Behavior Gap Radio

Carl shares insights from his recent conversation with Sharon Salzberg on 50 Fires. Sharon challenged Carl's views by suggesting that our goals are often too modest and trivial, urging a focus on deeper values like feeling secure and validated rather than materialistic aspirations. How might understanding the true purpose behind our goals shift our approach to achieving them? Tune in to explore ho...

In this episode, Carl uses a story of a friend to underscores a broader issue: how societal norms and local culture can significantly influence our habits and goals. How can we effectively navigate or even change our environment to better align with our personal values? Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Finan...

Today, Carl reminds us that investing in experiences with loved ones offers far greater returns than spending on material possessions. It may feel like a luxury, especially when the expense isn't in the budget, but these moments create lasting memories and joy. How often do we let guilt or fear prevent us from spending on what truly matters? 

In a world overflowing with information, how much do you value the process of distilling wisdom into its most essential form? In this episode of Behavior Gap Radio, Carl explores the value of distillation and brevity. He reflects on how creating concise, meaningful content takes significant effort, likening his podcast to a draft that will eventually become a refined essay or book. Carl poses an i...

Carl examines recency bias, the tendency to project recent events into the future, especially during financial ups and downs. How can recency bias lead us to make irrational financial decisions based on fear or greed? Carl stresses the need for a resilient financial plan that anticipates market changes and encourages expanding our perspective beyond recent events. By broadening our view, can we be...

How can we shift focus from the fleeting appeal of negativity to the enduring value of positive connections? In this episode of Behavior Gap Radio, Carl reflects on the subtle yet profound impact of love and kindness. He questions how we can cultivate these quiet virtues amid a world often dominated by loud, negative attention. 

How can we redefine our sense of enough beyond just financial metrics? Today, Carl explores the concept of "enough." During a discussion with economist Stephanie Kelton, Carl asked her how she thinks about enough and what she hopes her daughter would say about her relationship with money in the future. Stephanie's response highlighted the importance of feeling secure, but she acknowledged that sec...

In this episode, Carl addresses the deep-seated fear many have about running out of money. He reflects on how much of our anxiety about money stems from a future that may never happen, prompting the question, "What will we do when the money runs out?" This worry often distracts us from the present and the people we care about. Instead, Carl suggests we think of money as a flow, much like gathering...

Have you ever questioned the truth of your money beliefs? Today, Carl explores the idea of honest money stories by asking, "Are you sure that's true?" He shares his journey of examining his own financial narratives and encourages listeners to question their own long-held beliefs about money. Carl discusses how self-judgment can arise during this process and stresses the importance of staying neutr...

In this episode of Behavior Gap Radio, Carl reflects on a conversation with Shannah Game from the podcast "Everyone's Talkin' Money." Shannah's question, "What does money mean to you?" prompted Carl to examine his own relationship with money more honestly. Initially, he answered "freedom," but realized this was a mask for his true feelings of fear and anxiety about finances. How often do we hide o...

In this episode of Behavior Gap Radio, Carl explores the concept of "honest money stories." Reflecting on personal experiences and conversations with friends, he delves into the common tendency to use financial limitations as a shield to avoid meaningful discussions about choices and priorities. Why do we often hide behind money when discussing our true values? Carl emphasizes the importance of be...

Today, Carl explores the complexities of making life changes, sharing personal stories and insights from a friend. Why do long-standing habits and behaviors often serve a deeper purpose, even when we want to change them? Carl talks about his struggles with sugar consumption and the "starving artist" mindset. He explains that real change happens when the discomfort of staying the same outweighs the...

Are you too confident for your own good? In this episode of Behavior Gap Radio, Carl explores the "overconfidence gap," where confidence exceeds competence, leading to big mistakes. He draws on insights from Nobel laureate Daniel Kahneman and the Dunning-Kruger effect to show how overconfidence can hinder growth. Carl shares personal stories and practical advice on staying open to new knowledge an...

In this episode of Behavior Gap Radio, Carl talks about how a single thought or brief interaction can transform our perspective and mood. He explores the idea that we're often just one thought away from seeing the world differently! Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times colum...

In this episode of Behavior Gap Radio, Carl talks about his visit to the local farmers market and the idea of hyperlocal investing. He shares his meaningful interactions with vendors, like buying honey to help with allergies and chatting with a goat milk farmer. Carl reflects on the sense of community and connection he felt, highlighting how investing time and money locally can bring a unique retu...

Today, Carl delves into the concept of hyperlocal investing, exploring its potential to foster deep connections within our communities. Sharing a story about a flower farmer's journey, he illustrates the tangible and emotional returns of investing locally. Listen in as Carl invites listeners to conduct a personal experiment by supporting their local farmers market or small businesses, paying close...

Ever wonder why we resist uncertainty? In this episode of Behavior Gap Radio, Carl explores our natural tendency to avoid the unpredictable by creating stories and narratives. He challenges listeners to be themselves and find comfort in not knowing what comes next. Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial...

What would happen if you dust off that long-forgotten dream? You know the one! It's the one you've buried under years of practicality and societal expectations. Through vivid anecdotes and genuine empathy, Carl reminds you of the importance of following your passion. He emphasizes how your unique contribution can light up the world, making life better for everyone, including himself. Want more fro...

In this episode of Behavior Gap Radio, Carl explores "attention equity" and the value of the attention people invest in consuming content. Have you thought about how time and attention differ? Carl shares a personal story to highlight the importance of being mindful when asking for others' attention. He discusses balancing reaching the right audience without overwhelming them, ensuring every inter...

Today, Carl explores the dual questions: "Who is my work for?" and "Who is willing to pay for it?" Reflecting on two decades of aligning his work with personal values, Carl discusses the impact of his work on individuals striving to make more aligned decisions with their capital. He shares insights into the distinct group that values his expertise—financial advisors who seek to integrate these pri...

Carl discusses the pervasive mantra of "it's just business" and challenges its ethical implications. Reflecting on a conversation with a landscape consultant, Carl explores the notion that business and personal ethics should not be separate entities. Carl talks about the importance of aligning personal values with professional practices. He questions the validity of using business as an excuse for...

In this episode of Behavior Gap Radio, Carl shares insights on tackling seemingly insurmountable problems, comparing them to climbing Mount Olympus in Salt Lake City. Using personal stories, he illustrates how taking the next step can reveal new perspectives and solutions. Carl emphasizes that action, rather than endless contemplation, is key to overcoming challenges. It's time to embrace uncertai...

Is accumulating wealth for future generations really the ultimate goal? In this episode of Behavior Gap Radio, Carl explores intergenerational wealth and its impact on our lives. He challenges this idea, advocating instead for creating memories, love, and self-worth. Drawing from personal experiences, like choosing time with his children over financial gains, Carl questions the true value of wealt...

How can we stop resisting and start replacing? Today, Carl explores the concept of "don't resist, replace." He shares insights on shifting focus from avoiding behaviors to replacing them with more engaging activities. Carl shares how this approach can lead to deeper engagement and time well spent. Can replacing resistance with positive actions enhance productivity and well-being? Listen to today's...

In this episode of Behavior Gap Radio, Carl shares a field note from a recent mountain bike ride, exploring this topic: How can associative thinking change the way we solve problems? He reflects on how activities like biking can be part of work, helping solve problems through movement and flow. Does stepping away from active problem-solving and engaging in outdoor activities lead to breakthroughs?...