Age Pension Super and Retirement

#51 Transition to Retirement - Exit Ramp- with Gayle

#50 Hidden Pitfalls Affecting Aged Care with Gayle McKew

#49 Safe Withdrawal Rates with Gayle

#48 Retirement Villages with Rebecca Rebecca answers some Facebook Questions regarding Retirement Villages

#47 Compounding with Gayle McKew Gayle discusses tax for minors Investing for the long term keeping in mind longevity and touches on some Aged Care Costs

#46 Random Rules with Gayle McKew Including: the 20 year rule The 6 year rule The 2 rule * Please note this episode was recorded before the May Budget so some of the information will have changed

#45 Facebook Questions and Invalid/Invalid Carer Offset with Rebecca

#44 Sequence of Returns Risk with Gayle McKew Gayle explains the concept of Sequence of Returns Risk covering such things as: avoiding selling growth assets, the bucket strategy, Lifetime Annuities and Transferring Risk to a Third Party and more.

#43 Facebook Questions with Rebecca

#42 Volatility versus Risk with Gayle McKew Gayle explains why some confuse volatility with Risk Investor Sentiment Being all "In Cash" Paper losses versus realised  losses Bucket Strategy Investing a lump sump or "drip feeding" and more.

#41 Facebook Group Questions With Rebecca

#40 Redraw Versus Offset with Gayle McKew Gayle explains some differences between Redraw and Offset Accounts Tax Deductibility and How Centrelink treats these two types of loans and more

#39 Facebook Group Questions with Rebecca

#38 Tax and Ownership Structure with Gayle Mckew

#37 Income Estimate for Childcare Subsidy and Family Taa Benefit with Rebecca Topics include: Why are we talking about this in April? Income not included in the estimate. What about people who do not lodge a tax return If only on Centrelink does Centrelink already know your income Tips when doing this estimate What happens if someone misses the deadline or if your income changes unexpectedly durin...

#36 Centrelink Indexation and Deeming Rate Changes with Rebecca Rebecca explains how much Deeming Rates increase, Thresholds, Which Payments are effected, Age Pension Increases and Rent Assistance Full and Part Age Pension Cut off limits

#35 Rebecca More Frequently Asked Facebook Questions

Gayle explains Joint Assets and Tenants In Common and how this affects Survivorship Accidentally disinheriting children Business owners not holding assets in their name for asset protection Unintended Consequences of Intergenerational Wealth Transfer

#33 Intergenerational Wealth Transfer with Gayle McKew Tax Impact of Inheriting the Family home Pre CGT Assets Establishing a new cost base after death Change of Title Granny Flat Arrangement Children Being Disinherited GrannyFllat Arrangement and Aged Care INsurance Bonds and more

#32 Intergenerational Wealth Transfer Part 1 with Gayle McKew We discuss some unintended consequences around government housing, DSP What happens when someone dies Intestate Testamentary Trusts and Special Disability Trusts

# 31 Rent Assistance Income form Boarders and Lodgers with Rebecca What is Rent Assistance and who can get it Can People travelling around Australia Receive Rent Assistance or have Boarders and Lodgers When are you allowed to charge rent and board to those who live with you How does Centrelink assess income from Rent and Board  

#30 Facebook Group Questions with Rebecca

#29 Medicare and PBS with Rebecca What are PBS Prescriptions and who is eligible What does and does not the Healthcare Card entitle you to re medical expenses Are there co-payments for PBS Medications What are Allied Health Vouchers Do retirees pay the Medicare levy What is MyMedicare and how do you register for it Does Centrelink offer any payments for medical expenses

#28 Gender Superannuation Gap with Gayle McKew Gayle discusses the reasons for the the Gender Superannuation Gap including:  Care Giving, Part Time Work, Divorce Settlements, Previous Rules regarding Married Women Working, Career Gaps and more.

#27 Lifetime Income Streams and Annuities with Gayle McKew Gayle explains what Lifetime Income Streams and Annuities are Including Tax Paid on these Market Linked and CPI linked Annuities Older Style Annuities compared with Current Annuities Concepts Such as Guarantee of Capital, Residual Amounts and how Annuities tie in with Centrelink