SBS
Smart Money - May PERAan
Your questions about money, savings, debt, insurance, tax, side hustle, and business matters, answered by experts. - May tanong ka ba tungkol sa pera? Mapa-utang man, ipon, insurance, tax, raket o diskarte sa negosyo, sasagutin yan ng mga eksperto.
Visita il sito del podcast e sostieni chi lo crea: www.sbs.com.au
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Episodi
'Businesses aligned with aged care, digital transformation in-demand from 2025 and beyond': business mentor forecast - 'Negosyong patok sa 2025: Aged care at digital transformation' batay sa business mentor 07.01.2025 12:04
According to business consultant Alex Apawan Sy, trade or occupations that deal with personal care, cybersecurity, and digital transformation will be highly relevant beginning this year. - Ang mga negosyong nalilinya sa personal care, cybersecurity, at digital transformation ay sigurong in-demand na hihigit pa sa taong 2025, ayon sa business mentor na si Alex Apawan Sy na may higit 40 na taon sa k...
'Lesser calls': Cargo express owner uses 'app' for clients to track balikbayan boxes - 'Konti na ang tumatawag kung nasaan ang balikbayan box': benepisyo ng 'app' sa cargo service 17.12.2024 12:12
Sydneysider nurse and brand-new mum Jennifer Quinones' side hustle started in 2023 when her parents entered a partnership with a Philippine-based cargo service that uses an app to monitor parcels being sent through the company. - Sinimulan ng isang nurse at bagong ina na si Jennifer Quinones ang kanyang raket noong noong 2023 sa Sydney matapos sumosyo ang kanyang mga magulang sa isang cargo servic...
'No profits for the first two years': Flower shop owner kept expenses to a minimum - 'Binabalik namin ang maliit na kita sa negosyo': May-ari ng flower shop para maayos ang cash flow 10.12.2024 11:36
An accountant -turned- accidental florist and events stylist Imelda Kateb built her flower shop in 1996 in Brisbane and transitioned into e-commerce housed across four websites. - Dating accountant si Imelda Kateb bago siya naging may-ari ng isang flower shop sa Brisbane na sinimulan niya noong 1996.
'Hefty investment but worth it': PH-based ice cream brand owner ventures into franchising in Australia - 'Pikit-mata sa puhunan dahil Pinoy pride ito': Pinoy nag-franchise ng sariling ice cream sa Australia 03.12.2024 11:10
Mother and son tandem Michelle and Miguel Aman brought their ice cream brand from the Philippines to Sydney, Australia braving strict regulations in food safety standards. - Dinala ng mag-inang si Michelle at Miguel Aman ang sarili nilang ice cream brand mula sa Pilipinas papunta sa Sydney, Australia kahit na mahirap dahil sa dami ng dokumento at pagsailalim sa madaming tests kaugnay ng food safet...
'Delayed payments of delivered items': Entrepreneur on risks of 'Pasabuy' - 'Hindi agad-agad nagtitiwala ang customers': Negosyante sa kalakaran ng 'pasabuy' 26.11.2024 11:24
Melburnian Myra Aquino set up her side hustle of 'Pasabuy' services in September 2024 despite risks of trust issues and delayed payments among her clients. - Sinimulan ni Myra Aquino ang negosyong 'pasabuy' nitong Setyembre sa Melbourne kahit na talamak ang hindi agag-agad na nag-titiwalang mga customers at hindi rin nagbabayad agad kahit nandyan na ang gamit na inorder.
Complimentary head massage and hot towels: Barbershop's winning formula - Libreng masahe susi sa pagpatok ng isang barbershop sa Darwin 19.11.2024 11:11
Samuel Mislang Jr. and his son introduced their signature Filipino barbery style when they opened their shop in Darwin in 2020. - Pinakilala ni Samuel Mislang Jr. at ng anak ang nakagawian ng mga Pinoy na barbero na libreng masahe nang binuksan ang barbershop sa Darwin nuong 2020.
'Tough decision to say goodbye to science': Scientist on choosing entrepreneurship - Scientist mas pinili ang pagiging negosyante 12.11.2024 13:07
Brisbane scientist-turned-fashion entrepreneur Dr. Louisa Parkinson pursued her vision of bringing Filipiniana globally via her e-commerce business which she built in 2021. - Pinili ni Dr. Louisa Parkinson na isang scientist sa Brisbane ang negosyong pagbebenta ng Filipiniana online na sinimulan niya nuong 2021.
Filipino couple chose to 'build their own brand over franchising' in Australia’s indoor play centre industry - Pinoy couple, nagtayo ng sariling brand ng indoor play centre sa Australia 'imbes na mag-franchise' 05.11.2024 11:36
Melburnian couple Eds and Odra Santos put up an events place that houses their other businesses. - Sinubok ng mag-asawang Eds and Odra Santos na lumikha ng sariling brand para sa indoor play center na kanilang sinimulan sa Melbourne.
'Success in business starts with quality service': Physiotherapist turned entrepreneur on getting it right - 'Dekalidad na serbisyo': Negosyanteng physiotherapist sa pag-aalaga ng kliyente 29.10.2024 12:04
Darwin-based Ron Olabe opened his sports massage clinic in September 2019 after his employer filed for bankruptcy which led to absorbing their clients. - Binuksan ni Ron Olabe sa Darwin ang kanyang sports massage clinic nuong September 2019 matapos mag-file ng bankruptcy ang kanyang employer kung saan sinalo niya ang kanilang mga naiwanang kliyente.
'Business is business': Entrepreneur on keeping things fair with client relations - Negosyo tip: 'Di pwedeng isama ang personal sa negosyo' 22.10.2024 12:30
Brisbaner Edgar Fernandez had to let go of his long tenure in the meat industry to start a family-run restaurant five years ago. - Iniwan ni Edgar Fernandez ang trabaho bilang meat contractor para umpisahan ang restaurant na pinapa-takbo ng kanyang pamilya.
'Our purpose is to provide a bright future for our kids': Entrepreneur couple on pursuing their side hustle - 'Susi ang negosyo para sa kinabukasan ng aming mga anak': Inspirasyon ng mag-asawang negosyante 15.10.2024 12:31
Chris and Minette Sales grew their side hustle selling siomai all across Victoria with global expansion in mind, eyeing Singapore and the Philippines, for starters. - Nais ng mag-asawang si Chris at Minette Sales na palagu-in ang kanilang siomai side hustle at target nilang makilala ito sa Singapore at Pilipinas.
'A restaurant needs a great team': Entrepreneur on trusting his team as the business grows - Negosyo tip: 'Kailangan ng mabuting grupo na masasandalan na susi sa pagpapalago ang negosyo' 08.10.2024 12:25
After seven years of being in the cafe and grill business, Chef Anthony Herrera employed a new business model which allowed him to add branches of his restaurant in the Central Business District and in the Southeast part of Melbourne. - Sa loob ng halos pitong taon sa kanyang negosyong restaurant, iniba ni Chef Anthony Herrera ang diskarte sa pagbubukas ng dalawang branches sa Central Business Dis...
‘It’s a must to engage your clients on social media': Baker on building brand awareness - ‘Pag negosyante ka, kahit mahiyain ka, kailangan nasa social media ka’: Baker sa pagpapakilala ng produkto 01.10.2024 11:08
Brisbane baker Ginger Mendoza- Andersen built her business in 2020 after giving up her nine-to-five job as a commercial cookery teacher. - Tinalikuran nuong 2020 ng dating guro ng commercial cookery na si Ginger Mendoza- Andersen ang kanyang propesyon para itayo ang negosyo na nagbebenta ng cookies at ‘lunar pies’ o empanada sa Brisbane.
‘I don’t want to give up on my part-time job in the hospital‘: Entrepreneur on having a back-up plan - ‘Ayokong i-give up ang trabaho sa ospital’: Negosyante sa pag-sasabay ng trabaho at negosyo 24.09.2024 11:15
Melburnian Joy Austria built her home based business in 2018 offering Filipino street food before opening a restaurant in Maidstone in 2021. - Mula sa pagbebenta mula sa bahay nuong 2018, sinimulan ni Joy Austria ang pagluluto ng Filipino street food gaya ng Betamax, adidas bago niya binuksan ang restaurant sa Maidstone nuong 2021.
‘I needed to learn everything and not depend on anyone': Temporary visa holder on building her own business - ‘Di ka pwede dumepende sa ibang tao, aralin mo lahat': Temporary visa holder nagtayo ng sariling negosyo 17.09.2024 11:11
Queenslander and temporary visa holder Janine Carampot fearlessly built her barbecue and grill business in October 2021 despite not being allowed to take out a personal loan from a bank. - Binuo ni Janine Carampot ang negosyong barbecue sa Surfers Paradise sa Gold Coast nuong Oktubre 2021 kahit na hindi siya kwalipikado kumuha ng personal loan mula sa bangko.
‘We want to show everyone that Filipinos can be trusted’: What drove these van rental owners to set up business - ‘Bawal ang colorum’: Dahilan kung bakit tinayo ang van rental business ng magkakaibigan 10.09.2024 12:27
Melburnian friends, Andy Jacoba, Jason Augusto and Jun Briones built a van rental business to meet the demand for big families who want to be driven around to visit landmarks in the area-staving off illegal (colorum) practices. - Binuo ng magkakaibigang Andy Jacoba, jason Augusto at Jun Briones ang van rental business sa Melbourne noong Setyembre 2022.
‘Training and certifying lash artists’: Lash technician on additional revenue streams - Negosyo tip: Kapag magaling ka, babalik ang kliyente mo sa’yo: lash artist on dealing with competition 03.09.2024 12:28
Sydneysider Brethny Tabalina set up her lash extension business LA BEAUTE’ CO. six years ago from her parents’ kitchen. - Binuo ni Brethny Tabalina ang kanyang negosyong lash extension mula sa kusina ng kanyang magulang mga anim na taon na ang nakakalipas.
Part-time aged care facility employee, tries his hand on a food truck business in Victoria - Aged care employee, isa ring food truck business owner sa Victoria 27.08.2024 10:07
Elvin Esteban started a food truck business with his wife and sister-in-law who are full time nurses, alongside his brother-in-law who also works in the disability sector in Regional Victoria. - Bagamat part-time sa pagtatrabaho sa disability sector, sinubukan ni Elvin Esteban ang pagbebenta ng ‘Dinakdakan Rice’ sa Warrnambool sa Regional Victoria.
'This is where I'm happy': Nurse leaves her job to build a home-based cake business - 'Dito ako masaya': Nurse iniwan ang trabaho para magtayo ng home-based cake business 20.08.2024 14:14
After 10 years, Joanne Perea bowed out of her nursing profession and turned to her home-based business. - Matapos ang 10 taon, inayawan ni Joanne Perea ang pagiging nurse at nagtayo ng homebased business bilang cake artist at baker ng kanyang negosyo na Always Hungry Never Full sa South Australia.
‘You need to be hands-on and always available’: Entrepreneur on managing a food franchise - ’Hands-on ka pa rin kahit may prangkisa': Negosyante patungkol sa maayos na takbo ng operasyon 28.05.2024 10:58
With the help of his parents, Wyngard Espina opened the Southeast Melbourne franchise of a popular Filipino brand of French fries, or "chips," in 2023. - Katulong ang kanyang mga magulang, binuksan ni Wyngard Espina ang prangkisa ng kilalang french fries na mula sa Pilipinas sa Southeast Melbourne noong 2023.
‘Pamper your clients and give them your personalised care’: Salon owner on how to win loyal customers - ‘Kailangan maging komportable sila para bumalik': Paano nakakuha ng regular customers ang isang salon 21.05.2024 9:46
After five years of cutting hair as a side hustle, Eli Bullo bravely opened his unisex salon in Canberra in 2023. - Mula sa pagiging ‘raket’ o side hustle ng limang taon, nag-lakas loob si Eli Bullo na mag-tayo ng sariling unisex salon sa Canberra nuong 2023.
‘Make sure you have the right purpose’: Entrepreneur on fighting off business-related fatigue - ‘Ang tamang layunin ang gagabay sayo’: Payong negosyante kung paano magpursige sa hanapbuhay 14.05.2024 10:06
Her desire to help out her hometown Bicol, is one of the reasons why nursing professional Lian Ly put up her own business Bicol’s Best AU. - Ang pagtulong sa komunidad sa Bicol ang isa sa mga dahilan para umpisahan ni Lian Li, isang nurse, ang tindahan na Bicol’s Best AU nuong 2023.
'Find a good supplier': Filipino entrepreneur in South Australia offers advice for affordable product prices - ‘Maghanap ng maayos na supplier’: Negosyanteng Pinoy, may payo sa abot-kayang presyo ng produktong tinitinda 30.04.2024 10:06
When Daryl Lumarda couldn't find a job in Australia, he used his experience in the hospitality industry to cook Filipino dishes like lechon belly and sizzling squid in Adelaide. - Nang hindi makahanap ng trabaho sa Australia, ginamit ni Daryl Lumarda ang karanasan sa industriya ng hospitality kung saan nagluto siya ng pagkaing Pinoy gaya ng lechon belly, sizzling pusit sa Adelaide.
Negosyo tip: Ang magandang litrato at video ay kaakibat ng maayos na brand 19.03.2024 10:20
Ang Collabarts ay photo and video service provider na gumagawa ng mga commercial o advertisment ng skin care products.
Dating guro, full-time na sa paggawa ng alahas na may mensaheng tungkol sa self-care 06.03.2024 10:41
Taong 2018 nang sinimulan ni Jane Salazar ang paggawa ng mga alahas pero kakaiba ito dahil tampok ang mga mahahalagang mensahe patungkol sa pagbibigay ng kahalagahan at pagmamahal sa sarili.
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