13:22 Life

Should you wait to have children until you can afford their future? Would you lend someone $14,000? Should married couples ever loan each other money? In this episode of the 13:22 Life Podcast, Bri Smith, CPA, answers real Thorn Letters covering some of today's toughest financial and relationship questions through a biblical and practical lens. In this episode: • How to balance enjoying life while...

🎙️ THE AUDACITY | Thorn Letters Episode 10 | 13:22 Life Podcast Some people have audacity. This week? They had a lot of it. In this episode of 13:22 Life, Bri reacts to five Thorn Letters involving entitlement, family drama, addiction, inheritance disputes, and people expecting others to fund the consequences of their choices. 📬 THORN LETTERS FEATURED: ▪️ An ex-wife expects her former husband to...

In this episode of 1322 Life (Season 3, Episode 9), Bri answers five thorn letters about family money pressure, credit card requests, secret wealth, and a father’s betrayal. 📬 LETTERS WE ANSWER: 1. “My fiancé’s grandparents want my entire paycheck to repay his $20k debts – even though I never borrowed the money. Am I wrong to refuse?” – Bri says: He’s a fiancé, not a husband. Not your problem. If...

In this episode of 1322 Life (Season 3, Episode 8), Bri answers five thorn letters about housing, debt, family sacrifice, and setting boundaries. 📬 LETTERS WE ANSWER: 1. “I’m 30, want to buy a house, but the market is terrible. Should I move back in with my parents to save $17k/year?” – Bri says: if you have a good relationship, do it. Also get a shark realtor and consider sweat equity on a fixer...

In this episode of 1322 Life (Season 3, Episode 7), Bri answers four thorn letters about family money pressure, college affordability, bad car loans, and homebuyer regret. 📬 LETTERS WE ANSWER: 1. “My wealthy Indian parents expect a fixed portion of my salary every month – they don’t need it, but say it’s my duty. Am I wrong for refusing?” – Bri says: No. They’re financially secure. This isn’t bib...

In this episode of 1322 Life (Season 3, Episode 6), Bri answers three thorn letters about balancing life and money, retirement planning for young professionals, and end‑of‑life preparations for a mother with a terminal diagnosis. 📬 LETTERS WE ANSWER: 1. “We’re 37 & 35, make $150k, have a 1‑year‑old, and want to take three big trips (Hawaii, Italy, Japan) costing $10k. Are we crazy?” – Bri bre...

In this episode of 13:22 Life (Season 3, Episode 5), Bri answers five thorn letters about family debt, car payment struggles, marriage inequality, sibling money fights, and a mother’s secret spending. 📬 LETTERS WE ANSWER: 1. “My parents are in their 50s, drowning in debt – mortgage, credit, no retirement. I make $4k/month. How can I help?” – Bri says: increase your income first. You can’t pour fr...

In this episode of 1322 Life (Season 3, Episode 4), Bri answers five thorn letters about college debt, credit disasters, marriage budgeting, unmotivated partners, and financial survival. 📬 LETTERS WE ANSWER: 1. “My daughter wants to go to an expensive school in Hawaii – she refuses community college. How do I stop her from drowning in debt?” – Bri says: she’s 18 and headstrong. Let her learn. App...

In this episode of 13:22 Life (Season 3, Episode 3), Bri answers five thorn letters about marriage struggles, financial selfishness, retail therapy, loneliness, and starting over at 44. 📬 LETTERS WE ANSWER: 1. “My wife wants a separation 4 months after marriage – and we’re in the middle of buying a house.” – Red flags, emotional distance, and a $10k non‑refundable deposit. Bri’s advice: don’t buy...

In this episode of 13:22 Life (Season 3, Episode 2), Bri Smith answers four thorn letters – real financial and spiritual struggles from listeners (and Reddit). 📬 LETTERS WE ANSWER: 1. “Was I wrong for not co‑signing a car for my brother?” – We go straight to Proverbs. Four times God says: do not co‑sign. Run like a gazelle. 2. “AITA for refusing to pay for my sister’s husband’s surgery with my in...

Welcome back to 1322 Life – Season 3, Episode 1. We’re trying something new: THORN LETTERS. What’s a thorn letter? You tell us your financial struggle (that “thorn in your side”), and we answer it God’s way. In this premiere episode, we cover FIVE real questions from Reddit and online. 📬 LETTERS WE ANSWER: 1. “Are my ambitions for wealth and a good career compatible with serving Christ?” – A 29‑y...

In this deeply personal and transparent episode, Bri shares her journey from financial stability to nearly $100,000 in credit card debt — and back again. After leaving a high-paying job in obedience to God, she faced unexpected hardship, spiritual pruning, and what felt like failure. But God wasn’t done. You’ll hear: The real cost of delayed obedience and emotional spending Why even good intention...

In this powerful episode, Bri Smith, CPA, shares the real key to breakthrough: obedience. It wasn’t marketing. It wasn’t hustle. It was God. When Bri committed to seeking Him first—through fasting, prayer, and daily time in the Word—God moved in miraculous ways. You’ll hear her testimony of loss, revival, and how spiritual obedience unlocked her biggest week in business. This episode challenges yo...

What does it really mean to have faith like a child ? In this heartwarming and powerful episode, Bri is joined by her daughter Monica to unpack the kind of faith Jesus praised in Luke 18:17 — the simple, trusting belief of a child. Monica shares what prayer means to her, how she handled unanswered prayers, and why she chose to give her life to Christ at a young age. 💛 Whether you’re a parent, a b...

🎙️ Be About a Great Work – Stay Focused on Your Calling When you’re building something for God, distractions will come — whether it’s shade from people you love, unexpected opposition, or just the temptation to quit. In this episode of the 13:22 Life Podcast , we’re diving into the story of Nehemiah — a man who was so focused on doing God's work, he literally told his enemies, “I’m doing a great w...

🎙️ Releasing Control – Letting God Lead When You Want to Do It All If you’ve ever felt like you have to be the one to do it all — this episode is for you. In Episode 7 of the 13:22 Life Podcast, I’m talking about what it really looks like to release control and trust God with every part of your life — your business, your schedule, your finances, your health, your outcomes. I'm sharing the tension...

Let’s be real — sometimes we know exactly what God told us to do… and we still don’t want to do it. That’s why Jonah’s story hit me hard. I’ve been wrestling with obedience, struggling to get back into my discipline, and honestly throwing a little grown-up temper tantrum along the way. In this episode, I’m sharing my honest journey — from ignoring 5AM wake-up calls to realizing that delayed obedie...

In Episode 5 of the 13:22 Life Podcast , Bri introduces a lifestyle that every believer striving to walk in God’s purpose must embrace: L.O.T — Listen, Obey, and Trust . We often say we trust God, but what does that look like in real life when things don’t make sense, when doors close, or when He asks you to take a leap with no clear landing? This episode dives into the importance of hearing God’s...

In this episode of the 13:22 Life Podcast, we dive deep into a struggle many believers face but rarely talk about: spiritual laziness. We all have moments when we don’t feel like praying, reading, or showing up for God — but what happens when we let our feelings take the lead? Bri shares real-life reflections on how to push past emotional and spiritual fatigue and why discipline in your faith walk...

In Episode 3 of the 13:22 Life Podcast , Bri unpacks a topic many of us wrestle with— discipline vs. motivation . While motivation can spark action, it often fades. Discipline, however, is what sustains us through the dry seasons, busy days, and even the days we don’t feel like showing up. If you’ve been relying on your feelings to get things done—or struggling because the “motivation” just isn’t...

In this episode of the 13:22 Life Podcast , we unpack the deeper meaning of Hebrews 11:6 — “Without faith it is impossible to please God.” This isn’t just about mountain-moving miracles. It's about trusting God in the everyday moments — when you're waiting, when you're struggling, and when it would be easier to take shortcuts. Join me as I share: What it really means to please God Why discipline i...

In this heartfelt kickoff episode of the 13:22 Life Podcast , Bri shares the "why" behind the mic—what inspired her to start this podcast and what listeners can expect in the weeks to come. If you're a faith-driven, purpose-pursuing parent trying to navigate life, business, and spiritual growth without losing your mind (or your calling), this one’s for you. Bri gets real about the daily tug-of-war...