Retire Your Way with Dale Soutas

There's different kinds of risk factors...Portfolio risk, how much risk should I be in when getting closer to retirement ? It's not as important as how much risk I'm in earlier...Most people think about stock market risk but there's alot of other risks to be aware of...So how do you mitigate risk in all different facets of financial life... #financialplanning #financialadvisor #financialconsultant...

You don't know what you don't know about retirement planning . As an example do you know how to protect your hard earned assets from spend down?  #financialplanning #financialadvisor #financialconsultant #incomeplanning #retirementincome #retirementplanning

There's a variety of big tools that can provide big income. We show you how to use these tools for future income. Then you can stop worrying about your money if you have your income solved! #financialplanning #financialadvisor #financialconsultant #incomeplanning #retirementincome #retirementplanning

I had a really nice couple come back in. I first saw him last year, end of the year, and they came back in, and I hadn't seen them since then, but they'd been thinking about all the things we've been talking about. I gave him homework. They did their homework. I did their planning. And he's finally retired , and he says, let's get this thing rolling. Let's get it started. And so it was really enco...

Insurance companies, canceling home insurance coverages or not offering brand new home builds. We're looking at everything from hurricanes to wildfires. We'll talk about what that means right here in California, retirement, age gaps for men and women, what's going to cost you over $300, 000 in your own retirement out of your pockets that you can't cover... #financialplanning #financialadvisor #fin...

Today we want to talk about estate planning options and how important it is to have your legal documents in order and beneficiaries properly designated. There's things like that that can create real big problems for you in many different ways down the road. Yes, and I know that it must be confusing a lot of people because we received several phone calls over the weekend. And we encourage you to do...

Well, you know, we talk a lot about, putting together maybe an income plan for retirement , or how to keep up with inflation or taxes, these various things. But you know, it's interesting because I get it regularly where people say, you know...like, I had a couple a week or so back. They don't have children, you know, they would like to spend all their money and maybe spend the last dollar the las...

We keep running into ones who are concerned about inflation , obviously, because, you know, lately, finally, we've seen things start skyrocketing, not finally in a good way, but for so long it's been so low. We've got some client's case studies that we can chat about, too.

Now, a variation of a fixed annuity i s what they call a fixed index. So instead of putting 5 % in your annuity contract, what the insurance company does is simply buy options on various indexes like the S &P 500 or the you know, there's a number of different indexes you can participate in where your money doesn't actually touch the stock market. The insurance company just buys the right to lo...

We position a portion of it to provide some guaranteed lifetime income , just a portion of his retirement, leaving most everything liquid and keep it balanced.

Alot of people don't understand how long-term care programs work here in California. We have special rules that can help ones to protect their assets and not go, you know, broke trying to care for a loved one. Find Out More...

Is my income going to be enough to retire ? Will it Last? Stay Tuned!  #retirementincome #fresnofinancialadvisor