Six Minutes of Wisdom

On this month's episode of Six Minutes of Wisdom, Ross and Cynthia address the current interest rate environment and state of the economy.

Trillions of dollars are expected to change hands over the coming decades, creating the largest wealth transfer the world has ever seen. Listen in to hear Ross and Cynthia discuss this "Great Wealth Transfer" and how financial planning can help to facilitate this transfer.

On this month's episode of Six Minutes of Wisdom, we explore the phenomenon of the "Bank of Mom and Dad". Ross and Cynthia take some time to discuss a recent study that shows how many adults rely on their parents for financial support.

Exciting headlines surrounding topics like AI or certain IPOs can influence our decision-making. On this month's episode of Six Minutes of Wisdom , Ross and Cynthia explore behavioral biases in the context of recent events you've likely seen in the news.

On this month's episode of Six Minutes of Wisdom, Ross and Cynthia take some time to discuss the book "Die with Zero" by Bill Perkins. The book presents a philosophy of spending your money to optimize your life while you're living rather than leaving it behind when you pass away.

With the war in Iran dominating the headlines, Ross and Cynthia take this opportunity to discuss how those headlines may be affecting our thinking.

Have you considered how the timing of withdrawals in retirement might affect your financial plan? On this month's episode of Six Minutes of Wisdom, Ross and Cynthia explore the potential effects of sequence risk and how we can manage it.

On this month's episode of Six Minutes of Wisdom, Ross and Cynthia explore five things you can do to keep your financial plan on track in the new year.

Tune in to this month's episode of Six Minutes of Wisdom where Ross and Cynthia breakdown what happened in the markets in 2025 and what may be in store for 2026.

Recession odds are frequently brought up in financial news, but what should we be doing with this information? In this month's episode of Six Minutes of Wisdom, Ross and Cynthia discuss the effects of a recession and how investors should react to them.

Tune in to this month's episode of Six Minutes of Wisdom where Ross and Cynthia are joined by special guest, Tim Steffen, our Director of Advanced Planning, to break down some of the changes related to the One Big Beautiful Bill Act.

We've all heard a story or two about the next hot investment that's going to make us all rich. On this month's episode of Six Minutes of Wisdom, Ross and Cynthia take the time to instead highlight how long-term, patient investing can be a reliable path to financial success.

Budgeting is important, but what happens when we become engrossed in the numbers? Listen in to this month's episode of Six Minutes of Wisdom where Ross and Cynthia discuss taking the stress out of a balanced budget.

On this month's episode of Six Minutes of Wisdom, Ross and Cynthia discuss the topic of financial infidelity and the importance of communication in relationships.

On this month's episode of Six Minutes of Wisdom, we are joined by special guest Everett Schoen! Listen in as Ross, Cynthia and Everett explore the effects of inflation on our mindset and decision-making.

Each new phase of life comes with a new mindset, new goals, and adjustments to your financial plan. Tune in to this month's episode of Six Minutes of Wisdom where Ross and Cynthia discuss the psychological factors and preparation involved in managing important life events. 

On this month's episode of Six Minutes of Wisdom, Ross and Cynthia explore the psychology of money and how our emotions and way of thinking can influence our financial decisions.

We've seen a lot of volatility in the market this year and the headlines in the news are only inflating concerns. Ross and Cynthia take this opportunity to touch on navigating the negativity and maintaining composure in uncertain market conditions.

It's been one year since Randy's retirement. On this month's episode of Six Minutes of Wisdom, Randy joins Ross to look back on his process of succession planning and retirement.

With the new year upon us, Ross and Cynthia discuss the process of reflection on the past and forming new habits to generate positive change for the future.

As Christmas quickly approaches, Ross and Cynthia reflect on some of the conversations that may arise while gathering with family and friends during the Holiday season. While these conversations can sometimes be difficult, they are crucial to ensuring our loved ones get the care they need.

The season of Thanksgiving is upon us once again! On this month's episode of Six Minutes of Wisdom, Ross, Cynthia, Kristi and Preston discuss what they're most thankful for this year. 

On this month's episode of Six Minutes of Wisdom, Ross and Cynthia are joined by a special guest that discusses his considerations and experiences on becoming a "snowbird".

On this month's episode of Six Minutes of Wisdom, Ross and Cynthia are joined by Senior Estate Planner Jim Guckenberg to discuss some of the essentials to the estate planning process.