Australian Property Talk

Send us Fan Mail Is it time to invest in Adelaide, Perth, Darwin, or Hobart? Join us as we break down the latest data to help you make informed property investment decisions. In this episode, we deep dive into the property markets of four key Australian cities: Adelaide, Perth, Darwin, and Hobart. We unpack the latest stats and trends, including unemployment rates, price growth, rental demand, and...

Send us Fan Mail Wondering which Australian state is the best option for property investment in 2024? We've analysed real data to bring you accurate insights into the property market across Sydney, Melbourne, Brisbane, and more. In this episode, we introduce a new concept— Our Property Clock—to help you understand where each state sits in the property cycle. Is now the right time to buy in Ne...

Send us Fan Mail The Australian bond market just sent a powerful signal—interest rate cuts could be right around the corner. In this episode, we dive into what’s driving this shift and why banks are now pricing in lower rates for the first time in years.  We also break down the economic trends shaping the future of mortgage rates, how fixed rates are dropping below variable rates, and what it all...

Send us Fan Mail In this episode, we dive into a game-changing trend in property investing: the rise of data-driven buyer’s agents and how they’ve transformed the market. With hundreds of properties being snapped up every month by these agents, often in the same areas, it’s creating a herd mentality that’s driving up prices and demand in targeted locations. But what if you could beat them at their...

Send us Fan Mail “Always buy land, never buy an apartment.”   You’ve likely heard this advice countless times. But what if I told you that this conventional wisdom might not hold true in 2024? 🚀 In this episode, we explore why apartments might actually outshine houses in the coming years. From affordability and supply shortages to the current economic landscape, we unpack the key factors driving...

Send us Fan Mail Discover how credit cards and HELP debts secretly slash your borrowing power and learn strategic ways to get ahead. I’m not just giving you the usual spiel—I’m calling out the frustrating flaws in the banking system. We’re diving into the real reasons why certain financial habits and decisions could be costing you tens of thousands in borrowing power. 💳 Why banks assume the worst...

Send us Fan Mail We deep dive into the current Sydney market and talk through the slower winter period. In summary: 1. The energy is back heading into Spring season. 2. The affordable markets of Sydney are doing very well 3. Price growth is decent in cheaper markets, while weak in more expensive markets. The interest rate certainty that has come to the marketplace has helped add some confidence fo...

Send us Fan Mail We deep dive into the latest inflation data moments after its release. Trimmed mean inflation, the RBA’s preferred measure of inflation, came in at 0.8% for the June Quarter. Headline inflation came in at 1%, up 3.8% for the year. Making up this inflation data: ⭐ ‘Non tradables inflation’ came in at 5%, unchanged from last quarter. This shows domestic based inflation pressures ar...

Send us Fan Mail Property Investing is all about YOU.  So what type of investor are you? We try to help provide clarity, by sharing our experiences working with 1000s of property investors over the past 10 years. We categorise each investor group with: 1. What is your goal? 2. What mindset do you have to investing? 3. What Finance strategy suits you?  4. What type of property investing suits you?...

Send us Fan Mail 5 years on, Covid is still driving some WEIRD outcomes to the housing market.  We unpack 3 areas that are NOT back to normal just yet and what it means for property investors across the country.  1. Population Yo-Yo: The biggest fall in 50 years, and then the biggest rise a couple years later.  Despite little change in the overall population expectation over a 5 year period, this...

Send us Fan Mail We unpack the 10 best LENDING policies that property investors must know to keep growing their property investing portfolio. Specifically we go through: 1. 95% loans with no mortgage insurance  2. Simple self-employed policies with shorter ABN histories 3. Simple refinance policy - 1% buffer refinancing 4. Non-banks with 1% or 2% assessment rate buffers 5. Non-banks use actual rep...

Send us Fan Mail Inflation data has come in too hot once again, and its increased the chance of rate rises again. With the Australian economy no longer growing and population growth slowing down, it is quite likely any further rate rises will be known as the 'recession rate rises'. We are at a pivot point in this economic cycle, and 30 days away from a major policy decision that could ha...

Send us Fan Mail How to get money for ADVANCED Investors We go through commercial lending and how we've recently funded a loan with no personal income and how HNW individuals with large equity balances can utilise commercial property investments to continue to grow their portfolio. SMSF Lending allows you to continue to expand your portfolio, with interest rates not far from standard investme...

Send us Fan Mail Every negotiation is about information, education & working together to getting a deal done. It is FAR easier to get deals done with experience, information than without.   So, how do you, someone who doesnt actually buy property very often - get a successful conclusion? Its not as simple as picking out an apple at the store and buying it. There's generally more than one...

Send us Fan Mail *** Our sincere apologies, yesterdays version had audio quality errors.   This version is corrected.  As an individual property investor, you will be making a very very small number of property investments in your lifetime.  Even Australia's Billionaire property developers make up a very small amount of total transactions. This means you should, and CAN, target SPECIFIC prope...

Send us Fan Mail Picking areas that are about to BOOM is entirely predictable. In fact, this is far easier to do than picking areas that MAY do well in the years ahead. Typically these markets have all the features of HIGH DEMAND, LOW SUPPLY That combination means prices are going to rise.  Perhaps first in the rental market, and then spillover to the housing market. In this episode, we go through...

Send us Fan Mail INVESTOR SPECIAL SERIES 1/4: Over the past 10 years, I’ve had the pleasure of working with the best, 1000s of property investors, etc.  This has framed my property investing strategy, the ‘alpha-beta’ strategy. Property markets work in cycles.  If the average growth rate is 6%, then that is made up of years of 20%+ growth and years of no growth. As property investors, we want to b...

Send us Fan Mail We unpack HOW the Transport Oriented Development Plan will change SYDNEY.  The biggest planning changes in decades in Sydney are now legislated.  After a short consultation period, the NSW government has got moving and enacted these changes quickly. Planning changes of this scale and breadth remains a great opportunity for investors and homebuyers.  We run through the specifics of...

Send us Fan Mail Should i invest in an apartment? Many property investing experts say NO. Indeed, so many of the best buyers agents in Australia simply DO NOT buy apartments. But Sydney apartments are now growing at DOUBLE the rate of houses. Are they overlooking the data?   We unpack WHY apartments may be set for short term growth, including: 1. Value - apartments are showing strong value signals...

Send us Fan Mail Inflation came in at 1% for Q1 2024 in a big economic release. This was above market expectations, coming in way too high and is a cause for concern. Inflation is the number one data item that the RBA look at, and with this high number, rate cut talks for the foreseeable future are over. The RBA removed its stance on 'increasing interest rates' at its last meeting, but i...

Send us Fan Mail There's tens of thousands of properties for sale at any point in time. How do you work out where to actually buy? We unpack: 1. The importance of thinking NATIONALLY, not just locally.   2. Why NUMBERS is all that matters - not emotional attachment to walking past your property investment. 3. Property cycles are different across the country. 4. Why buying in rising markets he...

Send us Fan Mail We deep dive into the steps you need to take to purchase a property.  We aim to help you take ACTION by SIMPLIFYING the process into a few key steps. Simplified, property investing can be broken down into a few simple steps: 1. Get money - usually from banks! 2. Use that money to buy GOOD property investing -  3. Risk management - ensuring your cash flow is strong enough to suppor...

Send us Fan Mail We deep dive into the Australian economy, jobs market, and rate cycle.  We also unpack how Australia compares to the US and why they are doing so well, while we are barely growing at all. We discuss the slowly moving rate cycle, and why we're now in PHASE 2 of this transition from raising rates to cutting.   1.  Stop increasing rates, but posture that more rate rises are comi...

Send us Fan Mail How are so many Aussies getting on with their day to day life? This question is absolutely key to the short term direction of housing values, the risks to the aussie economy, our jobs market and everything central to our economy. Its why the RBA put a spotlight on Aussie households and how they're coping to high rates.  There's 3 reasons how Aussie's are getting thr...

Send us Fan Mail Sydney planning changes proposed in 2024 is one of the best investing opportunities we have seen in a long time.  In this episode, we deep dive into the changes proposed by the state government. We discuss: > What the pro's & con's are from pursuing a strategy like this > What areas are going to benefit most > Why apartments may do poorer as a result of grea...