Ask Gregory: Podcast - Income & Retirement Planning

Buying a home is exciting—until the surprises start. In this episode, Gregory Ricks and mortgage professional Dwayne Stein of Mortgage Gumbo answer a caller’s question and walk through what happens when post-purchase problems pop up, why your rate isn’t the whole story, and how to avoid costly mistakes. For more episodes like this head over to www.gregoryricks.com/podcast For the latest in financi...

Losing a loved one is emotionally devastating—but it can also create unexpected financial turmoil. In this episode, Gregory Ricks shares eye-opening statistics, personal stories, and practical steps to help you prepare for the financial aftermath of a death in the family. From funeral costs to lost income, estate planning to surviving spouse concerns, we cover what you need to know before a crisis...

In this episode of the Ask Gregory Podcast, Gregory answers a listener’s question about working past retirement age and how that affects Social Security benefits. Later in the episode, Wealth Advisor Brandon Blanchard and Gregory discuss how a team-based advisory approach may benefit clients long-term. They also break down Qualified Charitable Distributions (QCDs), required minimum distributions (...

Gregory Ricks takes a close look at the Social Security Fairness Act and what its recent passage means for both government employees and the future of Social Security itself. Using real-world examples, he breaks down why repealing the Windfall Elimination Provision (WEP) and Government Pension Offset (GPO) could lead to unintended — and unfair — financial consequences for American taxpayers. Grego...

Feeling stuck or overwhelmed by your finances? You’re not alone—and you’re not out of options. In this episode of Ask Gregory , Gregory Ricks helps you reconnect with your financial goals by making them personal, achievable, and even enjoyable. From shifting your mindset about emergency funds (hello, “reserve accounts”) to choosing the best debt payoff strategy, Gregory lays out realistic, motivat...

Download our free whitepaper: gregoryricks.com/podcast112 Many of us know we should be having important financial and life planning discussions with our family members, but often avoid these tough conversations. In this podcast, financial advisor Gregory Ricks shares why it's crucial to have open dialogues about topics like estate planning, retirement readiness, long-term care, and passing on...

Are you approaching or already in retirement? Join us for this informative podcast as we explore practical strategies to help you manage your finances and secure your financial future. We'll cover topics such as maximizing your Social Security benefits and understanding tax implications, effective debt management and building an emergency fund, smart investment approaches to help grow your re...

In this episode, host and financial advisor Gregory Ricks and CPA Jude Heath dive deep into the complex world of entity registrations and charitable giving options. They discuss the new FinCEN beneficial ownership reporting requirements, including deadlines and penalties for non-compliance. The conversation also covers the intricacies of setting up charitable trusts and family foundations, highlig...

As you approach retirement, have you given much thought to your estate planning? If not, this podcast episode is a must-listen! Join us as Gregory sits down with Wes Blanchard, a leading estate planning attorney, to discuss the importance of getting your affairs in order before it's too late. Wes shares real-life stories that highlight the dangers of procrastination and the consequences it ca...

 In this episode of "Ask Gregory" host Gregory Ricks and guest Wes Blanchard, Estate Planning Attorney, dive deep into the evolving landscape of auto insurance and essential coverage strategies. They discuss rising premiums, the importance of uninsured and underinsured motorist protection, and ways to safeguard your assets. Together, they tackle common misconceptions about insurance clai...

In this episode of "Ask Gregory," we dive into essential financial strategies with special guest Jude Heath from J Heath & Company, CPA. Jude shares insights on managing your taxes, the impact of recent IRS changes, and the importance of proper tax preparation. We discuss the growing trend of remote clients, especially from California, and the new beneficial ownership interest rules....

Join Gregory Ricks as he discusses the intricate details of Social Security benefits when a loved one dies. Learn how to handle the final check and more.  Complimentary Download: www.gregoryricks.com/podcast106 For more episodes like this head over to www.gregoryricks.com/podcast For the latest in financial news, why don't you tune into " Winning at Life with Gregory Ricks " LIVE on...

Estate planning can be a complex topic, but it's crucial for anyone looking to protect their financial legacy. In this episode, Gregory Ricks and Wes Blanchard simplify the process of wills, trusts, and probate, making it easier to understand and act upon for your financial future.  For more episodes like this head over to www.gregoryricks.com/podcast For the latest in financial news, why don...

Join Gregory Ricks and Dwayne Stein as they uncover the truth behind common real estate myths, share valuable financial insights, and discuss the crucial role of roofs and insurance premiums in your home buying journey. Get ready to make informed decisions in today's housing market. For more episodes like this head over to www.gregoryricks.com/podcast For the latest in financial news, why don...

Join Gregory Rick's as he explores the financial lessons hidden within the movie "The Biggest Little Farm" and the innovative approach of "Moneyball." Discover ways data-driven strategies and tactical asset allocation can help enhance your investment portfolio. A complimentary download to pair with this episode can be found on the podcast page. www.gregoryricks.com/podcast...

A complimentary download to pair with this episode can be found on the podcast page. www.gregoryricks.com/podcast102 For more episodes like this head over to www.gregoryricks.com/podcast For the latest in financial news, why don't you tune into " Winning at Life with Gregory Ricks " LIVE on Saturday Mornings from 10 am - 1 pm on: New Orleans - WRNO-News Talk 99.5 FM Biloxi - WBUV -...

On this episode of Ask Gregory, Gregory takes a step back from the financial talk to bring you the art of negotiation!  A complimentary download to pair with this episode can be found on the podcast page. www.gregoryricks.com/podcast101 For more episodes like this head over to www.gregoryricks.com/podcast For the latest in financial news, why don't you tune into " Winning at Life with Gr...

Check out the latest episode of Ask Gregory where Gregory discusses how you can set yourself up for success in regards to the Federal Reserve's recent interest rate hikes. A complimentary download to pair with this episode can be found on the podcast page. www.gregoryricks.com/podcast100 For more episodes like this head over to www.gregoryricks.com/podcast For the latest in financial news, wh...

On today’s episode of Ask Gregory Podcast, Gregory discusses the impact of President Biden's Student Loan Forgiveness Plan and what implications this may have for borrowing money in the future.  A complimentary download to pair with this episode can be found on the podcast page. www.gregoryricks.com/podcast99 For the latest in financial news, why don't you tune into " Winning at Lif...

With changes coming to how the IRS deals with IRAs once the owner of that account passes, it's important to plan where your money is going to go. In this episode of Ask Gregory, Gregory and Jude Heath discuss different strategies to ensure that your IRA money works for you and your heirs. A complimentary download to pair with this episode can be found on the podcast page. www.gregoryricks.com...

Does this current market make investing look scary? Join us for this episode of Ask Gregory where Gregory and Brandon Blanchard share some tips on how to adjust your portfolio in such a way to help mitigate the effects of inflation. A complimentary download to pair with this episode can be found on the podcast page. www.gregoryricks.com/podcast97 For the latest in financial news, why don't yo...

When creating a retirement plan there are a lot of factors to consider, but have you heard about how converting your traditional IRA into a Roth IRA has the possibility of creating tax-free income in the future? Joining Gregory to discuss this topic is Jude Heath of J Heath & Co CPAs A complimentary download to pair with this episode can be found on the podcast page. www.gregoryricks.com/podca...

With all of this market volatility, how is the housing market affected? Joining Gregory on this episode of the podcast is Dwayne Stein, host of Mortage Gumbo and together they will discuss the effects of inflation on the real estate market and some best practices to utilize if you are looking to buy a home soon. A complimentary download to pair with this episode can be found on the podcast page. w...

With inflation, rising interest rates, and historic market volatility do we need to be worried about the possibility of a recession? In this episode, Gregory and Dwayne Stein discuss if a recession is a possibility in this economy. A complimentary download to pair with this episode can be found on the podcast page. www.gregoryricks.com/podcast94 For the latest in financial news, why don't you...

In this episode of Ask Gregory, Gregory is going to discuss how you can qualify to claim your ex-spouse's social security benefits. A complimentary download to pair with this episode can be found on the podcast page. www.gregoryricks.com/podcast93 For the latest in financial news, why don't you tune into " Winning at Life with Gregory Ricks " LIVE on Saturday Mornings on: WRNO-...