Growth Notes

Find Your Way: Align Strategies With How You Operate On Growth Notes, Frazier explains that top producers succeed in different ways, so copying someone else’s tactics rarely produces the same results. Reflecting on TAG and comments from Michael McAllister and a panel of four successful women, Frazier notes that while there are common traits like consistency, the real drivers of success include uns...

TAG 2026: Activity, Execution, and Brokers Building Their Own AI Tech From TAG 2026 in Atlanta, Frazier shares takeaways from day zero, emphasizing that the most valuable conversations happen informally and reinforce the idea that “activity creates activity.” He says many in the mortgage industry don’t understand what’s coming and are waiting on market conditions instead of increasing execution, w...

Resisting Regret and Living Up to Your Potential In this Growth Notes episode, Frazier shares a special message for Lantern users tied to a lesson and video featuring the poem “Do Not Go Gentle into That Good Night,” which he recommends reading and listening to for its impact. He also notes it’s Wednesday morning and he’ll be at EPM’s TAG event for the next three days, speaking on an AIM panel at...

How Ego Prevents Delegation and Creates a Ceiling in Your Business In this Growth Notes episode, Frazier explains that entrepreneurs often respond to business crossroads by working harder, but relying only on personal effort creates a ceiling that eventually limits results. He argues the core issue is ego, driven by the subconscious belief that no one can do the job as well as the founder, a minds...

Professional Loan Officer vs. Just a Job in Mortgage On Growth Notes, Frazier challenges listeners to ask whether they are professional loan officers or simply have a job in mortgage, framing the difference as a mindset shift from transactional “mechanics” to mastering a craft. He outlines four standards of professionalism: deliberate practice (professionals role-play, refine talk tracks, and prac...

If You Want to Scale, Act Like a Business Owner: Strategy, Training, and Expectations On a Sunday episode of Growth Notes, Frazier gives a blunt leadership message: most people trying to scale aren’t actually running a business because they lack a clear strategy, a hiring and development plan, and a focus on growing themselves. He argues that if you can’t define a new hire’s first 90 days or inves...

Why Your Circle Gets Smaller When You Grow From Tennessee, Frazier reflects on a Mortgage Mornings call with Anthony Casa about how making major changes—like quitting drinking, getting healthy, and focusing on growth—often leads to spending less time with old friends. Frazier shares that his own circle has naturally shrunk over time as his interests, responsibilities, and priorities changed, inclu...

Frazier opens by wishing listeners a good morning and Happy Friday, and thanks Lantern beta testers for their daily use and feedback. He shares an idea sparked by another podcast discussion involving a broker owner on the MRED board and the Zillow–MRED dispute: housing professionals should ask whether they are a brand or merely a logo. Frazier argues that logos and design elements like fonts, colo...

Failing Forward: Stop Trying to Revive Dead Horses In this Growth Notes episode, Frazier shares an excerpt from the book Failing Forward about inflexibility being a relentless enemy of achievement, personal growth, and success. He reads a humorous “top ten strategies for dealing with a dead horse” list—ranging from buying a stronger whip and forming committees to redefining what a live horse is an...

No Shortcuts: Build a Predictable Sales Process in Mortgage Lending On Growth Notes, Frazier connects the idea of shortcuts and hacks to sales effectiveness, arguing that efficiency should never come at the expense of a disciplined process. He reminds listeners about Mortgage Mornings every Wednesday at 10:00 AM Eastern, featuring a session on health and wellness in the industry with Anthony Casa....

No Margin for Sloppy: Win Trust With Fundamentals Frazier explains that in today’s market there is no room for sloppy execution because borrowers scrutinize everything: responsiveness, clarity, organization, confidence, follow-up, and how you handle pressure. Homebuyers are making a high-stakes decision and scan for reasons to feel safe while negative moments—missed calls, confusing emails, rushed...

Memorial Day: Living and Spending the Gift of Freedom On a Memorial Day episode of Growth Notes, Frazier reflects on how saying “Happy Memorial Day” feels strange given the day’s purpose: honoring the men and women who made the ultimate sacrifice and did not come home. He emphasizes that the freedom to build businesses and pursue goals exists because someone else paid the price—someone’s son, daug...

Parkinson’s Law: Use 15-Minute Focus Sprints to Stop Letting Work Expand Frazier explains Parkinson’s Law—work expands to fill the time you give it—and how it causes people to mismanage calendars and prospecting by assigning loose, all-day “containers” to small tasks like making 30 calls. He describes how open-ended blocks invite distractions (email, CRM, coffee, organizing) and lead to low output...

Work With Your Brain: Focus Blocks to Beat Distraction Frazier explains that distraction is not simply a discipline problem but a “worst enemy” problem because the brain is wired for novelty and dopamine, making repetitive revenue-generating tasks like follow-up calls, CRM updates, and client outreach feel boring. He notes that white-knuckling discipline only works temporarily before people drift...

Protect Your Prime Selling Time: Stop Losing Hours to Distractions In this Growth Notes episode, Frazier warns that most sales professionals lose two to three hours of prime selling time each day to trivial distractions like notifications, emails, texts, DMs, and internet detours. He highlights that the average person stays on task only 11 minutes before getting distracted, and it can take 25–26 m...

In this Growth Notes episode, Frazier shares a takeaway from a coaching call about balance and urges listeners to ask, “Who am I becoming while building what I want?” He emphasizes that beyond goals like business growth, leads, income, and freedom, people should consider whether the person they are becoming can enjoy the success they are chasing. Frazier warns that success can be self-deceptive wh...

Rethinking Balance in the Mortgage Business: Work, Family, and Guilt Frazier discusses feeling like you’re failing at everything and argues it often comes from guilt around work-life balance in the mortgage industry. He says you’re not failing your family by working or failing your business by being home, and that the real problem isn’t the hours or market pressures but the constant sense that you...

Stop Negotiating With Yourself: Prospect First In this Growth Notes episode, Frazier warns that the one person you should never negotiate with is yourself, because self-negotiation leads to procrastination on essential sales activities like prospecting calls, follow-ups, reconnecting with clients, sending messages, recording video, and creating conversations. He describes the “little attorney” in...

Prioritize Impactful Work Over Important Noise Frazier tells listeners that many tasks can be important but not impactful, and if they aren’t impactful they aren’t priorities. He explains that priority means what matters most right now, and treating every important task like a priority keeps people reacting all day while business-growing work gets delayed. Drawing on his experience coaching loan o...

Growth Notes Behind the Scenes: A Five-Step Training Process for Hiring and Scaling Frazier welcomes newer Growth Notes listeners and shares behind-the-scenes context on how he captures lessons from his own growth journey through coaching, consulting, calls, and webinars, using notes stored on his Remarkable device. He shifts gears to discuss a topic relevant to scaling and hiring: the importance...

Entrepreneur vs. Employee Mindset: Choosing How to Build in This Industry On Growth Notes, Frazier explains there are two ways to approach the industry: as an entrepreneur or as an employee, and neither is wrong unless someone tries to follow one structure with the other mindset. He argues that building something great requires an entrepreneurial approach, where you act as the CEO of your own bran...

Being Known Gets You Chosen in the AI Economy On Growth Notes, Frazier expands on his Detroit talk about winning in the AI economy, arguing that the most qualified professional doesn’t always win; the most visible and trusted does. Consumers choose who feels safest, and safety comes from familiarity built through repeated exposure across feeds, inboxes, search, YouTube, Google, and local community...

How to Win in the AI Economy: Be Present, Be Known, Be Found From Detroit on his way back to Atlanta, Frazier recaps speaking at Safe Trust Mortgage’s Broker Up event ahead of UWM Live, noting strong speakers, networking, and that he changed his talk last-minute based on the room setup and inspiration from Kyle Draper at MortgageCon. His message focused on how to win in the AI economy with three j...

Own 100%: Time, Pipeline, Outcomes On Growth Notes, Frazier shares a Wednesday update while traveling to Detroit for the Broker Up event and UWM Live, then reinforces his message about winning your day by owning it with 100% responsibility. He argues that your business results belong entirely to you—your time, pipeline, and outcomes—without blaming the market, rates, geopolitical events, or others...

Own Your Day to Win Your Day: Frazier’s Advice for Loan Officers On Growth Notes, Frazier shares advice for loan officers in any market: you can’t win your day until you own your day. He warns against starting the morning by doom scrolling and reacting to inboxes, calls, and interruptions, which leads to feeling behind and exhausted. He says owning your day is simple and comes down to four actions...