Retire Your Way with Dale Soutas

In this episode of Retire Your Way with Dale Soutas: We reflect on the emotional and financial realities people face when market volatility disrupts their retirement timeline. At a recent live event, Dale shared how many attendees felt unsure if they could retire as planned. One woman, ready to retire, felt she needed to keep working—until Dale offered to review her full financial picture. It’s no...

In this episode of Retire Your Way with Dale Soutas Dale discusses: Many nearing retirement feel overwhelmed by market volatility and unsure how to protect the savings they've worked so hard for. This episode explores practical strategies for reducing investment risk and preparing for a reliable retirement income. You don’t need to have every financial detail figured out to begin—just a basic unde...

In this episode of Retire Your Way, Dale Soutas tackles what sets confident retirees apart from the anxious—solid planning. While political town halls and market headlines may rattle many, Dale's clients stay calm because their strategies are already built to withstand uncertainty. With a personalized, dialed-in retirement plan , there's no need to panic when the news cycle turns negative. Dale sh...

In this episode of Retire Your Way, Dale Soutas breaks down the “ Boomer Dilemma ” and how the shift from pensions to 401(k)s has left many retirees vulnerable. He explains why today’s retirement landscape is vastly different—and riskier—than it was for previous generations. The burden of managing investments has shifted from employers to employees, many of whom aren’t trained to handle that respo...

  In this episode of Retire Your Way, Dale Soutas addresses a rising trend among parents: financially supporting adult children—even well into their 20s, 30s, or beyond. From groceries and cell phones to insurance and rent, today’s parents are spending an average of nearly $1,500 a month helping their grown kids. Dale explores the potential risks this generosity may pose to retirement plans , espe...

In this episode of Retire Your Way , Dale Soutas explains how California determines eligibility for long-term care benefits—and it’s not what most people think. Unlike many states, California doesn’t count assets, bank balances, or investment properties when evaluating applicants. Instead, it focuses solely on net income, including taxable retirement withdrawals and rental income after expenses. T...

  In this segment of Retire Your Way with Dale Soutas, Dale sheds light on an often-overlooked advantage for retirees who remain in California: easier access to long-term care benefits. He explains how programs like Medi-Cal offer valuable financial support for in-home care, allowing retirees to maintain their independence and dignity. While some consider leaving the state for tax reasons, Dale sh...

“Retirement at Risk: Navigating Market Volatility Without Losing Sleep”   In Today's Episode of Retire Your Way with Dale Soutas, Dale tackles the current wave of market volatility with clear-headed strategies for those nearing or entering retirement. Drawing from past financial crises—like 2008, the dot-com bust, and the 2020 crash—he reminds listeners that markets do recover, but retirees may no...

Does the New Administration in Washington DC Affect Me? That is something that we do hear a lot. I certainly have heard it at parties and gatherings and just random people at events that you meet and say, "I'm never gonna retire. Either I love what I do or I don't think I can retire 'cause I don't know if I have enough, but I'm gonna work forever. I'm gonna work as long as I can because I like to...

How Much Do You Know You Need to Save if you want to be career -free for 30, 35, 40 years, how do you know?" Why should I or do I need to even use an advisor?" They think, "No, what's it going to be like?" They just hold back. "Why do I need to go in and see somebody about my retirement?" Then when they do, they're amazed that, Wow, I didn't know that I didn't know this... Soutas Financial & I...

Maybe we can create the income immediately or create the income in a year or two. It's very flexible. Depending on the situation you may have that time to really get things cranking to produce more income down the road, which is in your benefit too. And this is a quite simple approach. This was from an IRA rollover. You can easily move from one position to another...   Soutas Financial & Insur...

Not sure what's going on and want to know exactly where you're at right now as far as your financial planning for retirement? Give us call, 1-833-856-1382. You can sit down with Dale and his team and it's no cost to you to have this conversation. Soutas Financial & Insurance Solutions 333 West Shaw Avenue Suite 106 Fresno, CA 93704 Phone: 559.230.1648 Fax: 559.230.1651   #financialplanning #fi...

Lots going on, which I think is a good thing right now when it comes to markets, when it comes to planning. We're hearing a few different announcements across the country, which have kind of shaken things up as far as retirement planning. We'll talk a little bit about that. But I think on today's program, we'd like to see if we can help untangle some people's knots. We'll maybe go through some act...

We'll talk about some of the seismic shifts that are happening, not just in the financial services industry, but to kind of estate planning, keeping oney in your family. So we're going to talk about a little bit in estate planning how do we transfer that wealth to the next generation.   Soutas Financial & Insurance Solutions 333 West Shaw Avenue Suite 106 Fresno, CA 93704 Phone: 559.230.1648 F...

You stop working, you need a paycheck to pay the bills. If social security is not enough and /or pensions, then how do you create additional guaranteed income on top of that like your social security pensions?    Soutas Financial & Insurance Solutions 333 West Shaw Avenue Suite 106 Fresno, CA 93704 Phone: 559.230.1648 Fax: 559.230.1651   #financialplanning #financialadvisor #financialconsultan...

When we have a home we've paid off, These investment accounts, these 401K's-Our Life's work... Shouldn't they be protected? Soutas Financial & Insurance Solutions 333 West Shaw Avenue Suite 106 Fresno, CA 93704 Phone: 559.230.1648 Fax: 559.230.1651   #financialplanning #financialadvisor #financialconsultant #incomeplanning #retirementincome #retirementplanning

Make sure your insurance is up to date. Minimize unnecessary costs on insurance. Put less emphasis on things and more on self. Soutas Financial & Insurance Solutions 333 West Shaw Avenue Suite 106 Fresno, CA 93704 Phone: 559.230.1648 Fax: 559.230.1651   #financialplanning #financialadvisor #financialconsultant #incomeplanning #retirementincome #retirementplanning

We show people how Not to do things and How TO do things in relation to taxes and retirement at our Live Events at Fresno State. Soutas Financial & Insurance Solutions 333 West Shaw Avenue Suite 106 Fresno, CA 93704 Phone: 559.230.1648 Fax: 559.230.1651   #financialplanning #financialadvisor #financialconsultant #incomeplanning #retirementincome #retirementplanning

How You Can Take Advantage of Your Savings for the Future. Wealth transfer and where is that money going to go? Find out...today! Soutas Financial & Insurance Solutions 333 West Shaw Avenue Suite 106 Fresno, CA 93704 Phone: 559.230.1648 Fax: 559.230.1651   #financialplanning #financialadvisor #financialconsultant #incomeplanning #retirementincome #retirementplanning

Future 401K's on top of your social security . How are taxes affected then? Is it wise to defer those taxes now? What about Roth conversions? Stay tuned! Soutas Financial & Insurance Solutions 333 West Shaw Avenue Suite 106 Fresno, CA 93704 Phone: 559-230-1648 Fax: 559-230-1651  

What costs do we have with Real Estate when we're going into retirement ? You still have taxes, maintenance and repairs. Things break break down you have to replace. What can you do to prepare? In our second half...Medicare Cost of Living Adjustments. Cost of living adjustments, do they help you keep pace with inflation? Your monthly spend and how we can help you pay attention to it. Soutas Financ...

Stocks, bonds & cash...enough right? Don't forget about annuities. TSA's: Tax sheltered annuities. What are they? Do they give you more options?...Find out today. In our second half...Doing the math, getting it correct checking the inputs helping people with inflation, taxes and realistic costs. Soutas Financial & Insurance Solutions 333 West Shaw Avenue Suite 106 Fresno, CA 93704 Phone: 5...

Health Care Costs in Retirement. I don't have to worry about that I'll have my Medicare for that...? There's alot of outsider costs that you might not realize actually over a long retirement . Do you have enough set aside to cover the costs? Also in our second half, mitigating risks because of what happens with the market. Longevity risk, living longer. How do you plan for that...? Soutas Financia...

We've Got It Dialed In...We know what to ask. It's our specialty. We're focused on how to help people know that in retirement that their money and income will last . Keep up with inflation and all those things that worry people. Soutas Financial & Insurance Solutions 333 West Shaw Avenue Suite 106 Fresno, CA 93704 Phone: 559.230.1648 Fax: 559.230.1651   #financialplanning #financialadvisor #fi...

Do you feel like you're trapped? Oh, Is it gonna work...my retirement ? I'm already retired. Did I do it right? We want to help people not feel bad and free up their mind... #financialplanning #financialadvisor #financialconsultant #incomeplanning #retirementincome #retirementplanning