Better Financial Health in 15 Minutes (or less!)

Banks are all the buzz right now, and Stacey is here to tell you what you need to know about how the banking system works and what you should be thinking about to keep your money safe.   Envision Financial Planning. 5100 Poplar Avenue, Suite 2428, Memphis, TN 38137. (901) 422-7526. This communication is strictly intended for individuals residing in the United States.  Advisory Services offered thr...

 A common discussion we have with clients, in all stages of life, is how to build or rebuild credit. Maybe you don't have a lot of credit experience because you generally use cash or maybe you are trying to help your kids or grandkids build their credit from the ground up. Whatever the reason, listen to Stacey's suggestions this week on how to build credit, maintain a positive credit his...

Sometimes we know there is a habit we have that we know we should stop, but we can't quite get over the hump. Stacey is here this week to help you think through some things to help you find the pain point in your finances or other areas of your life and move forward with your goals.   Envision Financial Planning. 5100 Poplar Avenue, Suite 2428, Memphis, TN 38137. (901) 422-7526. This communic...

Many people delayed purchasing a car over the past few years for various reasons and now the time has come when you can't wait anymore. Chances are the market has changed since the last time you purchased a vehicle and Stacey is here to help you catch up on the current situation. What things should you think about regarding financing? What about an electric vehicle? How about insurance? There...

Wahoo! You have recently realized you'll have a little extra money coming and, smartly, you've decided you want to make the most of it and not just buy that treat you saw online ;)  Where's the best place to put it? Should you put it in savings or should you pay off debt? If you pay off debt, what debt should you focus on first? Stacey is here this week to share her "hierarchy...

It's not tax season yet, but it's coming quick and Stacey is here to help you get your ducks in a row so when the time comes to complete and file your taxes, you'll be ready. Listen up to hear about what forms you should be looking out for and how to double check to see if you have everything you need in order to file your taxes this year.  What questions do you have going into tax...

If you're like us, the winter blues have arrived and you're dreaming of somewhere else you'd rather be than wherever you are. If vacation is on your mind, listen up for Stacey's tips to make your vacation more relaxing and less stressful by planning ahead for the expenses associated with your trip!  Envision Financial Planning. 5100 Poplar Avenue, Suite 2428, Memphis, TN 38137....

At the end of last year, SECURE 2.0 Act of 2022 was signed into law with some significant items that could impact your retirement savings. Stacey is here to give us a rundown of how this law could change your required minimum distribution, as well as other differences that you should know about as we start the year so that you are getting the most out of your money moving forward.   Envision Finan...

Yes, you read the title correctly... this week, Stacey is sharing her reasoning for cautious optimism as we look ahead into 2023. While we still don't have a crystal ball (we still wish we did!), there are signs across the county and the world that are giving reasons for hope and not despair. Listen up to hear Stacey's takes about where to look for these bright spots in our economy and t...

We've been getting several questions from people that we work with about adjusting their 401k contributions as we move into the new year and as the markets continue to bounce around a little bit. Stacey is here this week to remind us of some thing to think about before you decide to increase your retirement savings. Do you have a specific question we can help with? Let us know in the comments...

We are coming back around to the question that doesn't seem to go away: are we in a recession? Stacey reminds us this week what a a recession is and then walks us through where some key indicators are today. Then, she shares some suggestions on how to approach the new year while we are still in a period of uncertainty and take a new outlook into the new year.   Envision Financial Planning. 51...

We're running into 2023 and Stacey is coming to us from Colorado with some thoughts for the new year... Where are you right now? What do you need to do first? What do you need to pay off and where can you cut spending or increase savings? Listen up for some suggestions to get your 2023 started on the right foot!  Envision Financial Planning. 5100 Poplar Avenue, Suite 2428, Memphis, TN 38137....

Christmas is almost here! If you're like us, you still have a few gifts to get, maybe because you haven't had time yet or maybe because those last few people are hard to buy for. Don't let the stress of the last minute gifting wreck your budget! Stacey has some great last minute ideas to help you get the most bang for your buck for everyone on your gift list.   Envision Financial Pl...

Stacey is here this week to discuss a situation she sees often where people are carrying credit card debt, but protecting their emergency/cash fund. Listen up to learn about why it maybe helpful to focus on paying down that debt (and how to do it!), even though your savings may take a hit for a short time period.   Envision Financial Planning. 5100 Poplar Avenue, Suite 2428, Memphis, TN 38137. (90...

As the year winds down, there are several things you should make sure are in good standing in your financial life as well as your personal life. Stacey is here to help offer some suggestions and reminders of things to think about going into the New Year and things you can and should do now to get ahead. What are you doing now to get ready for 2023?!  Envision Financial Planning. 5100 Poplar Avenue...

As the year draws to an end, most people start looking forward to the next year. Stacey is here to offer some things to think about in the global economy as we look back, look around and prepare to look forward into the new year.   Envision Financial Planning. 5100 Poplar Avenue, Suite 2428, Memphis, TN 38137. (901) 422-7526. This communication is strictly intended for individuals residing in the...

Stacey has been doing her homework (as always!) and is back to tell us why things may not be as bad as they seem. We've all seen scary headlines in the news and we maybe tightening our belts this holiday season, but there are some indicators that it's not all doom and gloom. Listen up this week to hear Stacey's take after meeting with some of the best in the industry recently as to...

We're continuing to talk about holiday gift giving this week, but with a twist... consider giving the gift of education to your kids and grandkids by investing in a college savings plan! If you're tired of giving kids toys that get tossed aside, clothes that get outgrown or you just don't have any more room for anymore stuff, Stacey is here to give you more information about how and...

This year, most people are tightening their belts where they can and that will most likely mean in holiday gift giving as well. Luckily, it's still early and you still have time to make a plan for your holiday budget so that you can give responsibly and enjoy a lovely holiday with those you love. Stacey has some ideas to help you think outside of the (beautifully wrapped) box so you can be a...

In a time of uncertainty, it's normal to feel vulnerable and reach for anything that appears to be guaranteed. Stacey is here today to talk through those feelings with us and help us recognize and resist those schemes and people that are preying on our fear. She also shares some tips to help us combat the fears we do have and reminders about how markets have rebounded in the past. If you&apos...

You've heard it hear before, money is more about feelings than math. And right now, there are a lot of feelings - not many of them good- when it comes to money. Stacey has some suggestions on how to deal with these current feelings on today's podcast. If you are starting to worry about the holidays already, Stacey has some great ways to help you prepare for what can be a very expensive a...

How much do you really know about your benefits package offered through your employer? It's open enrollment time for many people which means you need to actually pay attention to those emails you're getting from HR and check your benefits! Stacey is here today with some things to look for so that you can maximize your benefits and make sure you are putting yourself and your family in the...

It's that time of the year... no, not the holiday season and not back to school... it's time for Medicare open enrollment! Stacey is here this week with reminders of what to look for when shopping your drug plan plus how to determine if traditional Medicare or Medicare advantage are best for you. Not 65? maybe you have someone in your life that could use your help to check their policies...

Right now, everyone is trying to get the most bang for their buck and one way to do that is by effectively using a savings account. Today, Stacey shares some things to think about as you choose the best savings account for your situation since not every account is the same! For more information on series I bonds, check out episode 21 .  Envision Financial Planning. 5100 Poplar Avenue, Suite 2428,...

Inflation continues to be the talk of the town for just about every town. You may not be aware of the impact the rental market is having on inflation and on the economy as a whole, so Stacey is here to shed some light on this aspect of the economy and offer a few suggestions on how we all continue to make the best next choice for our situation.   Envision Financial Planning. 5100 Poplar Avenue, Su...