James Nutter

A Life Well Lived: A Physicians Guide to Wealth

Business EN ↓ 72 episodes

As a physician, you are overworked, overwhelmed, and under-supported when it comes to your money. The Physician’s Guide to Wealth Podcast is where you finally unpack the silent burdens of financial stress, burnout, and sacrifice—and take back control. Hosted by James Nutter, Fiduciary Financial Advisor & Partner at IM Wealth, this isn’t your typical conversation about money. It’s a raw, thought-provoking journey at the crossroads of purpose and prosperity—challenging everything you’ve been told about success and wealth. Here, we go beyond the numbers. We explore what it truly means to align yo...

Author

James Nutter

Category

Business

Latest episode

Jul 7, 2026

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Episodes

Built, Not Born: The Standards That Create an Unbreakable Life | Episode 70 07.07.2026

In this episode of Life Well Lived , James Nutter welcomes Paul for a raw, energizing conversation about why standards—not goals—are what actually change lives. Paul’s life story is anything but polished: growing up feeling like an outsider, facing real consequences, rebuilding through discipline, combat sports, faith, and relentless consistency. What emerged wasn’t perfection—but resilience. Paul...

Your Health is Your Wealth: Beating Burnout Without Losing Your Edge w. Dr. Mary Anderson, PHD | Episode 69 30.06.2026

In this engaging episode of "Life Well Lived: A Physician's Guide to Wealth," host James Nutter is joined by the dynamic Dr. Mary Anderson to delve into the complex issue of burnout, especially as it affects high-achieving professionals like physicians. Dr. Anderson shares her insights on how to balance drive and well-being, referencing her widely-acclaimed book, "The Happy High Achiever," now ava...

PSLF, Payoff, or Balance? The 3 Student Loan Paths Every Physician Needs to Know | Episode 68 23.06.2026

Student loans remain one of the biggest financial stressors facing physicians today. Between demanding careers, family responsibilities, retirement planning, taxes, and investing, it's easy to delay making a clear plan for educational debt. The challenge is that physicians are often flooded with conflicting advice. Some experts recommend pursuing Public Service Loan Forgiveness (PSLF) at all costs...

How Physicians Can Avoid Financial Mistakes When Buying a Home | Episode 67 16.06.2026

Most physicians are trained to make high-stakes decisions every day, but when it comes to money, mortgages, and building a long-term financial plan, many are left without a playbook. In this special re-aired conversation, James Nutter joins Zoe Taylor, founder and CEO of Moving Medicine Partners, to discuss the financial decisions physician families should consider before buying a home, hiring a f...

What I’d Tell My 30-Year-Old Physician Self About Money, Family & Success with Dr. Tim Regan | Episode 66 09.06.2026

What would happen if you could sit down with your younger physician self and share everything you've learned about money, family, success, and life? In this episode, James Nutter sits down with Dr. Tim Regan, Chief Medical Officer of Lakeland Regional Health, for a candid conversation about the financial mistakes, lessons, and decisions that shaped his career and family over the last three decades...

Sign Your First Contract Like a Pro Athlete—With Jon Appino | Episode 65 02.06.2026

Your first physician contract may be one of the most important financial documents you'll ever sign. In this rerun of one of our most popular episodes, James Nutter sits down with Jon Appino, founder of Contract Diagnostics, alongside CFP® Jeff McPherson, to discuss the hidden risks and opportunities buried inside physician employment agreements. Jon shares a shocking story about an OB-GYN who unk...

Real Estate, Relocation & Building Wealth with Zoe Taylor | Episode 64 26.05.2026

In this week’s episode of A Life Well Lived: A Physician’s Guide to Wealth , James welcomes Zoe Taylor, a nationally recognized realtor and founder of Moving Medicine Partners —a nationwide network of 83 realtors who are all married to physicians and uniquely understand the challenges of relocating for medical careers. Zoe shares hard-earned insights on the biggest mistakes physicians make when bu...

You Can't Out-Earn a Broken System With Kendra Harvey | Episode 64 19.05.2026

After years of sacrifice, physician families often expect one moment to fix everything: The contract. The income. The house. The “arrival.” But what happens when the dream comes true… and you still don’t feel okay? In this deeply honest conversation, Kendra — coach, speaker, and founder of It Gets Better Now — unpacks the hidden emotional cost of medical training and the quiet survival patterns th...

From Burnout to Breakout: How One Psychiatrist Built $800K of Independent Income Before 30 | Episode 63 12.05.2026

Most physicians don't have an income problem. They have an optionality problem. In this episode, James Nutter is joined by Donovan Miske — CEO and founder of Kona Medical Consulting and advisor to over 12,000 physicians across four countries — for a candid, story-driven conversation on what it actually takes to build freedom outside the hospital walls. Donovan walks through the three core pathways...

You Don’t Need Another Decade of Sacrifice (How to Pay Off Loans Without Living Like a Resident) Part 4 | Episode 62 05.05.2026

You just finished a 12-hour shift. Your kid needs help with a project you didn’t know existed. Your spouse is reheating dinner. And in the background… your student loans are still there. Quiet. Heavy. Constant. For years, you’ve been told there are only two “smart” options: Destroy your life for 3–5 years and obliterate the debt Or gamble on PSLF and hope the rules don’t change But what if neither...

You Make $500K… So Why Do You Still Feel Behind Financially? | Episode 61 28.04.2026

You did everything right. Years of training. Long hours. High income. So why does money still feel like the one area of your life that's quietly out of control? In this episode of A Life Well Lived: The Physician's Guide to Wealth , James sits down with Devon Tomlinson — pastor, money coach, and author of From Setback to Success — for a conversation that goes deeper than spreadsheets and debt payo...

PSLF for Physicians: How to Get Loan Forgiveness (Without Risking Everything) The PSLF Path (Part 3) | Episode 60 21.04.2026

This is Part 3 of a 5-part physician student loan series designed to help you take control of your loans, your money, and your future. PSLF is working. Since October 2025, three IM Wealth client families have had their loans forgiven—over $1 million wiped out. But that doesn’t mean you should bet everything on the program without a safety net. The physicians who sleep well at night aren’t the ones...

How to Pay Off Student Loans Fast (Without Living Like a Resident) | The Obliterate Path (Part 2) | Episode 59 14.04.2026

This is Part 2 of a 5-part physician student loan series designed to help you take control of your loans, your money, and your future. Physicians know how to earn—but most were never taught how to attack debt strategically. The result? Fear-based minimums, avoidance, and the quiet mental tax of carrying a balance that never seems to move. In this solo episode, James Nutter dives deep into the Obli...

The S&ME 500: Why Your Student Loans Might Be Your Best Investment Ever (Part 1) | Episode 58 07.04.2026

This is Part 1 of a 5-part physician student loan series designed to help you take control of your loans, your money, and your future. Physicians carry some of the heaviest student loan burdens of any profession—and yet most were never taught how to think about them strategically. The result? Fear-based decisions, paralysis, and a sense of drowning beneath a number that never seems to move. In thi...

Why High-Income Doctors Still Feel Broke | Dr. Lisha Taylor on Wealth, Mindset & Financial Freedom | Episode 57 31.03.2026

Physicians are among the highest earners in the country—yet many still feel financially stressed, behind, and uncertain about their future. In this powerful episode, James Nutter sits down with Dr. Lisha Taylor, a physician, former private equity professional, and founder of Wealth Minded MD, to unpack the real reason money still feels hard—even at the highest income levels. This isn’t about math....

3 Steps to Student Loan Success in 2026 | Episode 56 24.03.2026

For physicians, student loans aren’t just math—they’re emotional. They shape decisions about jobs, families, burnout, and freedom. In this masterclass episode, James Nutter pulls back the curtain on the confusion surrounding physician student debt and explains why so many doctors feel stuck, anxious, or ashamed about a system they were never equipped to navigate. James outlines the three student l...

WARNING: Do Not Touch Your Student Loans Until You Listen to This | Ep 55 17.03.2026

In this masterclass-style episode of Life Well Lived: A Physician’s Guide to Wealth , host James Nutter (fiduciary financial advisor and partner at IM Wealth) is joined by Andrew Paulson, co-founder of StudentLoanAdvice.com and a nationally recognized student loan consultant affiliated with White Coat Investor. Together with James and co-host Jeff McPherson, CFP®, Andrew breaks down the latest phy...

Good Money vs Good Leverage: The Income Stacking Playbook with Donovan Miske | Episode 54 10.03.2026

Physicians are often told that the path to higher income is simple: work more hours. More shifts. More patients. More call. But that approach has limits—and often leads to burnout. In this episode, Donovan Miske of Kona Medical Consulting explains a different strategy: intentional income stacking. Instead of pursuing random side hustles, Donovan helps physicians design revenue streams that compoun...

You Can't Out-Earn a Broken System With Kendra Harvey | Episode 53 03.03.2026

After years of sacrifice, physician families often expect one moment to fix everything: The contract. The income. The house. The “arrival.” But what happens when the dream comes true… and you still don’t feel okay? In this deeply honest conversation, Kendra Harvey — coach, speaker, and founder of It Gets Better Now — unpacks the hidden emotional cost of medical training and the quiet survival patt...

Locums Lowdown: 5 Money Mistakes 1099 Physicians Don’t Know They’re Making | Episode 52 24.02.2026

Are you filing correctly… or filing strategically? Because those are not the same thing. In this masterclass episode, James and Jeff walk through the hidden $68,000 gap that separates two identical physicians earning the same income—one overpaying in taxes, the other building intentional leverage through strategy. This isn’t about aggressive loopholes. It’s about understanding the business-owner a...

The Most Expensive Physician Contract Mistake (Before You Ever Get Paid) — with Jon Appino | Episode 51 17.02.2026

Long before burnout surfaces… Long before stress spills into your family life… Long before financial pressure builds… Your contract has already shaped the trajectory of your career. In this episode, James welcomes back Jon Appino, founder of Contract Diagnostics, to break down what most physicians were never taught in training: how to truly understand and negotiate the document that determines how...

Your Health is Your Wealth: Burnout Isn’t Exhaustion — It’s Misalignment | Episode 50 10.02.2026

At some point in a physician’s career, a quiet question surfaces: Is this it? Not because you failed. Not because you’re lazy. But because something feels off. In this episode, James welcomes back Sarah A. Samaan, MD, FACC, FACP, FASE, a former cardiologist, physician coach, and founder of Mindful Physician Coaching, to unpack a powerful reframe: burnout isn’t always exhaustion — it’s often misali...

The Invisible Cost of Medicine — And What Healing Together Can Look Like | Episode 49 03.02.2026

Burnout in medicine is usually framed as an individual problem. A physician problem. A resilience problem. A mindset problem. But what if that framing is incomplete? In this conversation, James is joined by Lisa A. Muehlenbein, PhD, founder of The Medlife Matrix and host of The Medlife Support Podcast , to explore burnout through a wider — and more honest — lens: as a family systems issue. Lisa br...

Why Goals Die — and the Weekly, Monthly, and Quarterly Rhythms That Keep Them Alive | Episode 48 27.01.2026

Most people don’t quit on their goals all at once. They don’t wake up one morning and decide, I’m done trying . They just stop touching them. A week gets busy. Then a month goes by. Then suddenly it’s March and the goal that felt important in January hasn’t crossed your mind in weeks. In this episode, James Nutter talks honestly about why this happens — not because people lack discipline, but beca...

Why Most People Fail at Their Goals — and How to Actually Stick With Yours in 2026 | Episode 47 20.01.2026

Every year, high-achieving professionals—especially physicians—set ambitious goals with the best intentions. And every year, most of those goals quietly disappear by February. Not because people don’t care. Not because they lack discipline. But because motivation fades, and no system is built to sustain consistency. In this episode, James Nutter breaks down why goals fail and walks physicians thro...

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