America's Wealth Management Show

Charitable giving doesn't stop when your paycheck stops. Learn about the potential benefits of DAF bunching, age 70½ QCDs, and charitable trusts. Meet with us: https://bit.ly/4kbBHiw Education center: https://bit.ly/4t2DUiE Modern confidence Score: https://bit.ly/4t2E3mc Retirement Checklist: https://bit.ly/4zqwVSg Chapters: 1:26 - What are the 4 stages of charitable giving? 3:14 - Stage 1: How di...

Retiring at 55 means funding 10 more years of lifestyle expenses and ACA healthcare premiums. Learn about sequence-of-returns risk and inflation. Retirement Checklist: https://bit.ly/4zy6OcW   Get your Modern Confidence Score: https://bit.ly/4yXd8JT   Meet with us: https://bit.ly/4kslOnO Education center: https://bit.ly/4izpOjH Chapters: 0:00 - Sequence of Returns: Why an average 4% return can sti...

Retiring before 65? Learn how Roth conversions unlock up to $20,000 in ACA health insurance subsidies and avoid costly Medicare IRMAA cliffs. Retirement Checklist: https://bit.ly/4yJ60R1   Get your Modern Confidence Score: https://bit.ly/3Uivh6E   Meet with us: https://bit.ly/3Un31j1 Education center: https://bit.ly/4zU30Co Chapters: 0:27 - Pre-Medicare Gap Years: Why healthcare is the #1 reason p...

Roth conversions look completely different in your 50s, 60s, and 70s. Learn how to supercharge conversions, protect ACA subsidies, and defuse RMD tax bombs. Retirement Checklist: https://bit.ly/4yJ60R1   Get your Modern Confidence Score: https://bit.ly/3Uivh6E   Meet with us: https://bit.ly/3Un31j1 Education center: https://bit.ly/4zU30Co Chapters: 0:00 - Why does my Roth conversion strategy look...

Deferring an inherited $1M IRA can push your tax rate from 23% to 37%. Learn the rules to avoid IRS penalties under the 10-year rule. Retirement Checklist: https://bit.ly/4sctP23   Get your Modern Confidence Score: https://bit.ly/4dDsH1u   Meet with us: https://bit.ly/4ztxACH Education center:   https://bit.ly/4evqJ3r Chapters: 01:06 - The Non-Spouse Inherited IRA Tax Trap: Why a $1M gift creates...

Social Security's trust fund faces depletion by Q4 2032, triggering a potential 22% haircut. Discover how to stress-test your benefit and avoid panic filing. Retirement Checklist: https://bit.ly/3VLNcTw   Get your Modern Confidence Score: https://bit.ly/4dxY3Xo   Meet with us: https://bit.ly/4yN0Ynx Education center: https://bit.ly/4e4L1Re Chapters: 1:18 - Is Social Security actually going away or...

Discover the 10 stress tests and 3-bucket strategy that could potentially help prevent you from outliving your savings? Retirement Checklist:  https://bit.ly/3UdQwX2   Get your Modern Confidence Score: https://bit.ly/4AVnCeL   Meet with us: https://bit.ly/4s12Bvm Education center:   https://bit.ly/4jKQXCw Chapters: 0:00 - When are you going to die? The number one risk in retirement. 1:40 - What is...

Uncle Sam is your silent partner in retirement. Learn 5 tax strategies, and other helpful information regarding retirement taxes. Retirement Checklist: Retirement Plan Checklist: https://bit.ly/3TcNXnS   Get your Modern Confidence Score:  https://bit.ly/4dhfdIF   Meet with us:  https://bit.ly/4hAIYFz Education center:   https://bit.ly/3W1U52Y Chapters: 0:00 - Cold Open: How $1 over an IRMAA bracke...

59 million family caregivers deliver $1 Trillion in unpaid care annually. Learn the 5-step checklist to supervise care without draining your nest egg. Retirement Checklist: Retirement Plan Checklist:  https://bit.ly/4y60QiE   Get your Modern Confidence Score: https://bit.ly/3Tgx6QW Meet with us:   https://bit.ly/4xC93tY Education center:   https://bit.ly/4AmJvmX Chapters: 0:00 - Reaction Video: Wh...

Unplanned RMDs and category inflation can double your living costs and trigger Medicare surcharges. In today's episode we tackle 5 Retirement Plan Checklist Items! Retirement Checklist: Retirement Plan Checklist: https://bit.ly/4yC6sAR   Get your Modern Confidence Score: https://bit.ly/4huGyJI Meet with us:   https://bit.ly/4xtqtZy Education center:   https://bit.ly/4yifnrL Chapters: 0:00 - Retire...

The SECURE Act requires most inherited IRAs to be emptied in 10 years. Learn how to navigate RMD rules and the potential 25% IRS tax penalty. Get your Modern Confidence Score: https://bit.ly/4xGJHf6   Meet with us:   https://bit.ly/4ykyDnK Education center: https://bit.ly/46bP75V    0:45 - Welcome to America's Wealth Management Show with Dean Barber RFC® & Chris Rett CFP®. 2:05 - What is the SECUR...

Discover 5 wealth protection strategies that could possibly defend your nest egg against crashes, taxes, and inflation. Get your Modern Confidence Score: https://bit.ly/4iKfirz   Meet with us:   https://bit.ly/46Bny5U Education center:   https://bit.ly/4cUSIsC Video Chapters: 0:33 - Introduction: 5 Wealth Protection Strategies with Dean Barber & Chris Rett 1:37 - Strategy 1: How do I avoid unneces...

Get your Modern Confidence Score: https://bit.ly/4y1uF3c   Meet with us:  https://bit.ly/3Ug5P1e Education center:  https://bit.ly/46lcMAK Asking how much money you need to retire is the wrong question. Learn how to calculate the exact income gap needed to make work optional. Video Chapters: 0:00 - How much do I need to retire? 0:58 - What does it mean to make work optional? 2:03 - Vanguard 401(k)...

Get your Modern Confidence Score: https://bit.ly/4wAEhkA   Meet with us:   https://bit.ly/4gnASj0 Education center:   https://bit.ly/4xP2l44 When a spouse passes away, taxes spike and 401(k) rules trigger. Learn the 30-day checklist and critical landmines to protect your surviving family. Video Chapters: 00:00 - Case Study: How a missing ERISA waiver disinherited three adult children.   01:05 - Wh...

Is hiring a financial advisor actually worth the fee? Learn about the positives and negatives of working with a financial advisor. Get your Modern Confidence Score: https://bit.ly/4z1pNfO   Meet with us:   https://bit.ly/4wL6fem   Education center:   https://bit.ly/459bFni   Video Chapters: 01:07 - Core Question: Are financial advisors actually worth the fee? 06:36 - Fiduciary vs. Commission Broke...

Get your Modern Confidence Score:    https://bit.ly/4fSPzdD Meet with us: https://bit.ly/4w6hdtx   Education center:   https://bit.ly/3RMjJr1 33% of workers have more credit card debt than retirement savings. Discover the 4 critical financial milestones to hit before turning age 50. Video Chapters: 0:00 - Introduction: 33% of workers have more credit card debt than retirement savings? 1:14 - Welco...

Get your Modern Confidence Score:  https://bit.ly/4ftOUAs   Meet with us: https://bit.ly/4fuisOf Education center: https://bit.ly/4wtIBCJ Crossing the $2 million portfolio threshold may need shifting from simple saving to strategic tax engineering. Learn 5 advanced strategies to protect your wealth. Video Chapters: 0:00 - How do I protect my $2 million portfolio from unexpected taxes? Intro to hig...

Learn about preparing for retirement while caring for children and aging parents also known as: 'life in the sandwich generation' in today's episode! Get your Modern Confidence Score: https://bit.ly/3RbdvAJ   Meet with us:  https://bit.ly/4vOY3bD Education center: https://bit.ly/4fh2QxE Video Chapters: 0:00 - How do I support my aging mom and adult daughter at the same time? Dean Barber introduces...

May inflation hit a 3-year high of 4.2% due to Middle East energy shocks. Learn how a dynamic bucket approach protects your wealth from a portfolio purge. Get your Modern Confidence Score: https://bit.ly/4yj5avj   Meet with us: https://bit.ly/4ythtW8 Education center: https://bit.ly/4f3S51t Video Chapters: 0:00 - Is moving my retirement into a 3% savings account a safe move? 1:33 - Why did May inf...

The One Big Beautiful Bill Act changed our tax brackets. Learn how to navigate the new rules and protect your retirement from hidden tax traps. Get your Modern Confidence Score: https://bit.ly/4wst8Cx   Meet with us: https://bit.ly/3RnQSsM Education center: https://bit.ly/3SR4FZg Video Chapters: • 0:00 - What is the difference between tax planning and tax preparation?  • 3:45 – How will my taxes c...

According to Empower, the average 65-74 year old on their dashboard has $1.14M saved, yet fear paralyzes many from enjoying it. Learn the 5 signs you are over-saving at the expense of your life. Meet with us: https://bit.ly/4y76QrV Education center: https://bit.ly/4p74wgs Modern confidence score: https://bit.ly/4vaklEt   Video Chapters  0:47 - The five signs of retirement over-saving 4:34 - Sign 1...

Learn about navigating risk during a volatile market by rebalancing your portfolio. Get your Modern Confidence Score: https://www.modwm.com/modern-confidence-score/?utm_source=audio&utm_medium=modern_confidence_score&utm_campaign=awms_podcast_audio_how_often_should_you_rebalance_your_portfolio%3F&utm_content=06_24_2026   Meet with us: https://bit.ly/3SZa7Js Education center: https://bit.ly/4ajDD2E...

Phased out of Roth IRA contributions in 2026? Learn how the Backdoor and Mega Backdoor Roth rules can open up to $72,000 in potential tax savings this year. Get your Modern Confidence Score here: yourconfidencescore.com  Meet with us: https://bit.ly/4vaWAge Education center: https://bit.ly/4oAbsSY Retirement Plan Checklist: Retirement Checklist Insights provided by Chris Rett, CFP®, AIF® and Dean...

Get your Modern Confidence Score here: yourconfidencescore.com Meet with us: https://bit.ly/4vG69U7 Education center: https://bit.ly/4ewgoEV Sources: Insights provided by Chris Rett, CFP®, AIF® and Dean Barber Managing Director of Modern Wealth Management, LLC. • https://www.investmentnews.com/retirement-planning/vanguard-fidelity-data-show-new-record-highs-in-401k-savings/265542    • https://www....

Morningstar lowered the safe withdrawal rate to 3.9%. Learn how the utilization of a static rate may not actually be optimal. Get your Modern Confidence Score here: yourconfidencescore.com Meet with us: https://bit.ly/4o42NHY Education center: https://bit.ly/4uy9KmB Retirement Plan Checklist: Retirement Checklist What is a safe withdrawal rate for my retirement portfolio? You should move past stat...