AM Best Audio

Risk and opportunity are plenty in the California private flood insurance segment, said Christopher Graham, senior industry analyst, AM Best, referencing a new Best's Commentary.

Josephine Wolff, associate professor, cybersecurity policy, Fletcher School of Law and Diplomacy, Tufts University, discusses how insurers and others can make cyberinsurance a more effective cyberrisk management tool.

Rich Sega, global chief investment strategist at Conning, discusses the impact of the midterm election on the insurance industry and the year ahead.

Collateralized loan obligations are somewhat protected in a rising interest rate environment, said AM Best Associate Director Jason Hopper and Industry Analyst Helen Andersen, referencing new research from AM Best.

Hemant Shah, CEO, of AI-driven risk platform Archipelago, said he expects an increased focus on risk management, resiliency, retention, and strategy to increase the ability to access and use capacity and scale in 2023.

Phil Klotzbach, research scientist, Colorado State University, said storm modeling continues to improve, boosted by ever-more-powerful technology. Klotzbach spoke with AM Best TV at the Joint Industry Forum 2022 in New York City.

Fred Karlinsky, shareholder, Greenberg Traurig, said insurance fraud is evident statewide, particularly in the southern portion. Karlinsky spoke with AM Best TV at the Joint Industry Forum 2022 in New York City.

Frank Paul Tomasello, executive director, The Institutes Griffith Insurance Education Foundation, said turnover in public leadership positions means fresh audiences for fundamental insurance concepts. Tomasello spoke with AM Best TV at the Joint Industry Forum 2022 in New York City.

Dale Porfilio, chief insurance officer, Insurance Information Institute, said investment-driven litigation funding is lengthening lawsuits and clogging court systems. Porfilio spoke with AM Best TV at the Joint Industry Forum 2022 in New York City.

Bill Ross, chief executive officer, Insurance Industry Charitable Foundation, said the collective this year launched a Sustainability Committee to help leaders in related jobs learn from one another. Ross spoke with AM Best TV at the Joint Industry Forum 2022 in New York City.

Seth Rachlin, executive vice president, Capgemini, said the number and severity of disasters in recent years have put the focus on insurers' speed and effectiveness in settling claims. Rachlin spoke with AM Best TV at the Joint Industry Forum 2022 in New York City.

Omar Kaywan, head of growth and co-founder of Goose Insurance, said his company is removing barriers to insurance so that more people can merely “swipe right” on their phones and access more coverage.

Along with evolving risks such as changing weather patterns and labor shortages, the agribusiness sector is now faced with fewer markets, less capacity and rising rates, said Louis Bridges, senior risk consultant, Insurance Office of America's agribusiness division.

Marco Mirabella, founder and CEO of Ensuro, a decentralized licensed insurer on a public blockchain, explains the need for decentralized finance insurance in what could be a burgeoning market.

Bail bond premiums were up 11.1% from five years ago, despite recent reforms in many states, said AM Best Associate Director David Blades and Associate Analyst Michael Vallario referencing new research from AM Best.

New research from AM Best reveals that the U.S. commercial auto segment still faces challenges even after posting the best results in over a decade, said AM Best Senior Industry Analyst Christopher Graham.

New research from AM Best shows private carriers increased their total flood insurance by more than 40% in 2021, said AM Best Senior Industry Analyst Christopher Graham and Associate Director David Blades.

The net underwriting loss reported for first-half 2022 was the worst in five years, said AM Best Associate Director David Blades and Associate Analyst Michael Vallario.

The state is dependent on Florida-focused specialist insurers, which are disproportionately dependent on reinsurance, said AM Best Senior Industry Analyst Christopher Graham and Senior Director, Industry Research & Public Relations Sridhar Manyem.

U.S. auto insurers' profit margins are being squeezed by inflationary pressure, supply chain challenges and costly repairs of technologically advanced autos, said AM Best Associate Director David Blades.

Frank Cesario, director, claims, insurance, LexisNexis Risk Solutions, said the rising number of total losses requires a greater focus on compressing the timeframe to make customers “whole faster and ensure we’re paying the right amount for the taxes and fees.”

Kip Kelley, CEO US, Aon Affinity, said successful programs are built on innovation, distribution, underwriting and administration. Kelley spoke with AM Best TV at Target Markets' 20th Annual Summit, held in Scottsdale, Arizona.

Claude LeBlanc, CEO, Ambac and Everspan Group, said the organization typically retains about 20% of the risk it writes. LeBlanc spoke with AM Best TV at Target Markets' 20th Annual Summit, held in Scottsdale, Arizona.

Ann McColgan, midcorp programs governance lead, Allianz Global Corp. and Specialty, said managing general agents that lack strong tech capabilities are being acquired by organizations that have those resources. McColgan spoke with AM Best TV at Target Markets' 20th Annual Summit in Scottsdale, Arizona.

David Halfpenny, senior vice president, Axis Capital, said the rebound for the travel, leisure and sports sectors is fueling coverage growth. Halfpenny spoke with AM Best TV at Target Markets' 20th Annual Summit, held in Scottsdale, Arizona.