Ask Peggy® About Your Money

Booming Jobs Report Simplifying Retirement Plan Movement The Best Valentine’s Gift You Can Give RMD Changes References: https://www.bloomberg.com/news/articles/2024-02-02/us-payrolls-surge-by-353-000-at-start-of-year-wages-also-jump?srnd=economics-v2 https://www.dol.gov/newsroom/releases/ebsa/ebsa20240118#:~:text=Auto%2Dportability%20transactions%20involve%20automatically,sponsored%20by%20their%20...

January Market Summary Emergency Savings Accounts Crypto Considerations Who Pays Gift Tax?

2023 Markets Bitcoin ETFs Secure 2.0 Clarified Successful Resolutions Landlord Liability References: https://www.thinkadvisor.com/2024/01/05/bitcoin-etf-issuers-clear-major-hurdle-on-path-to-sec-approval/ https://www.thinkadvisor.com/2024/01/04/irs-clarifies-secure-2-0-rules/

New Fed Tone New Fiduciary Rule Won’t Hurt Smaller Investors How the Grinch Learns Good Money Skills What’s a Santa Claus Rally? References: https://www.marketwatch.com/story/fed-could-be-the-grinch-who-stole-cash-earning-5-what-a-powell-pivot-means-for-investors-35422034?mod=home-page https://www.thinkadvisor.com/2023/12/13/consumer-groups-hit-back-at-dol-fiduciary-rule-foes/ https://en.wikipedia...

Black Friday IRS Clarification on Venmo Transactions Medicare Advantage Plans RMD Start Date Confusion References: https://www.marketwatch.com/story/black-friday-online-shopping-up-more-than-7-poised-to-set-new-record-4e693faa?mod=home-page

Halloween Edition! Manage Market Fears with Risk Tolerance Who Are You Really Working With? What's Behind Your Investments Masks? ESG Considerations 

Great Job Report Money Market Regulations Making Your Money Less Scary What’s a Wash Sale? https://www.bloomberg.com/news/newsletters/2023-10-06/bloomberg-evening-briefing-another-unexpected-surge-in-us-employment www.sec.gov/files/rules/final/2023/33-11211.pdf

Interest Rates Taxing Digital Currencies Financial Football--Defense When are Taxes Due? 

Federal Reserve Action This Week Spousal 401k distributions Football and Finance My Number One Question

Fitch Downgrade Social Security Disability Taxation Planning Before the Holidays Calculating Your Retirement Need  https://www.cnbc.com/2023/08/03/warren-buffett-says-hes-not-worried-about-fitchs-us-downgrade.html https://www.axios.com/2023/08/02/fitch-downgrade-us-rating https://www.thinkadvisor.com/2023/08/02/new-bill-would-exclude-social-security-lump-sums-from-tax-hit/  

Market Update Ponzi Schemes Planning for Education 529 Plan Conversions to Roths https://www.forbes.com/advisor/retirement/529-to-roth-ira/

Recession Averted? RMDs Clarified? Salsa and Portfolios Everyone Needs Estate Documents  https://www.bloomberg.com/news/articles/2023-07-21/s-p-500-s-great-bear-market-unwinding-is-happening-at-a-frenetic-clip  

YTD Market and Economic Data Money Market Liquidity New Student Loan Plans Preparing for Retirement Risk and Stress https://www.investmentnews.com/sec-overhauls-money-market-fund-rules-to-thwart-rapid-outflows-239786 https://www.investmentnews.com/biden-unveils-new-student-debt-forgiveness-plan-239924

Fed Pause My DC Advocacy Trip DOL Fiduciary Rule Investments and Fireworks 529 Plans 

This week's show features the following topics: Social Security Viability, Climate Disclosure Rules, Planning Your Summer Vacation, What’s Negative Election? https://www.thinkadvisor.com/2023/05/12/dont-panic-social-security-isnt-going-away-anytime-soon/ https://www.investmentnews.com/secs-delay-on-climate-disclosure-rule-leaves-companies-in-limbo-237558

Debt Ceiling Deadline Emailed Financial Info Look Up, Be Brave (the first chapter of my new book) Celebrating Mother’s Day

Debt Ceiling Again, Emailed Financial Docs, Look Up! Be Brave! Happy Mother's Day!  https://www.investmentnews.com/top-democrat-opposes-bill-facilitating-e-delivery-of-investment-documents-236875 52 Weeks to Well-Being, "Chapter One" 

It's Halloween, and financial vampires are everywhere! Peggy will show you how to find and vanquish them without garlic or a stake! Special Music: The Count's Castle by Shane Ivers - https://www.silvermansound.com

Both budgets and diets can be difficult to maintain, but there are similar ways to make them work. Let Peggy show you some strategies for success.

Financial dreams are great, but they are difficult to achieve. You can turn your financial dreams into financial goals if you take three easy steps. Listen to Peggy tell you what they are!

Your cash flow is central to calculating your cash flow, your life insurance need, and your retirement. Rules of thumb aren't safe. Listen and learn how to give yourself a better chance of success at saving!

Why did Peggy Doviak change careers from corporate training to personal finance? Spoiler--she was angry with a broker who took advantage of her mother! Listen to the podcast to learn what happened and how to take steps to keep yourself financially safer!