A Bite from The Money Sandwich podcast

What does a happy retirement really look like, and is money only part of the answer? In Episode 64 of A Bite From The Money Sandwich, Marc Bineham speaks with Mandy Mannix, Principal Advocate, Retirement at Challenger, about the latest Happiness Index for retirees and the factors that contribute most to wellbeing in later life. Mandy shares why volunteering is strongly linked to happiness, why so...

Why do so many Australians feel unprepared for retirement, even when they may be in a better position than they think? In Episode 63 of A Bite From The Money Sandwich, Marc Bineham speaks with Ben Hillier, Director Retirement at AMP, about AMP's Retirement Confidence Pulse survey and why confidence, not just money, plays such a major role in retirement planning. Ben shares insights into the growin...

In Episode 62 of A Bite From The Money Sandwich , Marc Bineham explores why the humble term deposit is back in focus, as the Reserve Bank of Australia makes recent rate moves and Australians question whether their money is working hard enough.   Marc is joined by Michelle Sargeant, National Manager Retail and Broker at Bank of Sydney, to break down what rising rates really mean for everyday savers...

Are you confident your super will actually deliver a reliable income in retirement? In Episode 61 of A Bite From The Money Sandwich, Marc Bineham builds on the conversation from Episode 59, shifting the focus from saving for retirement to creating income from it. In this episode, Marc is joined by Andrew Lowe, Head of Technical Services at Challenger, to unpack the behavioural side of retirement p...

Is financial advice a luxury, or could it be one of the most powerful gifts you give yourself? In Episode 60 of A Bite From The Money Sandwich, Marc Bineham speaks with Annika Bradley, Head of Advice Strategy at UniSuper, about why access to financial advice can play such an important role in improving women's financial futures. With International Women's Day 2026 focused on the theme "Give to Gai...

Is your super really set up to pay you an income in retirement, or is it just sitting there as a savings account? In Episode 59 of A Bite From The Money Sandwich, Marc Bineham speaks with Adrian Gervasoni, Executive Manager of Advice Services at Industry Fund Services (IFS), about how Australians approaching retirement should be thinking differently about their super. Adrian explains why super nee...

Getting into your first home has always been a dream for many Australians, but with major changes now in effect, that dream might be more achievable than ever. In Episode 58 of A Bite From The Money Sandwich, Marc Bineham is joined by Chaice Paterson, the founder of Low Deposit Homes. Based on the Gold Coast, Chaice has made it his mission to help first-home-buyers navigate the entire process of g...

What truly makes for a happy retirement — is it money, purpose, or something more? In Episode 57 of A Bite From The Money Sandwich, Marc Bineham speaks to Amanda Gardner, who is Head of Platform Partnerships at Challenger. Amanda shares insights from Challenger's Retirement Happiness Index, revealing how financial security, community, and a sense of purpose are all critical to enjoying retirement....

How can your home or office layout shape your energy, mindset, and even your money? In Episode 56 of A Bite From The Money Sandwich, Marc Bineham speaks to Jane Langof, who is a multi-award-winning Feng Shui Master, and speaker and founder of Feng Shui Concepts. Jane shares how the flow of energy in your environment can influence your mental, physical and financial wellbeing. She offers practical...

Worried about what retirement will really look like? In Episode 55 of A Bite From The Money Sandwich, Marc Bineham speaks to Katrina McPhee, Group Executive, Advocacy and Communication and Chief of Staff at Aware Super. Katrina shares insights from Aware Super's latest State of Retirement report, revealing that 63% of Australians over 45 feel anxious about their retirement, with Gen X leading the...

Ever wondered how to access the wealth tied up in your home without selling it?   In Episode 54 of A Bite From The Money Sandwich, Marc Bineham speaks to Andre Karney and Kevin Wunsh, Co-Founders and Joint CEOs of Inviva. Andre and Kevin share how reverse mortgages can give retirees financial flexibility by unlocking home equity without monthly repayments. They explain how borrowers can access up...

Ever wondered how to get the best deal on your mortgage, bills, and financial products? In Episode 53 of A Bite From The Money Sandwich, Marc Bineham speaks to Sally Tindall, who is the Data Insights Director and Chief Spokesperson at Canstar Australia. Sally shares insights from Canstar's 2024 Consumer Pulse Report, highlighting how rising economic pressures have led more Australians to use compa...

I can't believe we're already kicking off 2025! But before we dive into new conversations and guests, let's take a moment to reflect on the highlights of 2024. Over the past year, we've had incredible guests who shared their expertise across a wide range of topics. And as always, Marc asked each of them for their best piece of advice. In today's episode, we've compiled those standout moments—the l...

Want to know how fixed income investing can boost your savings? In Episode 51 of A Bite From The Money Sandwich, Marc Bineham is joined by Ali Rosenberg, co-founder of Blossom, a savings app providing access to 5.95% p.a. and 7.00% p.a. products to help you reach your goals faster. Whether you're saving for a house, a car, a holiday or just because, Blossom helps you access the targeted returns yo...

Ever wonder how someone could lose their life savings to a scam? In Episode 50 of A Bite From The Money Sandwich, Marc Bineham is joined by Tracy Hall, author, keynote speaker and senior marketing executive who has most recently become known as the famous last victim of Hamish McLaren - arguably Australia's most prolific con-man. Tracy lost $317,000 and, for a time, her ability to trust. Now, she...

Ever thought about how strong community bonds and physical activity can transform mental health? In Episode 49 of A Bite From The Money Sandwich, Marc Bineham is joined by Tim Hewson, founder of Mongrels Men Health & Wellbeing. After 27 years as a banking and finance professional Tim shifted his career to becoming a mental health advocate, inspired by his own experiences with anxiety and depressio...

Ever wondered if your health insurance is really giving you the best bang for your buck as you age? In Episode 48 of A Bite From The Money Sandwich, Marc Bineham is joined by Kate Browne, Head of Research and Insights at Compare Club. Compare Club helps Australians find savings in their insurance and loans. Kate and Marc dive into the complexities of health insurance for older Australians. As prem...

Do you want to know how to equip your young adult children with the financial skills they need for a secure future? In Episode 47 of A Bite From The Money Sandwich, Marc Bineham is joined by Isabelle Charter, CEO and co-founder of Drip Invest, an educational investing app on a mission to build a brighter financial future for young people. Isabelle explains the critical importance of financial educ...

Want to know how to make the smartest moves in property investing?   In this episode, Marc Bineham is joined by Damian Collins, who is founder and managing director of Momentum Wealth, Chairman of Westbridge Funds Management and author of "Property Investing Roadmap". Marc and Damian talk all things property investing including the key strategies, which Damian also covers in his book. They discuss...

Looking to understand how you might be able to deduct car expenses on your tax return this year? In Episode 45 of A Bite From The Money Sandwich, Marc Bineham is joined by Chris Noone, who is the CEO of Carly Car Subscription, one of the leading companies driving the transition to sustainable mobility through car subscription and 'try before you buy' opportunities for electric vehicles. Marc and C...

Ever wondered how you can secure a comfortable retirement despite the rising cost of living? In this episode, Marc Bineham is joined by Jonathan Scholes, who is Head of Client - Wealth at Findex. Marc and Jonathan delve into the importance of early superannuation contributions and strategic retirement planning for Australians. They discuss effective investment strategies for young Australians, the...

Are Australians retiring happy? In this episode, Marc Bineham is joined by Aaron Minney, who is Head of Retirement Income Research at Challenger. Aaron talks about Challenger's inaugural Retirement Happiness Index revealing the happiness of Australians over 60 and the results might surprise you. Marc and Aaron also uncover the secrets to retirement happiness, covering health, social connections, a...

Have you ever struggled to stick to your New Year's resolutions? In this episode, Marc Bineham is joined by Dr Carly Reid, who is a Clinical Psychologist at Empower Clinical Psychology and Financial Wellbeing Advisor for Aware Super. Carly works closely with Aware Super for their Financial Fitness campaign. Carly talks to Marc about New Year's resolutions, exploring the psychology behind fresh sta...

Have you ever found yourself completely immersed in one pursuit, only to feel lost and uncertain once it's completed? In this episode, Marc Bineham speaks to Danielle McDonough, a professional hockey player turned athlete mindset coach and CEO of Peak Performance Training. Danielle delves into the mental health hurdles athletes face and shares insights into the programs she has crafted to support...

When you hear someone talk about the economy, all you hear is interest rates, inflation and investments. But what does this all mean? In this episode, Marc Bineham speaks to Qian Wang, who is the Chief Economist of Vanguard Asia-Pacific. Qian and her team conduct research on the global economy with a focus on the Asia-Pacific region, global capital markets, and related investment topics. Qian and...