Bankable Insights

As part of the deepening integration between Global Data Financial Services, and Celent (now a Global Data company, effective December, 2025), we are delighted to be joined by Craig Focardi, Lead LendTech and AI Analyst at Celent, for a long form discussion on mortgage digitization in 2026. In this, our fourth episode of the year, we cover the impact of interest rates and inflation on mortgage vol...

In our third episode of the year (our second within our new Quick Take series), we look at the impact of Agentic AI on the purchase funnel in banking. We cover how and why AI research might drive a decline in traditional bank marketing efforts, how providers can adapt to that, and medium to long-term architectural considerations for agentic success.

In our second episode of 2026, we launch a new "quick take" series, delving deeper into key predictions flagged in our first episode of the year, "Banking Predictions 2026". This first episode covers embedded finance, defining what we mean by the term, what has changed in recent years to suggest 2026 will drive increase activity, and what leading firms can (and should) do in response.

For our first episode of 2026, we've pulled together a select group of analysts from across the Global Data family to provide a taster or "amuse-bouche" following our long form predictions reports published at the end of last year. We start with Doug Blakey, Editor of Retail Banker International (RBI), who will review some of the key events in 2025, and what that portends broadly for...

For our eleventh episode, we’re delighted to be joined by Giovanni Oppenheim, Director of Banking Solution, at Earnix. Earnix has a highly esteemed reputation in Insurance, and across the last seven years has made great strides in Banking,with a focus on pricing and personalization software.   Our conversation covers key challenges for incumbent lenders, what role different types of AI technology...

For our ninth episode, we’ve convened a panel of sector specialists at GlobalData Financial Services (FS) to cover the likely impact of the incoming Trump administration on key industry subsegments. We expect wide ranging policy changes. While the direction of travel is quite predictable, less clear is how far and how fast a Trump administration may go in reversing policies pursued under a Biden a...

For our eighth episode, we're delighted to be joined by Keith Richards, founding director and CEO of the Consumer Duty Alliance (CDA), for a discussion on industry progress, pain points and challenges 12 months into compliance (as of July, 2024). No other jurisdiction worldwide has seen fit to mandate customer centric transformation in the way the Duty has, begging the question: do we have thi...

For our seventh episode, we're delighted to be joined by Theodora Lau, author of "Beyond Good: How Technology is Leading a Purpose-driven revolution", for a discussion around the "S" in ESG; or: "financial inclusion". Many of the most successful digital banks in the world are about the economics of financial inclusion, such as WeBank and MYbank in China, Nubank in...

For our sixth and final episode of the year, we take a look toward 2024 industry predictions and trends, with a focus on three key themes: the quest for profitability, financial inclusion, and yes, you guessed it, Gen AI. We start with Doug Blakey, editor of Retail Banker International (RBI), for five minutes of scene setting, then get to our expert panel: Leda Glyptis, author of Bankers Like Us,...

For our fifth episode, we’re delighted to welcome Gavin Littlejohn, founder of Money Dashboard, an early PFM in the UK, in 2006, and CEO until 2015, before going on to play a key part in the open banking negotiations in the UK, and advise many countries on similar initiatives worldwide since. The conversation is part retrospective on how open banking came about and part current state assessment, w...

Our fourth episode is with John Painter (or JP, as he’s more commonly known), Chief Technology Officer (CTO), Cloud and Financial Services at Amdocs.   Amdocs is a dominant player in the telecommunications space but is now making a big push into financial services. Some early client wins include ABN Amro, Bank Hapoalim and Union Digital bank in the Philippines. This discussion runs to approx. 45 m...

Our third episode is with Conrad Ford, Chief Product and Marketing Officer at Allica Bank. Allica is one of the very few profitable challenger banks worldwide, profitable in just over two years, and without accessing the government backed COVID-lending scheme, which makes it a particularly rare breed. However, Allica is going after different SME sub-segment, more “m” than “s”, and with quite a dif...

Our second episode is with with Paolo Sironi, Global Research Lead at IBM Institute for Business Value, and author of the Amazon bestseller, "Banks and Fintech on Platform Economies: Contextual and Conscious Banking". This conversation isn't intended as a book review, but it is conceptual, and we start by introducing Paolo's Banking Reinvention Quadrant, his map of how to deliver...

Our inaugural episode is with Brett King, founder and former CEO of Moven, author of multiple Amazon bestsellers, and Ricky Knox, co-founder and former CEO of Tandem.  Conversation starts with our consumer data on sentiment change re: new digital banks then moves to business model and strategy questions.  We've got time-stamps for the time-pressed but otherwise we hope you can enjoy the...