Backwoods Money

In this episode of Backwoods Money, we cover two big topics. First, we talk about the ongoing US government shutdown that is now entering its third week. We talk about what the possibility of SNAP funds running out, federal workers going without paychecks, and the importance of having emergency funds to cover things that come up like this. Then we answer a listener question about retirement accoun...

In this episode, Dalton talks about his reflections from the hospital room as he prepared for his son to enter the world. The questions going through a new parent's head will be different, but we all have the same goal - to give our children a better life than we had. In this episode, we talk about: Breaking the silence on money and debt. Many families passing down financial confusion instead...

In this episode, we talk about the real risks of co-signing loans. It is not the act of support that people thing it is. It enables poor financial decisions, and puts your own financial peace at risk. If you’ve ever felt pressured to “just help out” by signing your name, this conversation is for you. Remember, this isn’t just about money. This is also about boundaries, accountability, and protecti...

We want to start by saying that this show is not a political show , and we don’t intend for it to be. Backwoods Money is a show built to talk about personal finances and issues impacting everyday people, but that also comes with the occasional discussion about moral clarity and stewardship in other areas of life. This includes the impact of our actions on those around us and the impact that our ac...

In this episode of Backwoods Money, Dalton breaks down the hard truth behind chasing dreams without a plan. With unemployment rising, credit card debt hitting $1.21 trillion, and auto loan delinquencies at a 13-year high, financial peace isn’t about passion. It’s about priorities. Topics covered include:• The latest personal finance news and what it means for everyday households• Why debt isn’t a...

Tipping culture in the U.S. has gotten out of hand. From coffee shops to self-checkout kiosks, it feels like every transaction comes with a screen asking for a tip. In this episode of Backwoods Money, Dalton breaks down when tipping is appropriate, when it’s not, and how it impacts your personal budget. We also cover quick updates from the personal finance world and how everyday decisions—like tip...

Budgeting should not be difficult. Get started with our FREE one page budget template at https://backwoodsmoney.com/free-budget-template/ During this episode, I talk about my first job out of high school, and the fact that my money disappeared. Not to bills, not to investment accounts, but rather to nice clothes, name brand groceries, and eating out. Side note: we are not against name-brand ketchu...

In this episode, Dalton shares how remote work can be a game-changer for rural Americans who struggle to find mid-to-high income jobs locally. After nearly a decade in public safety and long commutes, he discovered remote opportunities that brought financial breathing room, reduced stress, and opened doors for growth. We cover:• How working from home can help rural families increase income and cut...

Disclaimer: This show is not personal financial advice. We discuss general financial principles, we do not provide direct financial or investment advice. In this episode, the generational curse of financial illiteracy is discussed. The new "normal" of new cars, bigger houses, and the latest and greatest phones is borrowing from our future self for what feels good at the moment. It's never too late...