Adulting Decrypted

Send us Fan Mail Understanding Car Insurance: Full Coverage vs. Liability Only Hey everyone! In this episode, we dive into the nitty-gritty of car insurance. Learn the key differences between full coverage, liability only, and other essential types of insurance like comprehensive and collision. We break down what each term means, how they work, and which one might be best for your specific situati...

Send us Fan Mail HOAs Explained: What You Need to Know Before Buying Your First Home! In this episode, we dive into the essentials of Homeowners Associations (HOAs). Discover what an HOA is, the pros and cons, and how it can affect your property and lifestyle. From additional fees to community amenities, we'll cover everything first-time home buyers need to know. Don't forget to read tho...

Send us Fan Mail Is it time to replace your tires, or can you squeeze out a few more miles? In this episode, we answer the classic question: "Hey Dad, when should I get new tires?" Using the simple penny test (while we still have pennies!), we dive into how to check tread depth, spot dangerous wear patterns, and avoid getting talked into a premature replacement. We talk about: What uneve...

Send us Fan Mail This is a quick updated on what we are all doing now! Support the show

Send us Fan Mail In the season 7 finale of 'Adulting Decrypted', we embarked on a journey of games, discussions, and introspection on adulting. With a special guest. From revisiting past episodes through a quiz, this episode was a blend of entertainment and profound insights on growth and learning as we navigate the complexities of adulthood. Personal stories shared, leaving us with valu...

Send us Fan Mail Embark on a financial journey with us as we explore financial accounts in the Roth IRAs world of mutual funds and index funds. Discover the importance of investing early and where. Engage with us through social media, suggest topics, and support the podcast for more insightful content. Support the show

Send us Fan Mail Today Dad takes us through a series of enlightening discussions where we explore problem-solving techniques, share personal reflections, and emphasize the significance of confident action in overcoming hurdles. Together, we uncover the essence of identifying root causes, visualizing challenges, brainstorming solutions, and embarking on a journey of growth and empowerment through p...

Send us Fan Mail Embark on an insightful journey through financial literacy and investment strategies as we delve into understanding different account types, including checking, savings, CDs, IRAs, and brokerage accounts. Gain practical tips on managing these accounts effectively, informed by the hosts' experiences, while emphasizing the significance of conscious spending, compound interest,...

Send us Fan Mail In this one we laugh and try to determine who is the most adult out of the group.  Dad won for sure.  However, Ashton was close behind with Gene and Gideon tying for last.  If you want to take the quiz here it is!  Feel free to share your results with us. https://www.buzzfeed.com/andyneuenschwander/what-percent-adult-are-you-quiz Support the show

Send us Fan Mail In this episode of Adulting Decrypted, we explore how refraining from judging others can promote empathy, encourage open-mindedness, reduce stress, and foster personal growth. As we share personal experiences and discuss the importance of self-improvement. We look forward to hearing the same from you. Support the show

Send us Fan Mail In this episode, we dive into the power of celebrating small wins, focusing on motivation, recognition, positive messaging, and team building. By sharing personal experiences, we explore how acknowledging victories can drive individual and collective success in various aspects of life. Support the show

Send us Fan Mail On this episode we had a ton of fun covering finances this is the 102 version of the episode.   We covered CSP not a budget.  This is borrowed from Ramit the CSP is conscious spending plan. Net worth on topline just to have it. Fixed Cost -50% to 60% of income (rent, insurance, utilities, fee's etc) Investment -10%  (Roth, 401K) Savings -5% to 10% (trips, emergencies, gifts,...

Send us Fan Mail This episode is about Jake Strack and his road to adult hood.  There is not a straight path.  There can and will be twists and turn and it is part of the process.  Jake has a belief that most people don't know what they are doing.   They are possibly the expert at their area but not at all areas.  Be willing to fail, fail often fail fast.  Jake talks about Hanlon's razor...

Send us Fan Mail This one we  go over financial independence vs security and cover some very basics of finances.  Do you know what your net worth is?  Assets-Liability= Net Worth...  Do you know how much you spent last month?    Remember your net worth and personal worth aren't a direct result for each other.  However, at times we do understand how we assume they are!  Great discussion on the...

Send us Fan Mail In this episode we talk about listening skilz and how they can set us apart.  How there are 10 diffrent types of filters to be aware of.  You can reach Larry @ Larry@larrychatterton.com ...  We learned to be aware of what you are saying and how you say it. Find all our episodes by category on our website! https://adultingdecrypted.com/episode-search/ Support the show

Send us Fan Mail Gene Lead this Episode on Wellness! We talk about the 8 areas of  Wellness, Physical, Intellectual, Social,  Emotional, Financial, Occupational, Environmental, and Spiritual. Today we had a fun discussion of the different areas we can all be working on!  Good luck as you adult!  And remember!  YOU GOT THIS! Find our website here . Support the show

Send us Fan Mail We had a great conversation about what we need to do for job interviews. Join us today as we look through skills specifically for job interviews and some general communication skills. It might be hard right now to find a "job" so when you get a chance to interview you jump on it.  Here are some ideas on how to prepare and what to say when you get in there. A few things w...

Send us Fan Mail Join us this week, where we discuss the ins and outs of making friends in college. As we chat, we touch on  navigating roommate relationships, making good use of social media to meet people, and finding your crew among new groups. Our friend Gene, who has just started university himself, shares some of his experiences. We also chat about how important group projects and extracurri...

Send us Fan Mail We discuss running from Bears, Avoiding Rattle Snakes and the occasional heigh story.  We had a fun time discussing Fears and how to overcome them and to realize what we need to do to improve our chances of feeling Brave! Find this and many other episodes by category on our website! https://adultingdecrypted.com/episode-search/ Support the show

Send us Fan Mail In this episode we discuss a scary trend that every parent, grandparent and adult decrypted listener needs to know about.  Thanks #CrimeJunkies for the info.  We cover what it is, who to talk to and the dangers of being scammed as well as trying to go forward with confidence.  PLEASE share this with everyone.  Be willing to talk around the kitchen table or at the grocery store.  E...

Send us Fan Mail This one we discuss how words hurt you and sticks and stones might be less painful.  To ourselves and others!  Find your word for 2024, Ashton is discover, Gene is Connect, Gideon is Consistency and Dad is flow.  We spend a lot of time on personal talk and trying to keep things positive and uplifting when you visit with others. Find this and many other episodes by category on our...

Send us Fan Mail In this episode we talk about the many ways we could have came home from the Pirate Ship!  Effective vs efficient!  And what does it mean to us!  When do we prioritize efficiency over effectiveness?  Mass marketing, being better texters and yes we can take the entire family! Find this and many other episodes by category on our website! https://adultingdecrypted.com/episode-search/...

Send us Fan Mail Update with All 4 of us Back together!  We learn what we are all doing!  Gene shares about his mission and how the podcast helped and things he can do better!  Gideon shares that we are not in New Mexico, and how he likes going to College.  Ashton talks about adulting as a band leader! Find this and many other episodes by category on our website! https://adultingdecrypted.com/epis...

Send us Fan Mail This episode reminded us that we all are struggling hitting our best life.  There is so much to do and so much we need to get done.  Putting our goals first is a big priority.  However, we still missed them and did not get all done that we needed or wanted to.  Good reminder on smart goals, and real life example of how it worked or didn't.  Support the show

Send us Fan Mail On this one we play family Feud about adulting and what we can do better.  What we need to do better!  This one was a fun chance to grow, win and .... someone won... someone lost! But we had fun.  We also included some tips and tricks and advice!!   Support the show