Aftermath The Podcast with Scott Brown

In this episode of Aftermath, Scott and Ross tackle the deeper questions people don’t usually ask about money—but should. Does money actually change who you are, or just reveal it? Is having no money worse than getting too much too fast? And why do so many people struggle to have honest financial conversations with their spouse? They break down how fast money can quietly ruin people who aren’t pre...

In this episode of Aftermath , Scott and Ross break down some of the most misunderstood—and most important—concepts in financial planning. From who really handles the money in a household, to why people fear tax brackets for no reason, this conversation tackles the gaps that leave people exposed later in life. They also dive into the role of luck vs. probability, the difference between investing a...

In this episode of Aftermath , Scott and Ross dig into one of the biggest barriers to building wealth—and it’s not what most people think. Why do so many people stay stuck financially, even when they’re doing “the right things”? The answer often comes down to thinking too small. Scott explains why tiny savings habits alone won’t create wealth, and how the real difference-makers are the big, uncomf...

In this episode of Aftermath , Scott and Ross tackle some of the most misunderstood ideas in personal finance—and the brutally honest truths behind them. What’s something financial advisors wish they could say to clients but usually don’t? Why do so many people have unrealistic expectations about returns, retirement, and wealth? And is being bad with money really about income… or something deeper?...

In this episode of Aftermath , Scott and Ross explore the deeper psychology behind money—beyond just numbers and returns. If money could think… what kind of person would it be? More importantly, what does money reveal about you ? This conversation dives into how wealth amplifies personality, why chasing the highest returns can actually backfire, and how understanding probability—not hype—is the ke...

Is there actually a bad time to buy a house—or are we just overthinking interest rates? In this episode of Aftermath , Scott and Rauce break down one of the biggest financial decisions people face: buying vs. renting. They also dive into how diversification really works, what a TPA in your 401k actually does (hint: it’s not the toilet paper association), and why waiting for the “perfect” market ti...

What’s the most important money lesson parents can pass down to their kids? On this episode of Aftermath , Ross and Scott Brown discuss why removing shame and secrecy around money matters, how financial priorities change across different decades of life, and why many people misunderstand when their peak earning years actually happen. They also explore financial regret, envy, and when saving too mu...

What’s the biggest misconception about IRAs and 401(k)s? In this episode of Aftermath , Ross and Scott Brown explain how retirement accounts actually work, why the investment inside the account matters more than the account itself, and how Roth and non-Roth options differ. They also walk through the first three steps to getting financially organized, explain what a healthy emergency fund looks lik...

How do you know if you’re doing okay financially — or just constantly feeling broke? On this episode of Aftermath , Ross and Scott Brown talk through the real-life money questions people struggle with every day. They cover how to judge your financial health, how to recognize predatory financial products, and whether it makes more sense to save money or pay off debt first. The takeaway: money decis...

This one’s all about the finish line — and how to reach it without running out of gas (or cash). Scott and Rauce get real about retirement: how much is enough , when to start, and how to stop letting anxiety dictate your money moves. They debunk the biggest market myths, explain why moderation beats miracles, and remind you that wealth isn’t about luck — it’s about process. Whether you’re 25 or 55...

How do you really measure risk — and why do some people keep betting on the wrong kind? In this episode, Rauce and Scott unpack the fine line between being cautious and being stuck. From over-saving to under-investing, Scott explains why “safe” can secretly be the riskiest move of all. They also break down why markets move, how fear can cost you, and when doing nothing might actually be the smarte...

Rich people swear by it. Poor people don’t have it. Scott calls it the eighth wonder of the world: compound interest. Rauce learns how money makes money — and why patience pays like nothing else. Then, the two dive into the world of ESOPs (Employee Stock Ownership Plans), the dangers of putting all your eggs in one stock-shaped basket, and one unforgettable story about a guy who turned $1 million...

Are you chasing every “sure thing” that comes your way? Scott breaks down why the smartest investors play the long game — and why shortcuts are the dumbest smart idea people swear by. Rauce also puts his pride aside and asks the big one: “What’s a mutual fund?” From ETFs to financial planners, this episode turns Wall Street jargon into real-world clarity. If you’ve ever faked your way through a mo...

Ever wonder why Elon Musk can be billions in debt and still win — while you’re losing sleep over your credit card balance? In this episode, Rauce and Scott dig into how wealthy people use debt as leverage , what a smart down payment really looks like, and why the friends you surround yourself with might be shaping your financial destiny more than you think. From crabs in a bucket to College Park c...

If your credit card company loves you — you’re doing it wrong. In this episode, Scott Brown and Rauce Padgett tackle the slippery slope of credit cards, debt, and interest — and how to flip the game in your favor. They unpack why most people struggle to care about “future you,” how lifestyle creep eats away at progress, and what it really means to build wealth without losing sleep. Funny, honest,...

Saving for the future doesn’t have to feel mysterious — or boring. In this episode, Scott Brown and Rauce Padgett break down the difference between 401(k)s, IRAs, and Roth accounts (yes, there’s even a Roth 401(k) ). They uncover how seven out of ten millionaires built wealth through patience, process, and consistency — not luck or crypto hype. It’s real talk about building wealth the unsexy way:...

Everyone wants to know the secret to wealth — but what if it’s not about numbers at all? In this premiere episode of Aftermath , financial advisor Scott Brown and comedian Rauce Padgett unpack the truth about what really builds financial freedom: discipline and process. From emergency funds to emotional spending, from crypto FOMO to the dopamine of “prediction markets,” the guys dive into the mind...