Balance Your Wealth

Insurance is one of the most misunderstood parts of a financial plan. How much coverage do you actually need? Should you buy term life or whole life? Is disability insurance worth the cost? What about long-term care insurance, health insurance before Medicare, and planning for unexpected expenses? In this episode of Balance Your Wealth , Ryan Mannen is joined by Tyler Purcell, Nora Lamendola, Adam...

Most people treat financial decisions like they’re binary: good or bad, yes or no. But the truth is, almost everything in personal finance lives in the gray area. What works brilliantly for one person can be a terrible move for someone else. In this episode, the team breaks down common financial topics (and a few lifestyle ones) through a more honest lens: overrated vs. underrated. In this video,...

AI, private equity, data centers, agriculture technology, an aging workforce, and potential IPO headlines are all shaping the way investors think about the economy right now. In this episode of Balance Your Wealth , Ryan Mannen is joined by Bob Gavlak, Shaun Carney, Nora Lamendola, Nic Gookin, and Adam Fitch for a roundtable conversation on the financial headlines catching their attention this wee...

Most financial advice on social media sounds simple, confident, and convincing… and that’s exactly why it’s dangerous. The problem isn’t that people are trying to learn; it’s that they’re trusting advice that’s designed to sell, not to work in real life. In this episode, the team breaks down some of the most common “hot takes” online and exposes where they fall apart. In this video, you’ll learn:...

Interest rates influence nearly every major financial decision, yet most people only react when payments start to hurt. In this episode of Balance Your Wealth, the panel breaks down how interest rates affect home buying, car loans, savings, refinancing, and even tax strategies like Roth IRA planning. If you are trying to decide whether to act now, wait, or adjust your financial plan, this episode...

We are living through the largest wealth transfer in history, yet most families are completely unprepared. In this episode of Balance Your Wealth, the panel breaks down the biggest mistakes that can destroy generational wealth, from poor communication to flawed estate planning and missed tax strategies like Roth IRA planning. If you want your wealth to last beyond one generation, this conversation...

How well do the people closest to us understand the financial terms we use every day? In this episode of Balance Your Wealth, the team runs common investing terms by their spouses and shares the funny, surprising, and sometimes surprisingly accurate responses. From ETFs and basis points to IPOs, blue chip stocks, and Bitcoin, the conversation highlights how financial jargon can create confusion ev...

In Part 2 of Balance Your Wealth, the conversation shifts to high volatility assets, behavioral finance, and powerful wealth building systems. From the role of Roth IRA tax strategy in long term investing to crypto debates and automation, this episode challenges popular narratives and pushes you to think critically about risk, discipline, and financial independence. In this episode: • The long ter...

Is your financial strategy actually building wealth or just following popular advice? In Part 1 of this deep dive into personal finance strategies, our expert panel evaluates common investing beliefs through a critical lens. From Roth IRA conversions and tax planning to target date funds, gold, dividends, and rental properties, we break down what is truly underrated, what is overhyped, and what de...

In this episode of Balance Your Wealth, the hosts discuss the strong performance of various asset classes in 2025, focusing on international markets, diversification strategies, and the implications of interest rates on investments. They explore the role of cash and crypto, the evolving real estate market, and the resurgence of bonds as a viable investment option. The conversation emphasizes the i...

Most of us have watched The Office and cringed at Michael Scott’s “financial wisdom.” In this episode, Ryan, Shaun, Nic, Nora, Tyler & Adam take some of the show’s most ridiculous moments—bankruptcy declarations, impulse buys, get-rich-quick schemes, and “someone else will pay for it” thinking—and translate them into practical, real-world financial lessons you can actually use. In this fun, ro...

Welcome back to Balance Your Wealth ! As we step into a brand new year, it is the perfect time to reset, refocus, and realign your financial life. In this episode, Ryan is joined by Bob, Nick, Tyler, and Adam to break down the essential checklist for starting the year with financial clarity. The team moves beyond generic resolutions, discussing how to set specific, measurable financial goals and w...

In this episode, the panel debates whether renting or owning a home is the better financial decision. They discuss the costs, flexibility, and long-term benefits of each option, with Team Rent advocating for fixed costs and flexibility, while Team Own highlights the investment potential and personal satisfaction of homeownership. Key Takeaways: Renting offers fixed costs and flexibility. Owning a...

This week on Balance Your Wealth , Ryan, Bob, Shaun, Nora, Nic, and Tyler tackle a topic almost every couple wrestles with: money. From whether to merge bank accounts or keep them separate, to how second marriages and different life stages shape financial decisions, the group dives into the real-world challenges couples face. Along the way, they highlight how open conversations—and sometimes a tru...

Today the entire gang is exploring the delicate balance between enjoying your wealth today and planning a meaningful legacy for tomorrow. Ryan, Bob, Shaun, Nora, Nic and Adam host a round table on strategic gifting, charitable impacts, and family dynamics. Discover how to navigate the complexities of inheritance, from tax implications to timing, and ensure your financial legacy aligns with your va...

Understanding how to use a Roth IRA can transform your long term retirement plan. In this episode, the panel breaks down the differences between Roth and pre tax investing, why tax diversification matters, and how your choices today can shape your financial flexibility years from now. If you want to build tax free growth, protect your future income, and set up the next generation for success, this...

In this episode, the Balance Wealth team is discussing strategic use of Health Savings Accounts (HSAs) in retirement planning. They explore the benefits of HSAs, including tax advantages and investment opportunities, and share insights on maximizing these accounts for long-term financial health. Takeaways: HSAs offer triple tax savings: contributions are tax-deductible, growth is tax-free, and wit...

This Halloween, the Balance Wealth Fearbusters — Shaun Carney, Bob Gavlak, Nora Lamendola, Nic Gookin, and Tyler Purcell — join host Ryan Mannen to confront the real things that keep people up at night. Forget haunted houses — these are the financial fears that haunt retirees and investors alike. From retiring too early to making emotional investment decisions, each topic reveals the psychological...

Are you looking for investment tips and insight that only the wealthy get access to? Well this week, Ryan and our panel of experts Bob Gavlak, Nic Gookin, and Tyler Purcell, are giving you unique insights into the investment strategies and mindsets that distinguish wealthy investors from the average. They discuss the role of leverage, the importance of long-term planning, and debunk common myths a...

Key Takeaways: The importance of starting a 401(k) early and maximizing employer matches. Strategies for avoiding lifestyle creep and maintaining financial discipline. The benefits of tax diversification and flexible retirement planning. Why permanent life insurance might not be the best investment for young professionals. #FinancialIndependence #Parenting #WealthManagement 📺 Watch now and take c...

In this episode, we discuss the recent quarter-point rate cut by the Federal Reserve, its implications for the market, personal finance, and investment strategies. They explore how these changes affect clients, the potential for future rate cuts, and the overall economic outlook. The conversation also touches on contrarian views regarding interest rates and the importance of understanding market d...

The Balance Your Wealth panel is BACK, and we are here to talk about common pitfalls that can derail your retirement plans. From being overly conservative with your savings to the timing of Social Security benefits, this episode is packed with insights to help you retire smart, not scared. Key Takeaways: The dangers of being too conservative with retirement savings. The impact of taking Social Sec...

Football is back, and our panel of football fanatics are looking at time-tested analogies to uncover valuable financial strategies. From stacking first downs to avoiding fumbles, each analogy offers a unique perspective on managing your finances. Whether you're planning for retirement or just starting your financial journey, this episode has something for everyone. Key Highlights: Tyler Purcel...

It’s halftime for the year — are your finances winning or falling behind? In the first official episode of Balance Your Wealth, our expert panel — Ryan Mannen, Bob Gavlak, Tyler Purcell, and Nic Gookin — breaks down why a mid-year financial check-in could be the game-changer you need. Listen to this episode to learn about: How to fine-tune your investment strategy for the rest of the year Smart mo...

In this first-ever roundtable, the Balance Wealth team jumps straight into the headlines moving markets. Ryan Mannen leads Bob, Nick, and Tyler in a lively discussion on Trump’s proposed tariffs, the ripple effects on inflation, and how investors can position themselves now. Along the way, they share practical strategies for different life stages, unpack a real-world retirement scenario, and even...