Life's Inside Track

What if the reason you haven’t acted on a real estate opportunity… isn’t timing—but awareness? In this episode of LIFE’S Inside Track with Ken and Yetta Dekker, we take a deep look at something quietly shaping every financial decision you make—your internal filter. Why do some people spot opportunities early while others miss them entirely, even when they’re hearing the same advice? Consider this:...

What if the hardest part of selling your home isn’t the market… but how the feedback makes you feel? In this episode of LIFE’S Inside Track with Ken Dekker and Yetta Dekker, we examine something almost no one prepares you for—the emotional impact of buyer feedback during the selling process. Consider this: when buyers comment on your home… are they really judging you? Or are they simply revealing...

What if the financial relief you’re feeling today is quietly costing you thousands tomorrow? In this episode of LIFE’S Inside Track with Ken and Yetta Dekker, we take a deep look at three of the most misunderstood areas in real estate financing—refinancing, mortgage structure, and risk. So many homeowners are making decisions based on payment comfort rather than long-term impact… and the gap betwe...

What if your first home was never meant to be a polished lifestyle statement, and was actually designed to become your first real wealth engine? In this episode of LIFE’S Inside Track with Ken and Yetta Dekker, we consider one of the biggest mindset shifts home buyers need to make if they want to build wealth wisely through real estate. Are you waiting for the perfect home, the full 20% down payme...

What if one of the most praised money moves in Canada is quietly slowing down your future? In this episode of LIFE’S Inside Track with Ken and Yetta Dekker, we take a close look at the common belief that paying off your mortgage as fast as possible is always the smartest path. We unpack when that thinking may serve you, when it may limit you, and why home equity can be either a sleeping asset or a...

If you’re renting in Ottawa right now, you’ve likely heard it: “Renting is smarter in 2026.” But is it? In this episode of LIFE’S Inside Track, Ken and Yetta Dekker — Ottawa real estate guides with over 35 years of experience — break down the rent vs buy conversation specifically through the lens of the Ottawa housing market. We examine: • The long-term net worth difference between renters and hom...

“An expensive sentence in real estate is… we’ll just wait and see.” Have you ever said it with the best intentions—thinking you were being cautious, responsible, and wise? In this episode of LIFE’S Inside Track with Ken and Yetta Dekker, we unpack the hidden cost of inaction—and why not choosing is still a choice that can quietly price you out, slow your wealth-building, or keep you stuck renting...

Is overpricing your home quietly costing you thousands in lost equity? In this episode of LIFE’S Inside Track with Ken and Yetta Dekker, we unpack one of the most misunderstood real estate pricing strategies affecting Ottawa homeowners and Canadian sellers alike. Many believe that listing high creates room to negotiate. In reality, buyer psychology, days on market, and the law of substitution ofte...

Is the fear of capital gains tax quietly keeping you stuck in an investment you would never buy again today? In this episode of LIFE’S Inside Track with Ken and Yetta Dekker, we pull capital gains out of the “monster under the bed” category and put it back where it belongs: as a math + timing conversation. We unpack the simple truth most people miss—you only pay capital gains when you’ve actually...

Have you noticed how often the message sounds the same lately — “It’s impossible to buy a home right now”? In this episode of LIFE’S INSIDE TRACK with Ken and Yetta Dekker, we slow the noise down and examine whether that belief is truth… or hype worth questioning. We talk about how discouragement often disguises itself as realism, and how that mindset quietly shapes daily choices that either build...

Have you ever noticed how something can look right on paper and still feel unsettled inside? We’re talking about why peace is often the starting point for wise decisions, not the reward at the end. We explore how urgency can get loud, how pressure can masquerade as purpose, and why faith invites us to slow down long enough to hear what truly matters. You’ll hear real stories from real estate decis...

Have you ever watched someone you love make a real estate choice that feels shaky… and you’re torn between helping and overstepping? In this episode of LIFE’S Inside Track with Ken and Yetta Dekker, we talk about how to care deeply without trying to control the outcome. You’ll hear why family advice often lands badly, even when it’s true, and why a simple introduction can create calm, confident op...

Ever feel like you should be doing something smarter with your money, yet you freeze because you’re scared of making the wrong move? In Episode 730 of LIFE’S Inside Track with Ken and Yetta Dekker, we unpack why doing nothing is still a decision—one that inflation quietly profits from—and why idle money and untouched home equity matter more than most people realize. We explain how home equity can...

Ever felt that little knot in your stomach when you think about your mortgage, your equity, or your “real” numbers? In this episode of LIFE’S Inside Track with Ken and Yetta Dekker, we talk about why not knowing your financial position doesn’t protect you—it quietly steals your options. We’ve lived the “ostrich effect,” and we’ve watched good people miss huge opportunities simply because they didn...

Ever notice how January pressure can push you into decisions that feel exciting today, then vanish by mid-February? In this episode of LIFE’S Inside Track with Ken and Yetta Dekker, we unpack why New Year’s resolutions often fail, and how that same pressure can sneak into real estate choices too. We talk about the “signs breed signs” effect, comparison, and that false feeling of “movement” that lo...

Have you ever wondered why two people can have the same net worth and still live completely different lives? In this final episode of LIFE’s Inside Track with Ken and Yetta Dekker, the Dekker Team wraps Week 8 of The Wealth Formula Expanded Journey with a legacy conversation that lands right in the heart: wealth is about who you be, what you do, what you have, and what you give. Ken and Yetta unpa...

Nobody Talks About What if your wealth isn’t failing... it’s quietly leaking? In this episode of LIFE’s Inside Track with Ken and Yetta Dekker, you’ll hear why “small leaks” (tiny habits, rushed decisions, and unchecked patterns) can drain your net worth faster than most people realize. Ken and Yetta connect integrity to “no leaks,” and they show how real wealth growth needs stewardship, not just...

Nobody Talks About What if debt wasn’t actually the villain in your money story — it was how you use it? In this episode of LIFE’S Inside Track with Ken and Yetta Dekker, we take a clear, courageous look at the difference between debt that quietly drains your future and debt that wisely builds long-term wealth through real estate. You’ll hear how Zane guides Sarah and David in The Wealth Formula f...

What if the real secret to building wealth wasn’t earning more... it was using what you already earn with purpose? In this episode of LIFE’S Inside Track with Ken and Yetta Dekker, we take a gutsy look at why income without intention drains your future — and why growth, boundaries, and better habits multiply it instead. You’ll hear how Sarah and David learned from Zayn that drifting financially do...

(No One Talks About This) Have you ever wondered why debt feels “normal” even though it quietly drains your peace, your confidence, and your future options? In this episode of LIFE’S Inside Track with Ken and Yetta Dekker, we take a generous, gutsy look at the beliefs that shape our spending—and why so many Canadians mistake common for wise. You’ll hear how the Wealth Formula Expanded Journey (wee...

Your Financial Future Imagine if the tiny money choices you make today quietly shaped the life you’ll live someday. In this episode of LIFE’S Inside Track with Ken and Yetta Dekker, we continue our 8-week Wealth Formula Expanded Journey and take a deep look at “habits that heal” your money, your relationships, and even your health. You’ll hear how simple 10-minute weekly check-ins, tiny course cor...

? What if your money is performing a disappearing act—and you don’t even realize you’re part of the audience? In this powerful episode of LIFE’S Inside Track with Ken and Yetta Dekker, part two of The Wealth Formula Expanded series, you’ll uncover how to stop the vanishing act that quietly drains your peace and progress. Through real stories and timeless principles from The Wealth Formula, Ken and...

Why Most Canadians Stay Stuck (& How to Break Free) What if “normal” is quietly costing you your peace, your progress, and your potential? In this powerful new 8-week series of LIFE’S Inside Track with Ken and Yetta Dekker, we launch The Wealth Formula Expanded—a fresh look at the principles that have transformed thousands of Canadians’ financial futures for over a decade. Ken and Yetta reveal the...

What if the smallest act of faith could multiply your life far beyond money? In this episode of LIFE’S Inside Track with Ken and Yetta Dekker, we take a deep look at how trusting God with your resources—no matter how small—can unlock overflow in every area of life. From the young boy’s lunch that fed thousands to real stories of modern-day financial miracles, Ken and Yetta reveal how generosity an...

What if one piece of wrong advice could cost you more than a market crash? In this episode of LIFE’S Inside Track with Ken and Yetta Dekker, your trusted real estate guides with the Dekker Team, we examine why the people beside you can either multiply your wealth or quietly drain it away. From free “opinions” that end up costing thousands to the irreplaceable value of wise counsel, Ken and Yetta u...