The Excellent Monetary System (EMS)

This episode introduces the Excellent Monetary System (EMS) as a structural solution for enabling real, debt-free public financing. Discover how the EMS is implemented, how it operates alongside the current monetary system, and how it offers governments a non-inflationary way to meet societal needs without relying on taxes or borrowing. In this short yet powerful episode, I present a clear and com...

This bonus episode of the Excellent Monetary System (EMS) podcast explores what lies at the heart of recurring financial stress, inequality, and economic crises across the globe: the fact that our current monetary system never truly creates additional money — all new money comes with an equal amount of debt. Discover how the EMS proposes a revolutionary but complementary solution: truly additional...

In this powerful episode of the Excellent Monetary System podcast, we take a deep dive into one of the most critical questions of our time: how much debt is enough to sustain modern economies? The answer: there is never enough. Our current financial systems — monetary, banking, and economic — are built on endless growth driven by debt, creating a dangerous cycle that threatens long-term stability....

In this episode of the EMS podcast, we explore one of the most critical and misunderstood flaws in our global economic system: the debt trap. Most people don’t realize that in today’s monetary framework, money is only created through debt — and never as real, net-positive value. This creates a vicious cycle where governments, businesses, and individuals are forced to borrow endlessly, just to stay...

In this episode of the EMS podcast, I challenge the traditional, narrow definition of "monetary" as used in mainstream (macro)economics. While conventional thinking focuses on money supply and central bank policy, I explain why the entire network of financial dependencies between citizens, companies, and governments also belongs to the monetary domain. From inflation to cost pricing, from governme...

In this episode of EMS – Excellent Monetary System – Wilfred Berendsen breaks down how governments fund their activities through taxation and debt, and how central banks like the ECB influence national budgets via interest rate policies. He critiques Modern Monetary Theory (MMT), especially the version proposed by Stephanie Kelton, and explains how current financial structures contribute to inflat...

In this episode of the Excellent Monetary System (EMS) podcast, we dive deep into one of the core mechanisms of our modern economic world: the People and Companies Banking System. Although it underpins almost every financial transaction for individuals and businesses, its functioning and consequences are widely misunderstood. We reveal how commercial banks create money through debt — not through r...

In this sixth episode of the EMS podcast (Excellent Monetary System), we examine how today’s economic systems are built on financial dependencies between companies, citizens, and governments. Using the cost-price structure as a lens, we explain how these dependencies are created and maintained – often at the expense of livable wages and sustainable growth. We argue that it’s time for a fundamental...

This episode describes and tells a lot about the current monetary system. The features of current monetary system are mentioned. It is explained how the current monetary system works. The role of commercial banks in money creation is explained. The notion of fractional reserve banking is mentioned but also the notion of full reserve banking. And the other alternative of no reserve banking. I menti...

In this Episode of the Podcast, I explain a lot more about the Excellent Monetary System. The key features of the Excellent Monetary System are explained, it is explained how the Central Banks and Governments can create my monetary system. I explain a bit about the Governmental Policies that governments can or should use together with the Excellent Monetary System.  This episode of the podcast how...

This part of the podcast is the most important because it explains many aspects of the phenomenon of inflation. This explanation is very relevant for understanding what is going on in the current worldwide economies but also it is important for understanding enough why my Excellent Monetary System is important to solve problematic inflation and why my Excellent Monetary System is much better than...

This episode for the podcast gives a global description of the content of the podcast. This content, the several episodes that i plan to make and publish here the next months, is a very important guide line. But while making the podcast i might well add other episodes  

The Excellent Monetary System (EMS) has been created around 2010 by Wilfred Berendsen from Lichtenvoorde, The Netherlands. Drs. W.T.M  Berendsen has been educated at Erasmus University, Rotterdam, The Netherlands. There he acquired his MBA with specialization in change management. Therefore he also understands well how ecosystems like economic and monetary systems and our worldwide economies shoul...