Bankadelic: The colorful side of finance

Just when you thought the holidays were safe from Bankadelic insanity, along comes resident wise guy Johnny Da Big with his version of "The Night Before Christmans," featuring that syndicate boss in the red suit, Nicky Da Saint. Craps games, law enforcement raids, bare-knuckled insults ... it'll have you dreaming of a White Chrstmas, or any other kind for that matter, rather than this one.

Those compelled to assist an ailing parent with their finances — and that’s likely you or someone you know — could look for a playbook. Or seek out an expert. Or learn from someone’s personal story. But how about all three? Beth Pinsker, CFP, and retirement columnist for MarketWatch shares her hard-won insights, rock-solid advice and the ways banks can do better in her just-released book “My Mothe...

Leave it to us to mount our milestone 200th podcast 9 episodes late. But we also do things a bit differently at the Bankadelic Bunker. Here to help us mark the occasion, William Mills Agency EVP Catherine Laws turns the tables on host Lou Carlozo and interviews HIM. What does he have to say for himself? Find out, and take in all the well wishes from fintech industry stars, an executioner and a far...

Before banks of any size can make the most of risk-informed business intelligence, they have to get their data act together and their business priorities straight. Edward Vincent, the CEO at Lumio Solutions, discusses smart data strategy at a time when AI is taking center stage ... even though many banking execs aren't exactly sure how to use it. The goal, as Vincent describes it, is to help decis...

Even with the year-long purge of long-standing federal government agencies, the Consumer Financial Protection Bureau still stands as a bulwark for people who seek information and resources in their dealings with financial institutions. On this episode, James 'Jim” McCarthy of McCarthy Hatch shares about his days getting the bureau off the ground—and how his company utilizes real-time risk predicti...

It’s a long Thanksgiving road trip… Back Friday sales have been going on since August … and someone’s gonna pick a fight over the drumstick. So why not treat yourself before the Turkey Day going gets tough so we’ve got a gift for you no turkey could come close to topping. Join us as our three panelists gather ‘round the table to discuss what they’re thankful for, even as they nominate winners for...

On this episode, Trafalgar Founder and CEO Jose Porfirio Sánchez-Talavera calls in from Mexico City to share how his challenger bank works to maintain harmonious relationships with regulators, customers and shareholders. It’s an almost radical proposition in an era where banks aren’t shy about putting profits far above all else, and fintechs act with impunity in a throwback to the bad old days of...

More than 11,000 people attended Money 20/20 at the Venetian in Las Vegas, making 2025 another banner year for one of the leading financial services conferences in the world. Bankadelic was there from start to finish and on this episode, host Lou Carlozo recounts the hot discussion topics (from agentic AI to stablecoins), the cool swag (pickleball, anyone?)--along with the action on the convention...

In a series of podcasts taped live at 2025’s Money 20/20 in Las Vegas, host Lou Carlozo brings you the latest from one of the premier financial services conferences in the world. On this episode taped at the Venetian's Truth and Tonic, Lou casts with Dana Kalfas Bodine, Vice President of Marketing at Trustpilot. Dana shares findings from the just-completed Write a Review Week, where all U.S. busin...

In a series of podcasts taped live at 2025’s Money 20/20 in Las Vegas, host Lou Carlozo brings you the latest from one of the premier financial services conferences in the world. On this episode, Lou chats with a true leader in the biometrics field, Ajay Amlani, CEO of Aware. As the creator of aviation’s CLEAR technology, Amlani launches into a discussion of why biomentrics are more robust than ev...

In a series of podcasts taped live at 2025’s Money 20/20 in Las Vegas, host Lou Carlozo brings you the latest from one of the premier financial services conferences in the world. On this episode, we learn all about what it takes to create successful loyalty programs that drive customer engagement and help businesses to get a leg up on their competitors. Joining us are Beth McCoy, President of CORA...

Once again, Lou Carlozo rises from the pumpkin patch to bring you yet another Bankadelic Halloween Spooktacular. This year, we visit many different kinds of ghosts: Why is AI haunting so many financial institutions? Will the loan climate finally break through all the thunder and lightning? And if there are friendly ghosts on the horizon, what might they be? It’s a fabulous cast of FI wizards … and...

In a series of podcasts taped live at 2025’s Money 20/20 in Las Vegas, host Lou Carlozo brings you the latest from one of the premier financial services conferences in the world. On this episode, Lou talks with Sai Rangachari, Chief Product Officer at Temenos, to learn more about how the Swiss banking software company is embracing the American market. Sai also shares his views on how AI is having...

In a series of podcasts taped live at 2025’s Money 20/20 in Las Vegas, host Lou Carlozo brings you the latest from one of the premier financial services conferences in the world. On this episode, Lou chats with John Blizzard, Founder of CD Valet, to learn more about an online destination that offers customers close to 40,000 choices, likely making it the largest such marketplace in the world. Bliz...

In a series of podcasts taped live at 2025’s Money 20/20 in Las Vegas, host Lou Carlozo brings you the latest from one of the premier financial services conferences in the world. On this episode, Lou chats with one of his favorite return guests, Steven J. Ramirez, CEO of Beyond the Arc. The FI veteran shares his views on big opportunities in AI and finance, including the creation of compliance doc...

In a series of podcasts taped live at 2025’s Money 20/20 in Las Vegas, host Lou Carlozo brings you the latest from one of the premier financial services conferences in the world. On this episode, ASA Founder/CEO Landon Glenn explains how collaborative banking and embedded finance create exciting opportunities across the board. When financial institutions can offer new digital tools, customers have...

In a series of podcasts taped live at 2025’s Money 20/20 in Las Vegas, host Lou Carlozo brings you the latest from one of the premier financial services conferences in the world. On this episode, Lou meets an enlightened founder who’s making waves as a payments -merchants innovator, Houman Motaharian (left), CEO of ClarityPay. He’s joined by Tom Carter, Chief Commercial Officer, and together they...

In a series of podcasts taped live at 2025’s Money 20/20 in Las Vegas, host Lou Carlozo brings you the latest from one of the premier financial services conferences in the world. On this episode, Lou’s introduced to the revolutionary concept of “cognitive banking” by Udi Ziv, CEO of Personetics. In a cognitive banking world, agentic processes stand in to represent the best interests of the custome...

In a series of podcasts taped live at 2025’s Money 20/20 in Las Vegas, host Lou Carlozo brings you the latest from one of the premier financial services conferences in the world. Conference speaker Sophia Bantanidis, Head of Future of Finance at the Citi institute, walks us through two laser-sharp reports, "Real Time 24/7 Finance in an Always-On World" and "Agentic AI: Finance and the Do it for Me...

In a series of podcasts taped live at 2025’s Money 20/20 in Las Vegas, host Lou Carlozo brings you the latest from one of the premier financial services conferences in the world. On this episode Lou chats with Frank Frantz, Founding Growth Executive at Chargeflow, to learn how the company is tackling an online theft merchants hate: chargebacks. Typically these fraudsters request refunds on a purch...

In a series of podcasts taped live at 2025’s Money 20/20 in Las Vegas, host Lou Carlozo brings you the latest from one of the premier financial services conferences in the world. On this episode, Anthony Vassallo, Senior Vice President of Crypto at Silicon Valley Bank, walks us through the state of crypto in 2025, the ascendancy of stable coins--and why the bank chose not to rebrand following its...

In a series of podcasts taped live at 2025’s Money 20/20 in Las Vegas, host Lou Carlozo brings you the latest from one of the premier financial services conferences in the world. On this episode, Lou talks with Alkami Technology founder Stephen Bohanon, who shares the story of how his company has grown since 2009 from a feisty startup to a digital banking industry leader. He also discusses the uni...

In a series of podcasts taped live at 2025’s Money 20/20 in Las Vegas, host Lou Carlozo brings you the latest from one of the premier financial services conferences in the world. On this episode, Lou chats with David Ness, Candescent's Head of Fintech Partnerships, who shares his boots-on-the-ground perspective of the convention, including the intense conversations surrounding AI's tentative but n...

In a series of podcasts taped live at 2025’s Money 20/20 in Las Vegas, host Lou Carlozo brings you the latest from one of the premier financial services conferences in the world. One conference speaker making waves is John Patton, Founder and Executive Director of Street Charity in Atlanta. Patton shares the story of how his desire to help the homeless turned into an initiative, backed by Discover...

It only takes one unexpected big bill or the prologued drip-drip-drip of leaky finances to create debt of a different kind—manifested in physical stress, lack of sleep and mental health challenges. In this episode, Matt Tomko, Chief Revenue Officer at Happy Money, shares the results of a survey that sheds light on the consumer debt epidemic and the spiral of helplessness it creates. Tomko also exp...