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Markets and the Fed Permanent DOL Fiduciary Fight Summer has Ended Multiple Risk Tolerance Levels References https://www.marketwatch.com/story/investors-zero-in-on-inflation-again-with-biggest-interest- rate-cut-in-16-years-hanging-in-the-balance-f6fab4a4?mod=home-page https://www.thinkadvisor.com/2024/08/27/dol-fiduciary-rule-battle-could-take-years/

Fed Rate Cut Fiduciary Struggles Football and Finance Tax Deadlines References: https://www.marketwatch.com/story/stock-market-investors-should-focus-on-the-fed-over-the-presidential-election-9f621cc9?mod=home-page https://www.thinkadvisor.com/2024/07/29/second-court-halts-new-fiduciary-rule-as-dol-hits-back/

Market Rally Long-Term Care and 401(k) Proposals College Funding 401(k) Participation References: https://www.thinkadvisor.com/2024/08/12/house-bill-could-create-an-unlimited-ltci-premium-deduction/ https://www.thinkadvisor.com/2024/08/09/new-bill-extends-401k-access-to-workers-under-21/

Slowing Economy Advantages Fiduciary Rule Litigation Saving an Emergency Fund Funding 529 plans  References: https://www.bloomberg.com/news/articles/2024-07-24/us-economy-growth-slows-and-the-fed-is-ok-with-it?srnd=homepage-americas https://www.thinkadvisor.com/2024/07/26/dol-fiduciary-rule-halted-by-texas-court/

Q2 Market Results Overturning Chevron Football and Finance Why Create a Financial Plan? References: https://www.thinkadvisor.com/2024/06/28/vanguard-warns-customers-to-hang-up-and-log-in-or-else/ https://www.thinkadvisor.com/2024/06/28/supreme-court-overturns-chevron-rule-in-blow-to-agency-power/ 

Cooling Inflation 5th Circuit Challenges Investing in Fireworks RMDs References: https://www.bloomberg.com/news/articles/2024-06-22/fed-rate-cuts-latest-key-inflation-gauges-may-offer-path-to-move-in-september?srnd=economics-v2 https://www.thinkadvisor.com/2024/06/21/private-fund-rule-strikedown-puts-more-sec-rules-in-peril/

May Markets and Economy One-Day Settle Vacation Planning Contingent Beneficiaries References: https://www.marketwatch.com/story/economists-see-healthy-job-growth-return-to-growth-in-service-sector-3c82fc1d?mod=home-page https://www.thinkadvisor.com/2024/05/28/wall-street-moves-to-fastest-settlement-of-trades-in-a-century/

Inflation Relief Fiduciary Conflict Planning Your Wedding What is "Sell in May and Go Away"? References: https://www.nytimes.com/live/2024/05/15/business/cpi-inflation-fed https://www.thinkadvisor.com/2024/05/15/lawmakers-move-to-torpedo-new-dol-fiduciary-rule/ https://corporatefinanceinstitute.com/resources/career-map/sell-side/capital-markets/sell-in-may-and-go-away

Fed Again Fiduciary Lawsuit Mom, Take Care of Yourself! Taking Social Security When You Work  References: https://www.thinkadvisor.com/2024/05/02/new-dol-fiduciary-rule-hit-with-first-lawsuit/

Sticky Inflation Finally Fiduciary Turning Dreams to Goals Small Business Retirement Plans  References: https://www.barrons.com/advisor/articles/department-of-labor-issues-fiduciary-rule-retirement-advice-b190a0dd https://www.kitces.com/blog/weekend-reading-for-financial-planners-april-27-28-2024 https://www.federalregister.gov/documents/2024/04/25/2024-08065/retirement-security-rule-definiti...

Fed Movements and Inflation 10-Year RMD Delayed Small Goals Add Up When Your Friend is Grieving  References: https://www.thinkadvisor.com/2024/04/17/irs-waives-2024-rmds-for-ira-beneficiaries-under-10-year-rule

Quarterly Data Fed Speak RoboAdviser Regs Planning for a Storm Target Date Funds References: https://www.bloomberg.com/news/articles/2024-03-31/asian-stocks-set-to-gain-as-fed-awaits-more-data-markets-wrap?srnd=markets-vp https://www.thinkadvisor.com/2024/03/27/sec-updates-rules-for-robo-advisors/ https://www.nixonpeabody.com/insights/articles/2024/03/28/the-new-sec-rules-that-will-impact-advisers...

Fed Speak Fiduciary Update 2024 Taxes Term vs Whole Insurance References: https://www.marketwatch.com/story/fed-still-on-track-for-june-rate-cut-and-2-other-takeaways-from- powells-press-conference-8dfe3ab3?mod=economy-politics https://www.thinkadvisor.com/2024/03/19/dol-fiduciary-rules-could-apply-during-years-of- litigation-limbo/

Fed Rate Cut Schedule DOLs Fiduciary Timeline Should You Take Advice From a Leprechaun? Preparing a Loved Ones Final Tax Return References: https://www.marketwatch.com/story/doing-my-mothers-last-tax-return-is-the-hardest-financial-task-ive-ever-had-61dc5b56?mod=beth-pinsker

Nvidia Earnings Anticipated Rate Cuts Advisers and Money Laundering Regs Risk Tolerance Considerations When should I take Social Security benefits? References: https://www.marketwatch.com/story/nvidia-now-worth-2-trillion-becoming-only-third-u-s-company-to-hit-that-mark-3f717418?mod=home-page https://www.marketwatch.com/story/inflation-should-slow-enough-to-spur-interest-rate-cuts-later-this-year-...

What is Coast Fire? SEC Continues During Election Year Planning for Natural Disasters Saving Money for Your Children https://time.com/personal-finance/article/what-is-coast-fire/ https://www.thinkadvisor.com/2024/02/15/gensler-vows-to-advance-secs-rule-agenda-as-election-looms/

The Super Bowl and The Stock Market Communicating with Your Financial Adviser Preparing to Do Your Taxes Including Payments in Your Credit Score Resources: https://www.marketwatch.com/story/which-is-better-for-stocks-a-super-bowl-win-for-the-49ers-or-the-chiefs-39e7ff0f?mod=home-page https://www.thinkadvisor.com/2024/02/09/cambridge-northwestern-mutual-among-16-firms-hit-with-texting-fines/

Booming Jobs Report Simplifying Retirement Plan Movement The Best Valentine’s Gift You Can Give RMD Changes References: https://www.bloomberg.com/news/articles/2024-02-02/us-payrolls-surge-by-353-000-at-start-of-year-wages-also-jump?srnd=economics-v2 https://www.dol.gov/newsroom/releases/ebsa/ebsa20240118#:~:text=Auto%2Dportability%20transactions%20involve%20automatically,sponsored%20by%20their%20...

January Market Summary Emergency Savings Accounts Crypto Considerations Who Pays Gift Tax?

2023 Markets Bitcoin ETFs Secure 2.0 Clarified Successful Resolutions Landlord Liability References: https://www.thinkadvisor.com/2024/01/05/bitcoin-etf-issuers-clear-major-hurdle-on-path-to-sec-approval/ https://www.thinkadvisor.com/2024/01/04/irs-clarifies-secure-2-0-rules/

New Fed Tone New Fiduciary Rule Won’t Hurt Smaller Investors How the Grinch Learns Good Money Skills What’s a Santa Claus Rally? References: https://www.marketwatch.com/story/fed-could-be-the-grinch-who-stole-cash-earning-5-what-a-powell-pivot-means-for-investors-35422034?mod=home-page https://www.thinkadvisor.com/2023/12/13/consumer-groups-hit-back-at-dol-fiduciary-rule-foes/ https://en.wikipedia...

Black Friday IRS Clarification on Venmo Transactions Medicare Advantage Plans RMD Start Date Confusion References: https://www.marketwatch.com/story/black-friday-online-shopping-up-more-than-7-poised-to-set-new-record-4e693faa?mod=home-page

Halloween Edition! Manage Market Fears with Risk Tolerance Who Are You Really Working With? What's Behind Your Investments Masks? ESG Considerations 

Great Job Report Money Market Regulations Making Your Money Less Scary What’s a Wash Sale? https://www.bloomberg.com/news/newsletters/2023-10-06/bloomberg-evening-briefing-another-unexpected-surge-in-us-employment www.sec.gov/files/rules/final/2023/33-11211.pdf

Interest Rates Taxing Digital Currencies Financial Football--Defense When are Taxes Due?