Australian Property Talk

Send us Fan Mail Sydney planning is changing - the largest change in a generation due to come into legislation in 2024! The state government is responding to the housing crisis with a massive change to planning proposals that impacts land all across the city. We discuss: > What is changing and where > What areas will do well > How property investors can benefit > What to look out for a...

Send us Fan Mail We've modelled out borrowing powers for 7 years straight.  This shows a close relationship between borrowing amounts and house prices. In this episode, we deep dive directly into what will happen to borrowing powers in 2024.   We discuss 4 separate scenarios: Scenario 1 (near certainty): Stage 3 tax cuts kick in and add 5% to borrowing power Scenario 2 (currently forecasted b...

Send us Fan Mail We deep dive into 2023 - house prices increased by nearly double digits YET borrowing powers fell by nearly 10%. Why? What happened in 2023 and why did prices rise when credit availability came down? This means that more and more purchases were made with larger deposits & to higher income Aussie's. We unpack a few key factors: 1. The 'Bank of Mum & Dad' incr...

Send us Fan Mail Do changes in borrowing power impact the direction of house prices?   We deep dive into how borrowing power has changed up and down through 2017-2022 and how house prices have followed these changes. For these years, the results are clear: House Prices in Sydney moved up and down in line with changes to the amount of credit available. Reach out to us at www.australianpropertytalk....

Send us Fan Mail We unpack superannuation lending and how property investors can use their super to continue growing their property portfolio. Specifically: 1. What is a self managed super fund 2. How do banks view SMSF's 3. What is a 'bare trust' and why is it needed 4. How does it expand my borrowing power? 5. How does it impact my personal borrowing power and future plans? 6. Who...

Send us Fan Mail We deep dive into the latest RBA release and 45minute press conference yesterday. Specifically we unpack their latest forecasts, what they signal for interest rates ahead and why the clouds of uncertainty are starting to clear for property investors. Reach out to us at www.australianpropertytalk.com.au

Send us Fan Mail We unpack the latest finance strategy that offers advanced investors the opportunity to expand their borrowing power. 1. What is the company lending strategy? 2. Who uses this strategy and why is it an 'advanced strategy'? 3. Why it makes sense to have a healthy capital position when adopting this approach? 4. How do banks view this and why do they allow this? 5. Why the...

Send us Fan Mail In a positive economic data release, inflation came in well below expectations.  At the same time, the December jobs report was really poor. The economy is clearly slowing.  We discuss what this inflation print means and ask the question: When will rate cuts come. We discuss three scenarios: rate cuts in May 2024, August 2024 and Nov 2024 and how each could come to pass. Finally w...

Send us Fan Mail Part 1 of a 3 part INVESTOR LENDING Series. We unpack how YOU can maximise your investing and financing position to MULTIPLY your borrowing power. In 2024, financing conditions remain very tight.  Borrowing capacities are down, yet prices are at their peaks. Property investing is a game of finance.  For investors looking to build, scale and grow their portfolio, this podcast serie...

Send us Fan Mail The government has just announced massive changes to stage 3 tax cuts - overall higher income earners will be getting a smaller tax cut, with the money being used to fund tax cuts for lower income earners. Anyone earning $150k+ will pay more tax, and those earning less will get a benefit. We deep dive into what the changes are, and what it means to property investors across Austra...

Send us Fan Mail We play a game of higher or lower and run through the economy, interest rates, employment & property prices. Take a deep dive into all the key factors that will drive your property outcomes in 2024. Redom unpacks his thoughts on APRA's big handbrake on lending and how it's hampering Australian's all across the country for little/no benefit. Reach out to us at ww...

Send us Fan Mail We discuss 3 massive changes to macro-economic factors expected in 2024 and how it will impact the property market.   Specifically: > We unpack how tax cuts impact borrowing capacities and which markets it will improve. > We discuss the probabilities of rate cuts & what it will do to housing sentiment. >  Finally, we run through WHEN, not IF, APRA will relax lending s...

Send us Fan Mail What's the best way to do an end of year property wrap? We do what no one else ever does.  Revisit our 11 predictions for 2023 EBOOK released at the beggining of the year and see how our calls stacked up. No surprise, we got many things wrong, with some right ones in there too! 2023 was a year where most predictions were all gloom and doom.  Instead property in a few major ca...

Send us Fan Mail Australian economy is beginning to slow quickly. The latest economic scorecard doesn’t officially put us in a recession, we are dangerously close to it. If you stripped population growth out, we have already hit that dreaded R word. We are also becoming less productive. Our savings rate has plummeted. Our household spending has nosedived. Overall – the data is clear, higher intere...

Send us Fan Mail What is Australia’s inflation story NOW & into 2024? This is the no 1 qn on the RBA’s minds at the moment. Answer this correctly and you have a pretty close line to  what will happen to interest rates. We’re going to dig into the detail of the inflation story.  More specifically were going to uncover these three themes: 1.     Inflation is now a DOMESTIC problem, no longer a g...

Send us Fan Mail We unpack the remaining states to answer the question: where should i buy property in 2024? Specifically we deep dive into the macro-factors driving the WA real estate market and why it is the clear winner in terms of housing fundamentals. Reach out to us at www.australianpropertytalk.com.au

Send us Fan Mail We discuss the  the different housing markets across Australia to better understand WHERE is the best place to invest. Specifically, we discuss Sydney, Melbourne & Brisbane Property Markets. Property markets move in cycles.  Sydney has done well in 2023 - but will it continue in 2024?  Will Melbourne BOOM again?  Or is Brisbane the best place to invest in Australia? Reach out...

Send us Fan Mail We explore what Australian property looks like if interest rates are high for an entire decade. What will happen to capital growth rates? Where should you invest? Whats the likelihood of this happening? Why are people discussing 'higher for longer' all around the world? With 10 year bond yields driving up & housing prices rebounding worldwide, the chances of 'hi...

Send us Fan Mail Lending is tough, particularly for investors.   In this podcast, Curtis and I go through 3 tips to expand your lending and grow your portfolio.   This includes: 1. 1% Refinance Buffer and how to utilise this to your advantage 2. Self employed lending tips and tricks to grow your portfolio 3. Utilising lender differences to your advantage Reach out to us at www.australianpropertyta...

Send us Fan Mail We deep dive into the latest inflation data just released and unpack what it means for the property market. Specifically we: > Discuss the impact this will have on interest rates > Make the case for raising & holding rates > Unpack what made up this inflation data > Deep dive into current property markets & what it means for 23-24 Reach out to us at www.austral...

Send us Fan Mail Were on the cusp of another RBA rate meeting and the November one is A BIG one. In this episode, we discuss 5 factors that may drive rates even higher: 1.The new RBA Governor and a change of strategy - a lack of tolerance for inflation remaining out of band higher. 2.House price rises drive higher spending, and delay inflations return to band. 3.Fuel prices continue to rise on the...

Send us Fan Mail What does Australia's long term future look like?  We deep dive into the latest Intergeneration Report released last month for a sneek peak into our economic future. In this episode we go through 4 key insights in this report: Ø  Lower productivity & participation Ø  Population growth opportunities Ø  Higher taxes & how property investors impacted Ø  Opportunities for...

Send us Fan Mail Rate rises are over, the question today is now HOW LONG WILL THESE RATES LAST. At 4.1% financial conditions are really tight.  For property markets, were going through the tight financial conditions now. In this episode, we’ll go through: >  3 reasons why the RBA are now in PAUSE mode > Go through the latest economic scorecard for Australia > Run through how the economic...

Send us Fan Mail The Reserve Bank of Australia have taken a 'breath' & kept rates on HOLD for a second consecutive month.  We go through 5 reasons why: 1. Key economic indicators are tracking BETTER than the last available forecasts by the RBA. 2. The quarterly trimmed mean inflation rate has halved inside a year, from 1.8% to 0.90% prints.  3. Growth is teetering already.  4. A reta...

Send us Fan Mail Part 2 of our most popular episode to date - Redom continues his lessons from property investing, and adds in a few more BONUS tips along the way. The lessons include: 1. Watch out for spruikers, and a few tips on how to spot them. 2. Dream BIG.  Think like Meriton.  Think UNLIMITED.  Your decisions will change as a result. 3.  Learn how a feasability works.  Its crucial to valuin...