The Payment Expert Podcast

In today's episode, Payment Expert Editor & Host Louis Thompsett and Payment Expert Senior Journalists Kieran O'Connor & Callum Williams discuss the Reserve Bank of India’s radical proposal to introduce a one-hour pause on digital payments to combat the 10x rise in fraud cases, comparing this pragmatic approach to Brazil’s PICS system and the emerging regulations in the UK and EU Tune in t...

We explore: Why New York is legally protecting cash payments The reality of unbanked and underbanked populations Whether digital payments can truly replace cash The risks of relying on digital infrastructure How war, outages and crises expose payment vulnerabilities Why central banks are still investing in physical money This isn’t just about payments, it’s about access, resilience and the future...

The CLARITY Act was supposed to bring order to US stablecoin regulation. Instead it's stalled – and Coinbase just rejected the latest draft for the second time. We break down why the yield ban is so specifically damaging to Coinbase's revenue model, what it means for the Circle-Coinbase relationship ahead of their August renegotiation, and whether Armstrong's opposition is a genuine veto or a nego...

Wero is making its move – but can Europe's pan-European A2A scheme succeed where every previous attempt has failed? We break down the chargeback gamble, the ECB's interoperability doubts, and what it will take to achieve the scale Europe needs. Plus: Mastercard acquires stablecoin firm BVNK for $1.8bn – we speculate what's driving the deal, what it signals about where card networks see their futur...

Elon Musk's X Money launches April 2026 – but is it a payments product or a revenue pivot? We break down the Visa Direct integration, the WeChat super app myth, and whether X can earn the trust financial services demands. Plus: a CBDC ban buried in a US housing bill, what a permanent digital dollar block means for stablecoin infrastructure, and how MiCA shapes X Money's global ambitions. Host: Lou...

Welcome to The Payment Expert Podcast – a new podcast hosted by Payment Expert’s News Editor, Louis Thompsett, who will be joined by Payment Expert’s editorial team each week to dissect the breaking news throughout the global payments industry.