with Monica Millares

AI and FinTech Learnings

Welcome to AI & Fintech Learning. A pod for product managers, founders and innovators working in Fintech who want to stay ahead of the game in an industry that is changing so fast. AI & FinTech Learnings is a short form podcast featuring AI generated audio summaries of reports, PDFs, and ideas I’m actively learning from. Each episode is created using NotebookLM, based on curated materials and prompts by me, Monica Millares, to turn content into actual learning. If you want your report to be featured reach out, enjoy the learning!

Author

with Monica Millares

Category

Technology

Latest episode

Jan 18, 2026

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Episodes

Agentic AI: Reimagining Banking Operations in Asia 18.01.2026

This pod was based on the AI in Asia: Reimagining banking operations through agentic AI article by McKinsey & Company and AI generated by Notebook LM. The hosts are not real people, but I personally guided Notebook LM to give us this output, enjoy! This episode explores the transformative potential of agentic AI and multiagentic systems within the banking sector, particularly across Asia. As f...

Saudi FinTech: AI, Payments, and Capital Market Growth 17.01.2026

This pod was based on the " Innovative fintech reimagining Saudi banking, experts say " article by Arab News and AI generated by Notebook LM. The hosts are not real people, but I personally guided Notbook LM to give us this output, enjoy! This episode examines the rapid evolution of the Saudi Arabian financial landscape, where the Kingdom achieved a 79 percent cashless transaction rate in 2024, su...

Demystifying AI Agents: Types, Frameworks, Evaluation, and Use Cases 22.02.2025

This pod was based on the "Mastering AI Agents" report by Galileo and AI generated by Notebook LM. The hosts are not real people, but I personally guided Notbook LM to give us this output, enjoy! In this episode, we'll explore the world of AI Agents - autonomous software applications powered by Large Language Models . We'll break down what they are, the different types available, how to choose the...

Bank of Singapore: 2025 Supertrends - The Changing World Order 13.02.2025

Bank of Singapore's "2025 Supertrends" report, with insights from its Global Advisory Council, identifies five key trends shaping the near future. The report emphasizes a changing world order influenced by potential shifts in US policy under a second Trump term, impacting global trade and inflation. Asset allocation strategies are discussed, advocating for diversification into private ma...

Advancing AI Across Insurance by KPMG. Report Summary 11.11.2024

In this (AI generated) episode we explore AI in Insurance! Because there's a more engaging way to g through reports - someone telling you the key take aways, like a short story. So this is what I've done with the help of Google NotebookLM! This week this is our report of choice: KPMG. Advancing AI across insurance: Unlocking transformation with speed and agility Download HERE We ask notebook to an...

Disrupting the Exam marking industry | Pau Pavon, Founder Examfy 10.04.2023

Pau Pavon is the co-founder and Head of Product at Examfy, where he helps teachers streamline the exam marking process. In today’s episode, Pao speaks about his journey as a Founder while being a University student, his findings on cultural differences between Spain, Korea, India and Northern Europe, and his approach to product development. He emphasizes the need to talk to costumers constantly, h...

Overcoming the Challenges of Data-Driven Product Management | Karen Hsieh, Director of Product & Data at ALPHA Camp 20.03.2023

In this episode Karen and I explore the role of Data in Product – Product without data is intuition based decision making; hence we really need to upskill our data game as I’m aware many of us do not use data as much as we’d like to We cover: What makes great Product Data challenges for Product Managers The future of data and Product How to create a data-driven culture  Data literacy How to a...

Uncovering The Challenges Of Female Leadership In Fintech: How Aamna Hussain Made The Transition From Project Management To Product | Aamna Hussain, Digital Product Manager at Capital.com 28.02.2023

In this episode Aamna and I explore the challenges and opportunities that come with being a female in the industry.  We discuss how to navigate toxic environments, how to recognize yourself as a leader, and how to communicate effectively with senior leadership teams. We also talk about the importance of understanding regulations and how to make sure you have all the information you need when...

Understanding Payments | Andrew Christodoulou, Global Inside Sales Manager at Worldline 20.02.2023

Payments is booming - however many of us struggle to understand the basics - even if we work in the industry.  In this episode, Andrew helps us understand the basics, so that you don’t need to feel like you are lost anymore. He shares with us his story of how he got into payments and walks us through the payment flow cycle. We cover:  His story from Uni to Payments Meaning and Purpose&nb...

What does Product actually do in a FinTech? | Aditi Chhibber, Product Director at Thunes 13.02.2023

Product is a discipline that is many times misunderstood or just not understood at all - so today we are busting some myths and clarifying what does Product actually do! Aditi has a wealth of experience in Financial Services and in Product - and she opens up with us to cover:  Aditi’s trajectory What does Thunes do and who are their customers  Aditi’s product development process Foundati...

How to win on TikTok | Konstantinos Synodinos, CEO & Founder at SimplyDigital 09.02.2023

TikTok is not an option anymore, you must do it, and do it well - it should be part of your Product Marketing strategy If you feel like it’s a lot of effort and you don’t really know how to win, that’s why in today’s episode Konstantinos shares with us his insights.  Konstantinos is CEO and Founder of Simply Digital and his profile has more than a Billion views in TikTok - so yea, you are lea...

How to deal with Impostore Syndrome and Burnout | Veronica Azua, Organizational Psychologist 09.01.2023

We can only go as far as our mindset allows us to - unfortunately impostore syndrome and burnout are not uncommon  Let’s tackle the beast right at the start of the year so that we are more aware of our patterns and have a chance at having better quality of life by minimizing self doubt and burnout In this episode with Veronica  Azua, Organizational Psychologist we go in depth to understa...

The Blockchain basics you must know | Lavinia D. Osbournel, Women in Blockchain Talks Founder 21.11.2022

Blockchain is not new anymore, yet many of us don’t understand it. Nor the impact it will have in our jobs and they way we build FinTech products.  Blockchain opens up new possibilities - yet we need to understand the core foundations to then start innovating and creating more use cases.  Lavinia D Osbourne is a Web3 specialist, Founder of Women in Blockchain Talks, and was  listed...

A GenZs leadership journey, confidence, and difficult conversations | Ellie Mayall, President The LEAD Network, Warwick University 08.11.2022

There is so much we can learn from GenZ. This generation went through the pandemic at young age - meaning they’ve got resilience and new views.  Today Ellie Mayall, President of the LEAD Network at Warwick University, chats to us about her story, her transformation process by becoming a leader and Uni society, and her lessons on Leadership.  By far one of my favourite pods. Let’s get int...

Lessons and stories from building UK's Challenger Tandem Bank | Ricky Knox, Founder Tandem Bank 01.11.2022

If you have the pleasure to meet and work with Ricky Knox he will definitely have a major impact in your life. He is the Founder of Tandem Bank - one of the first UK Challenger Banks. He was one of the pioneers of the FinTech movement. He is a serial entrepreneur and had the vision to start a new bank, a good bank - when the Bank of England had only given one banking license in the last 100 years....

Introducing FinTech Product Podcast - Why FinTech? Why Product? Why career advice for women? | Moni Millares, FinTech Product Leader & Podcast Host 24.10.2022

Today I introduce the evolution of the podcast into FinTech Product Podcast ;🎉 I cover: Why FinTech? Why Product? Why women? Who am I? Why? Because.... 1. Financial stress is at it’s peak. We as Fintechers have the responsibility to create solutions that solve customer pain points. We need to be well informed, educated and become better every day. 2. It is hard to find great product people with t...

NFTs & DAOs for Social Impact| Emmanuel Daza, NFT artist and NFT Director at RedLine Blockchain 17.10.2022

Emmanuel is a traditional and NFT artist. He had his first art exhibition at six years old! During covid lockdowns his art world was disrupted and he got into NFTs What are NFTs? What is a DAO? What is he using NFTs to have social impact? This and much more You can find Emanuel here  Twitter: @3mmanuelDaza Instagram: @3mmanuelDaza LinkedIn: https://www.linkedin.com/in/emmanuel-daza-99800240/...

A lesson on leadership and remote working by a GenZ working in Fintech | Iveth Pacheco, Ontop 03.10.2022

GenZ are ... What I've found speaking with Iveth is that GenZ are ambitious, hard workers, inspiring, conscious and have a vision for the world - at least Iveth does She's 23, has worked in McDonalds, M&A and Ontop - a hybrid of Fintech and payroll / HR services that enables companies to hire talent remotely anywhere in the world.. Why work in McDonalds for your first job? What are the lessons...

B2B marketing is broken, Demand Gen is the new way | Christopher Roche, CEO Catalyst Consulting 19.09.2022

If you are a Fintech B2B company, or a SaaS company as great as your product may be you rely on your marketing to generate leads and on sales to go on on long education periods till you close your prospect This model is broken! Why because only 1 - 2% of your audience is in buying mode at any point in time, and then those leads conversion rates into sales are ridiculously low - eg below 1%. We kno...

Money Magic! A ritual to create abundance | Michelle Chew, Tarot reader 13.09.2022

🎙️Money Magic! People go to pop culture, magazines, spirituality and tarot readers to sort out their financial lives🔥 💵It is a big part of our culture - lots of money traditions in the asian and the latin culture, which makes me wonder... In this week's podcast we talk with Michelle Chew, Tarot reader in Kuala Lumpur! She has a good mix of asian and western clients, and yes many people ask her a...

Overcoming Impostor Syndrome | Robbie Swale, Coach & Author of How to Start When You're Stuck 16.08.2022

Yes we all are imposters - and no do not listen to the little voice! In this week's pod, we discuss a powerful way to overcome imposter syndrome - it is in the doing that the magic happens You can find Robbie here  LinkedIn: https://www.linkedin.com/in/robbieswale/ And you can find me here: LinkedIn: https://www.linkedin.com/in/monicamillares/ TikTok: @moni_millares Instagram: @moni_millares...

Use waterless beauty products to reduce 90% of CO2 emissions | Gaëlle Chatelard, CEO & Founder at ETHOSA 20.07.2022

Did you know that your shower gel is a big polluter and you can have huge positive impact by just removing the water from it? 💥 Yes water makes up to 90% of CO2 emissions during transport – yup! But there is a better way… In this pod, Gaelle, CEO and Founder of ETHOSA, chats with us about how her waterless beauty products are revolutionizing the industry - to help the planet and your body! In her...

Disrupting the Diamond industry with Blockchain | Chirag Jetani, Founder & COO at Diamante Blockchain 14.07.2022

Diamonds are sexy and controversial! In this episode Chirag explains to us how he's using Blockchain to improve trust and build a better industry for all Imagine scanning a QR to know where the diamond was made, by which company, which retail shop it came from... For us to understand how it works, we explain in very simple terms what Blockchain is and how it works... and then of course we change g...

You can make a difference, think sustainable tourism | Vicky Smith, Earth Changers Founder 28.06.2022

It is a joy to travel. It is joyful to travel. Yet it is also killing the planet. Hence it is our responsibility to get informed and to make changes on our traveling habits so that we can create a sustainable future for all  Vicky at the front of eco tourism and joins us this week in a fascinating chat to discuss how we can start being more aware of our decisions and our impact.  She has...

Leadership thoughts from former Managing Director at Barclays and ANZ | Bret Packard, Investor and CEO of the Packard Network 28.06.2022

Bret is an experienced CEO that now dedicates his career to grow leaders that grow leaders – e.g. people like you and me!  He’s got extensive international experience having worked across 30 countries in international banking and wealth management, and served as Executive Director on Boards.  He grew his career in Citi and then became Managing Director at Barclays, South Africa Region an...

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