger and simply trying to survive daily life. Maybe your goal is to survive, and that's ok! Today, Stacey is here to share how to reframe how we think about goals so that we don't have to put pressure on ourselves to know when to retire or exactly how much money we need 40 year...

What is a home equity line of credit? Would it be helpful for you and/or your family or will it create added stress and squeeze your monthly cashflow too tightly? Stacey is here this week to answer some common questions and help explain some situations where a HELOC can be extremely helpful and times when it might be more harm than good.   Envision Financial Planning. 5100 Poplar Avenue, Suite 242...

Do you look at your retirement account every week? Maybe even every day? Do you have a notification set up to let you know about your account balance on some consistent basis? How's your blood pressure these days... not great either? It's possible these things are more closely related than you think. Stacey is here this week to help you break the negativity cycle and give helpful advice...

You can't turn on the news today without hearing the word recession, but most of us don't really know what that means or how it may impact our financial situation. Stacey is here to help us look past the headlines and clickbait to discuss if we really are in a recession, what that means to us and she breaks down some common terms you may be hearing in a way that everyone can understand....

Inflation is a major buzzword these days, but it's impacting everyone differently. While many people are considering tapping into their savings these days, maybe you're in a place where your cashflow is good and you are looking for options to grow your savings. Stacey is here this week to share some suggestions about what to do with cash you may have on hand (first things first- replenis...

We all have looked at our favorite real estate listing website and thought "what a deal!" or "they're asking what?!" and we know that the current market,  most of the time the list price isn't what someone will ultimately pay for a house. But what about the other costs incurred with buying a new home? You may buy an older home that needs some fixing or you may buy a b...

We are half way through 2022! While the state of the economy is not necessarily something everyone wants to celebrate right now, it's not all doom and gloom. Stacey is here this week to walk us through some of the ways she is seeing hope for the second half of the year and why we should continue to stay the course and look forward to the future.   Envision Financial Planning. 5100 Poplar Aven...

 We all see the commercials all the time for different credit and debit cards and the “amazing” rewards available from various companies. But have you ever wondered how to decide what the best option might be for you? Stacey is here this week to give you some things to think about when determining how to use different cards and decide what might serve you the best and give you the best bang for yo...

You don’t have to be a financial expert to know that the current market is creating stress for a lot of people. Even if you don’t have a ton of money invested in the market or aren’t planning on buying a home, you’ve noticed increased prices at the gas pump and in the grocery stores. We talk to people every day who want to know what they should be doing in a time like this. Stacey is here to remin...

This week, we are answering a listener question! The listener recently changed jobs and wanted to know what do with their 401k from their previous employer. Listen up as Stacey shares her suggestions for things to think about if you are facing a similar situation. We love listener questions, so if you have something you’d like to hear Stacey chat about, let us know!  Envision Financial Planning. 5...

Summer is finally here which means it’s time to take a vacation! Stacey has some tips for how to navigate some of the current travel situations to make sure you and your family have the best vacation available to you. We hope you’ve been saving already, but with higher costs of just about everything, getting far away may not be in the cards for you. That’s ok, there are great ways to enjoy your ow...

We are continuing our theme of topics related to the current markets, and this one has to do with the housing market! If you’ve been trying to buy a home lately, you know it’s tough out there. Maybe you’ve been thinking about renovating so you don’t have to buy/sell. That’s gotten tricky for some due to shortages of materials and labor. It’s hard to know what to do, but Stacey has some suggestions...

Last week, Stacey gave us a primer on inflation. Now that we understand that a little bit better, let’s dive into the current state of the market. We know it’s not great, but just because it’s not great, doesn’t mean it’s time to jump ship. Stacey has said it before, and reminds us today, this is a normal scenario for the market and even though it doesn’t feel good, it will be ok. If you’re feelin...

It’s quite the buzzword these days and this week, Stacey is here to give you a quick rundown of inflation and what it means you and your financial health. Make sure you subscribe to our podcast- Better Financial Health in 15 Minutes (or less!) so you won’t miss next week’s discussion on what the current market volatility means for you!  Envision Financial Planning. 5100 Poplar Avenue, Suite 2428,...

This week, we’ve got something a little different! Stacey is here to talk about what a backdoor Roth is and how you could use it to your benefit to grow your retirement savings. If you’re not familiar, check out Stacey’s primer on how a backdoor Roth works and how to go about implementing it in your financial toolbox!    Envision Financial Planning. 5100 Poplar Avenue, Suite 2428, Memphis, TN 3813...

In some of our recent episodes, we’ve talked about how your financial situation can impact your life in multiple ways. Debt can drain the joy from your life, knowing your financial values can empower you to spend on the things that make you feel fulfilled and this week, Stacey reminds listeners that it’s ok to take a chance as you find your way in your career, even if that means taking a pay cut....

We encourage everyone to start saving money early, and we encourage people to save portions of what they make, but should saving come at the expense of your joy and doing the things you really want to do and can feasibly do? Maybe not. Stacey shares this week about how to make sure your short-term and long-term goals are in alignment with your financial values- the things that matter most to you a...

You finished doing your taxes and either are excitedly awaiting your refund or dreading sending in what you owe to the IRS. But once you have filed your taxes, it’s time to put that tax return to work by learning from it! In this episode, Stacey offers some things to look for to help you plan your finances so that you can get the most out of your money.  Envision Financial Planning. 5100 Poplar Av...

What should you prioritize when paying off debt? There are several ways of thinking about it, but Stacey is here to share her thoughts. As we’ve discussed before, money is more about feelings than math and debt can create a lot of feelings for people. Learn some tips for how to manage your debt so that you can live a healthier life financially and emotionally! In this episode, Stacey mentioned the...

Being bad at math is not a good excuse for being bad with money because money is not about math! Stacey is here this week to explain to us how feelings impact our decisions about money and how money impacts our relationships. Do you struggle to talk about money in your relationships? Listen up for some great tips to make it a little easier to lighten the burden money may be putting on your relatio...

It’s hard to turn on the news right now and not be concerned about the state of our world and the economy. However, Stacey is once again here to remind us that we don’t have to be scared and to look at the big picture. In this episode, Stacey offers some small things you can do now to make a difference in your pocketbook, but also tell us how long-term investments are built to withstand market flu...