American Riviera Bank Regional Pulse

There's a reason why they call California's Central Coast the American Riviera. It's natural beauty is breathtaking. But living in this paradise comes at a high price. The Central Coast is facing a workforce housing crisis. Join ARB's Brian Donovan for a conversation with Linda Braunschweiger, CEO of the Housing Trust Fund of Ventura County, Danielle Borja, President and CEO of the Greater Conejo...

At American Riviera Bank, we're committed to providing our community with valuable financial insights that go beyond traditional banking. In our latest Regional Pulse podcast episode, we delve into a topic that's crucial for every Central Coast resident: insurance preparedness. Hosted by our Chief Financial Officer, Michelle Martinich, this episode features local insurance experts  Kait Hamilton  ...

In our latest podcast episode, we had an enlightening conversation with Rob Fredericks, CEO of the Santa Barbara Housing Authority. Rob shared innovative approaches to affordable housing, including adaptive reuse and employer-sponsored housing. Learn how these initiatives are making a difference on the Central Coast.

Join Laurel Sykes, Chief Risk Officer for the bank, and Paul Abramson, Chief Technology Officer, as they delve into the recent CrowdStrike incident that caused system outages and significant impacts across industries and the globe. Discover the lessons learned, the impact on different organizations, and the strategies to prevent similar problems in the future.

Listen as we delve into the heart of our local community's most significant issues: housing development and affordable housing. We will discuss the challenges and triumphs, the untold stories behind revitalizing downtown buildings, strategic partnerships, and the incredible work Scott Collins and team from Housing Authority of San Luis Obispo  are doing to preserve and create low-income housing op...

In the 30th episode of the Regional Pulse podcast, the discussion with Phil Carpenter, Chief Marketing Officer at Alice Technologies, shed light on the transformative power of AI in various industries on the Central Coast. 

Join us for an in-depth exploration of the transformative impact of Artificial Intelligence on businesses and industries with our guest Max Drucker, CEO of Carpe Data of Santa Barbara. Discover how AI is influencing the future of work, particularly in the insurance sector, and gain insights into the evolving landscape where data science and regulatory environments intersect.

In the second installment of our two-part series on Technology on the Central Coast, our Chief Risk Officer, Laurel Sykes, engages in a conversation with Randy Berg from Transphorm and Paul Abramson, our Chief Technology Officer. They delve into the challenges faced by the industry and explore innovative solutions to tackle the pressing issue of workforce development. Additionally, they uncover ex...

In this episode, we invite you to listen and learn more about the thriving technology industry on the Central Coast of California. Our Chief Risk Officer, Laurel Sykes, sits down with Randy Berg of  Transphorm  to discuss this unique network of innovation in our own backyard and how our community's younger population could benefit from programs and new job titles that are now available.   Stay tun...

Lori Murray, Senior Vice President and Residential Lending Manager at American Riviera Bank, discusses the workforce housing situation on the Central Coast with Jon Standring of the Coastal Housing Coalition, including the "Missing Middle," accessory dwelling units (ADU), and the roadblocks they are facing. As president at Beachside Partners, Jon Standring focuses on acquisitions, development and...

In the second episode of this two-part series, Michelle Martinich, Executive Vice President and Chief Financial Officer at American Riviera Bank continues the conversation of how individuals and businesses can make small changes for big impacts on the Central Coast. She is joined by Joe Campanelli of Campanelli & Associates Corporation and Dennis Allen of Allen Construction. Joe Campanelli has bee...

In the first episode of this two-part series, Michelle Martinich, Executive Vice President and Chief Financial Officer at American Riviera Bank, sits down with Joe Campanelli of Campanelli & Associates Corporation to discuss how individuals and businesses can make small changes for big impacts on the Central Coast.  Joe Campanelli has been a member of the Santa Barbara Contractors Association sinc...

Laurel Sykes, Executive Vice President and Chief Risk Officer at American Riviera Bank, continues her discussion with Vicki Johnson, Deputy District Attorney from the Santa Barbara County District Attorney's office in part two of the series recorded as part of American Riviera Bank's National Elder Abuse Awareness month efforts. Episode Two focuses on chronic victimization and methods of intervent...

Laurel Sykes, Executive Vice President and Chief Risk Officer at American Riviera Bank, talks with Vicki Johnson, Deputy District Attorney from the Santa Barbara County District Attorney's office as part of a two part series for National Elder Abuse Awareness month. Episode One focuses on highlighting scams as well as how and where to report scams.

Laurel Sykes, Executive Vice President and Chief Risk Officer of American Riviera Bank, sits down with Rick Boller of the Santa Barbara Bowl to discuss the how the Bowl has made use of the unexpected time off to accelerate its improvements and enhance its support of youth performing arts, as well as what's in store as the Bowl reopens this summer. The Santa Barbara Bowl is a 4,562-seat amphitheate...

Laurel Sykes, Executive Vice President, Compliance and Risk Manager at American Riviera Bank, continues our two-part series on financial literacy with special guests Robb Schiff, longtime educator and AVID Coordinator with the Santa Barbara Unified School District, Chelsea Duffy, Executive Director at Partners in Education, and Melinda Cabrera, Director of Strategic Partnerships at United Way of S...

Laurel Sykes, Executive Vice President, Compliance and Risk Manager at American Riviera Bank, facilitates a two-part series on financial literacy with special guests Robb Schiff, longtime educator and AVID Coordinator with the Santa Barbara Unified School District, Chelsea Duffy, Executive Director at Partners in Education, and Melinda Cabrera, Director of Strategic Partnerships at United Way of S...

Jeff Devine, President and CEO of American Riviera Bank, sits down with David Asbell and Brandon Mowery of Santa Barbara's Lobero Theatre to discuss the historic theatre and the what the future may look like as things begin to open up both locally and globally. The mission of the Lobero Theatre Foundation is to maintain and operate the historic Lobero Theatre as a performing arts center and cultur...

Michelle Martinich, Chief Financial Officer, sits down with Nancy Martz, Executive Director of Apples to Zucchini Cooking School, to learn about her nonprofit initiative to tackle hunger on the Central Coast one child at a time, by providing the tools kids need to prepare delicious, nutritious, affordable meals made from real food for their families. Whether teaching at an after-school program, a...

Michelle Martinich, Executive Vice President and Chief Financial Officer at American Riviera Bank sits down with Peter Rupert, Professor of Economics at the University of California at Santa Barbara to discuss the economy on the Central Coast, including the pandemic's impact on unemployment, local businesses, and education, and the long-term ramifications we can expect to see as a result. Peter se...

Lori Murray, Senior Vice President and Residential Lending Manager at American Riviera Bank and Nancy Hamilton, of Calgano & Hamilton Real Estate Partners in Montecito, discuss the residential real estate market on the Central Coast during the pandemic - from an influx of  buyers from cities like New York to the rich and famous to the first time buyers and more. With over 28 years of residential r...

Dustin Reese, Assistant Vice President, Banking Relationship Officer, sits down with Bettina Swigger of Downtown SLO to talk about their innovative efforts to keep downtown San Luis Obispo vibrant and thriving during the pandemic. As the CEO of Downtown SLO, Bettina leads the staff serving the community by working on initiatives like parking and beautification efforts, coordinating special events...

Jason Wilson, Vice President, Commercial Banking Officer, sits down with Sam Walters of Zodo's Bowling and Beyond to talk about the short- and long-term changes they have made in light of the pandemic. From new cleaning protocols to take-out orders to their brand new Virtual Reality studio, Walters shares the steps Zodo's has taken to ensure safe, high quality family fun and community entertainmen...

Michelle Martinich, Executive Vice President at American Riviera Bank, sits down with Dr. Joanne Gronquist to talk about the process of reopening her practice during COVID-19, including retaining staff, procuring personal protective equipment, and establishing new protocols for scheduling patients. Dr. Gronquist has served as President, as well as the Chair of Governmental Affairs, for the Tri-Cou...

Laurel Sykes (EVP Chief Compliance and Risk Officer), Paul Abramson (EVP Chief Technology Officer, and Eusebio Cordova, Jr. (EVP Chief Credit Officer) continue the discussion on pandemic response. In this episode, they discuss phase 1 and phase 2 of the Small Business Administration's Paycheck Protection Program (PPP) - including setting up a portal to accept applications, reviewing and submitting...