Derek Johnson
Being Financially Peaceful
Tune into Being Financially Peaceful on the radio every Monday morning on 1170 WAVS from 4-5 am. Being Financially Peaceful, hosted by Rocco Kryns, is a radio show dedicated to empowering listeners with practical guidance and retirement insights, from taxes to income planning and everything in between through the long road of retirement. Disclosure: We are an independent financial services firm helping individuals create retirement strategies using a variety of insurance products to custom suit their needs and objectives. Any references to protection benefits, safety, security, steady and reli...
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Episodes
Financial Independence & Taking Control of Retirement 06.07.2026 57:01
In this episode, Rocco Kryns discusses critical retirement plans for listeners in the Fort Lauderdale area. Find strategies for managing taxes, social security, market volatility, legacy & estate planning and more from South Africa's own Rocco Kryns while hearing worldwide experiences and friendly advice. To learn more about Rocco Kryns and the team, visit https://needwisdom.com/
Making Retirement Money Last 29.06.2026 57:01
In this episode, Rocco Kryns discusses critical retirement plans for listeners in the Fort Lauderdale area. Find strategies for managing taxes, social security, market volatility, legacy & estate planning and more from South Africa's own Rocco Kryns while hearing worldwide experiences and friendly advice. To learn more about Rocco Kryns and the team, visit https://needwisdom.com/
Tough Financial Truths & Reasons to Fire Your Financial Professional 01.06.2026 57:01
In this episode, Rocco Kryns discusses critical retirement plans for listeners in the Fort Lauderdale area. Find strategies for managing taxes, social security, market volatility, legacy & estate planning and more from South Africa's own Rocco Kryns while hearing worldwide experiences and friendly advice. To learn more about Rocco Kryns and the team, visit https://needwisdom.com/
The Retirement Tightrope 18.05.2026 57:01
In this episode, Rocco Kryns discusses critical retirement plans for listeners in the Fort Lauderdale area. Find strategies for managing taxes, social security, market volatility, legacy & estate planning and more from South Africa's own Rocco Kryns while hearing worldwide experiences and friendly advice. To learn more about Rocco Kryns and the team, visit https://needwisdom.com/
The Loss of a Loved One & Legacy Planning 04.05.2026 57:01
In this episode, Rocco Kryns discusses critical retirement plans for listeners in the Fort Lauderdale area. Find strategies for managing taxes, social security, market volatility, legacy & estate planning and more from South Africa's own Rocco Kryns while hearing worldwide experiences and friendly advice. To learn more about Rocco Kryns and the team, visit https://needwisdom.com/
The History of Taxes & Four Key Questions in Retirement 20.04.2026 57:01
In this episode, Rocco Kryns discusses critical retirement plans for listeners in the Fort Lauderdale area. Find strategies for managing taxes, social security, market volatility, legacy & estate planning and more from South Africa's own Rocco Kryns while hearing worldwide experiences and friendly advice. To learn more about Rocco Kryns and the team, visit https://needwisdom.com/
Financial Literacy Month & Risks in Retirement 05.04.2026 57:01
In this episode, Rocco Kryns discusses critical retirement plans for listeners in the Fort Lauderdale area. Find strategies for managing taxes, social security, market volatility, legacy & estate planning and more from South Africa's own Rocco Kryns while hearing worldwide experiences and friendly advice. To learn more about Rocco Kryns and the team, visit https://needwisdom.com/
Recession on the Horizon + A 401K is Not a Plan 23.03.2026 57:01
In this episode, Rocco Kryns discusses critical retirement plans for listeners in the Fort Lauderdale area. Find strategies for managing taxes, social security, market volatility, legacy & estate planning and more from South Africa's own Rocco Kryns while hearing worldwide experiences and friendly advice. To learn more about Rocco Kryns and the team, visit https://needwisdom.com/
Are You a Hidden Millionaire & Creating a Lasting Legacy 09.03.2026 57:01
In this episode, Rocco Kryns discusses critical retirement plans for listeners in the Fort Lauderdale area. Find strategies for managing taxes, social security, market volatility, legacy & estate planning and more from South Africa's own Rocco Kryns while hearing worldwide experiences and friendly advice. To learn more about Rocco Kryns and the team, visit https://needwisdom.com/
Maximize Your Retirement Income 16.02.2026 57:01
In this episode, Rocco Kryns discusses critical retirement plans for listeners in the Fort Lauderdale area. Find strategies for managing taxes, social security, market volatility, legacy & estate planning and more from South Africa's own Rocco Kryns while hearing worldwide experiences and friendly advice. To learn more about Rocco Kryns and the team, visit https://needwisdom.com/
Are You Truly Ready & The Reality of Retirement Spending 02.02.2026 57:01
In this episode, Rocco Kryns discusses critical retirement plans for listeners in the Fort Lauderdale area. Find strategies for managing taxes, social security, market volatility, legacy & estate planning and more from South Africa's own Rocco Kryns while hearing worldwide experiences and friendly advice. To learn more about Rocco Kryns and the team, visit https://needwisdom.com/
Plan for the Worst and Hope for the Best + 5 Tips for a Happy Retirement 19.01.2026 57:01
In this episode, Rocco Kryns discusses critical retirement plans for listeners in the Fort Lauderdale area. Find strategies for managing taxes, social security, market volatility, legacy & estate planning and more from South Africa's own Rocco Kryns while hearing worldwide experiences and friendly advice. To learn more about Rocco Kryns and the team, visit https://needwisdom.com/
Key Retirement Dates in 2026 + Behavioral Finance and You 05.01.2026 57:01
In this episode, Rocco Kryns discusses critical retirement plans for listeners in the Fort Lauderdale area. Find strategies for managing taxes, social security, market volatility, legacy & estate planning and more from South Africa's own Rocco Kryns while hearing worldwide experiences and friendly advice. To learn more about Rocco Kryns and the team, visit https://needwisdom.com/
A Christmas Guide to Retirement 22.12.2025 57:01
This special holiday episode, aptly titled "A Christmas Guide to Retirement," focused on the core principles for creating a peaceful and secure retirement. Rocco Kryns, president of Wisdom Financial Services, discussed why true financial peace comes not just from the size of your nest egg, but from building a plan that ensures steady, reliable income throughout retirement. Listeners were encourage...
Preserving Your Retirement from Taxes & Scams to Watch Out For 08.12.2025 57:01
In this episode, Rocco Kryns discusses critical retirement plans for listeners in the Fort Lauderdale area. Find strategies for managing taxes, social security, market volatility, legacy & estate planning and more from South Africa's own Rocco Kryns while hearing worldwide experiences and friendly advice. To learn more about Rocco Kryns and the team, visit https://needwisdom.com/
Plan for the Worst & Hope for the Best 24.11.2025 57:01
In this episode, Rocco Kryns discusses critical retirement plans for listeners in the Fort Lauderdale area. Find strategies for managing taxes, social security, market volatility, legacy & estate planning and more from South Africa's own Rocco Kryns while hearing worldwide experiences and friendly advice. To learn more about Rocco Kryns and the team, visit https://needwisdom.com/
Rocco's Retirement Checklist 17.11.2025 57:01
This week on "Being Financially Peaceful," Rocco Kryns, president and founder of Wisdom Financial Services, tackled the critical steps of retirement. Highlighting a recent Axios poll showing only 33% of Americans have a written financial plan—and many worry Social Security won’t cover their expenses—Rocco walked listeners through his "retirement checklist," emphasizing the importance of income pla...
The Cost of Retirement & Planning for Large IRAs 03.11.2025 57:01
This week on "Being Financially Peaceful," Rocco Kryns explored the complexities of preparing for and living in retirement, emphasizing that true financial peace is about achieving reliability and purpose—not just accumulating wealth. Rocco highlighted the importance of planning for rising costs, unexpected expenses, and the risk of outliving your savings, dispelling outdated notions of simply sav...
Make Your Money Work for You in Retirement 27.10.2025 57:01
This week on "Being Financially Peaceful," financial advisor Rocco Kryns discussed the growing uncertainties in the markets and how retirees can protect their savings amidst volatility caused by tariffs, trade wars, and a shaky stock market. Rocco emphasized that true financial security in retirement isn’t just about accumulating wealth, but about turning savings into reliable, lifelong income. He...
Build Your Financial House Out of BRICKS 13.10.2025 28:31
This week, Rocco Kryns explored the importance of constructing a strong, resilient "financial house" for retirement, drawing on the metaphor of the three little pigs. Rocco emphasized the need for intentional planning, urging listeners to avoid building retirement plans on "straw or sticks" such as unreliable investments or solely depending on Social Security. Instead, he advocates for a "house of...
Retiring Early to When to Take Social Security? 29.09.2025 7:01
This week on "Being Financially Peaceful," Rocco Kryns answers listener questions about navigating retirement—from deciding the right time to retire and staying mentally engaged, to making informed choices about Social Security. Rocco highlights the importance of having a well-crafted plan that covers all stages of retirement and addresses crucial areas such as income, investments, taxes, healthca...
Retirement Redefined: Creating Income for a Lifetime 22.09.2025 7:01
On this week’s episode of "Being Financially Peaceful," host Rocco Kryns, president of Wisdom Financial Services, explores key questions about retirement spending and planning. He discusses the average retiree’s monthly expenses, the impact of rising costs and longevity, and why having an increasing income plan is crucial. The conversation highlights the top three retirement risks—inflation, unexp...
Finding Financial Peace: Retirement Strategies with Rocco Kryns 15.09.2025 7:01
On this week’s episode of "Being Financially Peaceful with Rocco Kryns," Rocco tackled listener questions on retirement planning, highlighting the importance of peace of mind over simply growing wealth. They discussed strategies for handling medical expenses, the latest rules on required minimum distributions, and the benefits of modern life insurance options like Index Universal Life for long-ter...
The Three P's of Retirement 08.09.2025 7:01
On this week’s Being Financially Peaceful with Rocco Kryns, Rocco discusses the “three pillars” of confident retirement—having a pension or stable income, a written financial plan, and a clear purpose for each asset. They emphasize that true financial peace comes from security and clarity, not just a high savings balance, and highlight challenges like the decline of pensions, market volatility, an...
Balancing Life and Finances in Retirement 01.09.2025 7:01
In this week's episode of "Being Financially Peaceful" with host Rocco Kryns of Wisdom Financial Services, listeners are guided through the complexities of retirement planning, emphasizing peace over wealth accumulation. Addressing common concerns, Rocco highlights strategies like budgeting and income generation while advising retirees to balance spending with life enjoyment. The show encourages c...
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