ARIES Foundation Think WIth A Drink

6 Retirement Planning Errors that can seriously derail your future plans. Listen to this episode to learn what they are and the steps you can take to avoid them. Got questions? Reach out to us and schedule a free consultation. You and your money will be glad you did. Go here: https://calendly.com/d/3f4-nvf-fsw/aries-foundation-complimentary-consultation

we will be discussing the differences between an IRA (Individual Retirement Account) and a ROTH IRA. We will cover the contributions, taxes, withdrawals, and eligibility for each type of account. Additionally, we will provide examples of how each type of account can benefit different types of investors. By the end of the podcast, you will have a better understanding of which type of account may be...

Cannabis Investing for Beginners - this was supposed to be our 4/20 episode but we got waylaid by a week, still we're going through all things marijuana-related for investors to consider.   We start with the 420 origin story, which honestly sounds a little like Goonies meets Fast Times at Ridgemont High. Medical Use vs Recreational Use CBD vs THC Types of industries to invest in: Growers & Ret...

What, Me Worry? Market Movements Inversion, Inflation, Recession, oh my (let’s drink) Who You Gonna Call (not The FED)? What Can You Do (besides pouring another round)? Pull up a blender, grab some limes, and enjoy as Tom & Craig go through what has transpired so far this year and what to be on the lookout in the markets.

We are sitting down with special guest Danielle Piskadlo, Executive Director of Women's Money Matters to discuss Financial Literacy for Women.

First, let's ask the question as to whether or not getting a tax refund is a good thing; depending on how you are at saving, sometimes it can be a good thing. However, it also means that you are lending your money to the government for free for almost al whole year. To use it as they want. Should you make a change to your withholding? How? Watch as we go over these and other questions about tax re...

It's may be just us, probably is, but it feels like we get asked about either Gold or Crypto 2 or 3 times a week nowadays. We figured, OK, let's do a show and go over both. Most importantly we also cover why you should consider or have a Hedging Strategy as part of your retirement planning in the first place. Why Gold works Why Crypto works And because it's us at ARIES we also will go over the dow...

This isn't about the markets crashing, OK maybe it is, tough it's more about those swings and corrections that occur that can throw our portfolios and our goals out of whack. Too often and often too late what happens is we panic. Make a move or invest emotionally, which never ends well. We'll cover some of the basics and get into more specifics; - What is a market downturn? - Why does it matter? -...

7 out of 10 people over the age of 65 require some kind of assisted care. That's 70% of the population! Some will need care that lasts for more than 5 years. What are some ways to prepare yourself and your finances to handle these costs at some point in the future? - What does Medicare cover - The different types of insurance available and who they are most appropriate for - What if I am already i...

You probably have an IRA, but did you know that there are 7 (OK, so there are probably a lot more, but these are the top ones) that can cost you a fortune? Are making any of them with your current IRA accounts? Watch the episode to learn what they are, how to avoid doing them, and what you can do instead to make sure your IRA is working the right way for you. Never miss an episode- SUBSCRIBE NOW:...

No one ever taught me about money. Or I didn't know about money. We hear this refrain from young (& old) folks alike - that there was a disconnect between them and having an understanding about handling finances. Let's face it, money isn't something we like to talk about, in fact we'll discuss just about anything else; politics, religion, even sex before we talk about our finances. And your ki...

Ever considered owning a pet? There are plenty of rewards and benefits that with being a pet owner. There are, unfortunately, some downsides as well, specifically on the financial side of things. If you are considering getting a pet, have you thought about all of the expenditures that go along with caring for them? Now is the time to make sure you are all set and can handle anything that may occur...

We all have a cause or charity that means something to us. And we would like to support it as much as possible. Sometimes it feels like we are unable to give even though we know the organization could use our help. But all is not lost. They are many different ways that you can give and support that favorite cause or charity and actually get paid in the process. Thanks to some very helpful strategi...

We get asked questions all the time about life insurance, most of the time they are about the differences between the types of policies available. So we thought we'd spend some time going over how life insurance policies work. We are breaking it down into two parts to make it easier to handle... The beer for this episode is Ship Shape from Treehouse

We get asked questions all the time about life insurance, most of the time they are about the differences between the types of policies available. So we thought we'd spend some time going over how life insurance policies work. We are breaking it down into two parts to make it easier to handle...  Watch the episode to get a better understanding and learn what each type of life insurance can do or n...

Fact: Most of us will spend more time planning that two week trip to Disney, then we will planning our retirement. Yet, when you really think about it your retirement will be the longest vacation you ever take! But a most recent study found that people in their 40s & 50s feel they do not have enough saved and are not prepared to handle being retired. Part of the problem: The #1 Question that i...

OK, so we wanted to title this episode "Who's gonna get your stuff when you're gone", but Craig thought that was too morose and depressing for a show that is called THINK WITH A DRINK. But it really is the heart of the matter when we are talking about Beneficiary Designations: * Why it is important *Some assets don't pass by a Will *A lot can end up in Probate *Sometimes our best intention can cre...

Accumulating a large pile of money is the goal during everyone's working years that will be used to pay for their costs of living in retirement. Our analogy is like climbing a mountain, getting to our retirement is like reaching the pinnacle point. Yeah, you made it! But ultimately what is the goal of climbing a mountain - To get to the top? NO! It's to get back down to base camp safely. This is t...

What do most CEO's get as part of their compensation package - benefits. Which include things like stock options  company car  medical & retirement insurance coverages personal pension plans Now you may not be able to replicate all of these options for yourself, but their are ways to take advantage and structure some options, so you will at least feel like the CEO of You, Inc. We'll also be op...

Socially Responsible Investing is a hot button subject, but does it work? And are your investments really being aligned with your values? The 2nd part of the show we dive into ways to gather more money ("green" backs) to help you better handle your financial world.

CALLING ALL SENIORS - You don't want to miss this episode! We have special guests with us, Erin DiCarlo & Lauren Watts from Dovetail Companies and they cover all of the questions that you may have about what to do with your living arrangements now, and in the future - Should You Stay In Your Home and Age In Place? Or is a better option to Downsize? Relocate? What Senior Community Living? And t...

Make Buying A Car More Fun Purchasing a vehicle - whether new or used (new to you) should be an exciting adventure. Between deciding on the type of auto we would like, to thinking about colors, and don't forget the options like a sunroof or heated seats (very important in the cold Northeast), to picturing how you'll look behind the wheel. All of this should make the concept of buying a car a very...

Business Owner or Self Employed? Wish you could more $ away in your retirement accounts? Now You Can! A Cash Balance Plan is a type of pension plan that allows business owners to contribute 30% - 50% more to a retirement plan. The max in your current 401(k) is $66,000 and that's if you are matching and making additional contributions for all of your employees. We'll show you how to put $180,00 - $...

The only problem with saving all your money for retirement in a 401(k) or IRA is that you will have to pay taxes when you take the money out. What's the biggest myth about what will happen when you do take the money out? But here is what we know usually happens for most retirees in the first few years they retire - they do all the fun stuff they've been waiting to do like all the "bucket list" ite...

The only person who gets hurt riding a roller coaster is the man who jumps off mid-ride... The markets go up, the markets go down, but what are some of the ways you can take what we at ARIES call "the motion sickness" out of your portfolio? - keep your assets aligned with your risk - don't let one stock or asset ruin your returns How can you avoid some of these missteps? What are ways to keep you...