Creative Finance & Real Estate: Never Lose a Deal Podcast

In this episode of the Never Lose a Deal Podcast, host Lorillia Brown-Phillips discusses shifts in real estate creative financing following interest rate hikes by the Federal Reserve, as well as a high-profile DSCR mortgage fraud case in Baltimore. Lorillia discusses the following on the podcast: The End of "Free Money" & High-Interest Unsecured Debt  Federal Reserve Rate Hikes: Short-term rates o...

Learn how your credit score affects your mortgage payment and what it means for your real estate investing strategy. On this episode of the Never Lose a Deal podcast, host Lorillia Brown Phillips explains the mechanics behind credit scoring models. We analyze how these numbers influence your ability to secure funding and the overall cost of your mortgage payment. Understanding these financial metr...

On this episode of the Never Lose a Deal podcast, host Lorillia Brown-Phillips is joined by real estate investor, author, and top industry podcaster Rod Khleif. With experience buying over 2,000 properties and founding 30+ businesses, Rod shares the raw truth about what it takes to navigate real estate market cycles, overcome devastating setbacks, and capitalize on today's massive market shifts. I...

Are you seeing American Express card limits drop on your accounts? On this episode of the Never Lose a Deal podcast, we examine recent reports regarding American Express card limits. If you have noticed a sudden reduction in your available credit or received a notification about an account adjustment, this discussion is for you. We analyze the common factors that trigger an Amex credit limit decre...

Is your current funding choices setting you up for success or failure? In this episode of the Never Lose a Deal podcast, Lorillia Brown Phillips breaks down how business owners and investors can assess the viability of their financing options. If you are looking to protect your capital and ensure your portfolio remains stable over the next five to ten years, this conversation provides the necessar...

Can your business qualify for the new $10 million SBA financing initiative? Lorillia Brown Phillips the host of the Never Lose a Deal podcast to clarify the details behind this new SBA financing opportunity. This episode is designed for entrepreneurs and business owners looking to understand if they are eligible for these specific capital programs and how to navigate the application landscape effe...

In this episode of the Never Lose a Deal podcast, Learn how private lenders evaluate real estate deals. Discover the specific criteria used for underwriting investment properties. Lorillia's sit down with an experienced private lender Scott Brown to pull back the curtain on the underwriting process. If you want to understand how lenders approve or deny funding, this conversation breaks down exactl...

This episode of the Never Lose a Deal podcast breaks down the ongoing competition between FICO vs VantageScore and what these changes mean for investors. We examine why traditional lending requirements are becoming less relevant for those looking to expand their real estate portfolio through alternative methods. You will understand exactly how to navigate these lending shifts, specifically focusin...

In this episode of the Never Lose a Deal podcast , Lorillia discusses the $15 million loss that Brandon Turner of Bigger Pockets shared on social media. If you're looking to build your real estate portfolio, especially through creative finance strategies, this episode is for you. We explore real estate investing for beginners, focusing on techniques like no money down real estate to help you navig...

In this episode of the Never Lose a Deal podcast the host Lorillia Brown-Phillips and has a conversation with Real estate Investor Gino Barbaro. On the show Gino shares how he was able to scale his real estate portfolio, implement creative financing to close his deals, and the importance of mindset for his future family legacy. To learn more about Gino Barbaro go to: ✅Website:  https://www.barbar...

In this episode of the Never Lose a Deal podcast the host, Lorillia Brown-Phillips discusses the market changes that are currently going on and how NJ leads in housing growth. She shares insights on the current housing market and how understanding your finances and the economy is crucial for success. Learn how to invest effectively and scale your real estate ventures. Learn more about the Never Lo...

In this episode of the Never Lose a Deal podcast the host, Lorillia Brown-Phillips provides an in-depth explanation of creative finance in real estate and how it can help Real Estate Investors close more deals now & the next couple of years. The Never Lose a Deal Podcast is for Real Estate Investors who want to Learn & apply Creative Financing strategies that can expand their Real Estate Portfolio...

In this podcast episode of "Never Lose a Deal" podcast, the host Lorillia Brown-Phillips discusses current economic climate in 2026 and will the Real Estate industry be affected by external global events going on currently. The Never Lose a Deal Podcast is for Real Estate Investors who want to Learn & apply Creative Financing strategies that can expand their Real Estate Portfolio to learn more go...

In this video from the Never Lose a Deal podcast, host Lorillia Brown-Phillips discusses a significant upcoming change that will occur on March 1, 2026 in the real estate industry regarding FinCEN (Financial Crimes Enforcement Network) reporting requirements for RE investors who will make non-finance transactions in an LLC , Trust, etc. The Never Lose a Deal Podcast is for Real Estate Investors wh...

The Never Lose a Deal Podcast is for Real Estate Investors who want to Learn & apply Creative Financing strategies that can expand their Real Estate Portfolio to learn more go to ⁠⁠⁠⁠⁠⁠⁠⁠www.neverloseadealpodcast.com⁠⁠ ✅Never Lose a Deal Website ⁠⁠http:/⁠ /funds.neverloseadeal.com ✅ Analyze your next Real Estate deal ⁠⁠http:/⁠ /funds.neverloseadeal.com ✅My Paperback Book on Amazon ⁠⁠https://amz...

The Never Lose a Deal Podcast is for Real Estate Investors who want to Learn & apply Creative Financing strategies that can expand their Real Estate Portfolio to learn more go to ⁠⁠⁠⁠⁠⁠⁠⁠www.neverloseadealpodcast.com⁠⁠ ✅Never Lose a Deal Website ⁠http:/ /funds.neverloseadeal.com ✅ Analyze your next Real Estate deal ⁠http:/ /funds.neverloseadeal.com ✅My Paperback Book on Amazon ⁠https://amzn.to/...

In this final episode of 2025, Lorillia Brown-Phillips, host of the Never Lose a Deal Podcast, dives deep into why specialized mortgage expertise is more critical than ever for the upcoming year. As the real estate market becomes increasingly saturated with online content and AI-driven advice, Lorillia warns investors about the dangers of the "gray area" in mortgage financing. She shares her insig...

In this episode of the Never Lose a Deal Podcast , the Host Lorillia Brown-Phillips breaks down the recently proposed Portable Mortgage and whether it's the key to unlocking the housing affordability crisis. Here is a summary of some of the points Lorillia discusses: The Portable Mortgage Concept:  The proposal to allow homeowners to transfer their current low-interest rate mortgages to a new home...

In this episode of the Never Lose a Deal Podcast , Lorillia discusses the proposed 50-year mortgage option and how it compares to the traditional 30-year mortgage. Here is a summary of some of the points Lorillia discusses: Viable Option for Homeownership The Power of Equity Being Debt Free The Never Lose a Deal Podcast is for Real Estate Investors who want to Learn Creative Financing strategies t...

In this episode of the Never Lose a Deal Podcast , Lorillia provides advice for real estate investors in light of the Federal Reserve's interest rate decision. Here is a summary of some of the points Lorillia discusses: The Rate Cut Announcement Interest Rate Sensitivity Affects the New/Residential Investor Experienced Investors Prioritize Goals Over Rates The Advantage of Asset-Based Lending Reco...

Should you buy or scale your real estate portfolio during a volatile market like it is in 2025? Lorillia Brown Phillips is the host of the Never Lose a Deal podcast. In this episode, we're in a very sensitive, volatile market. Lorillia the host points out some of the greatest opportunities happen during a time of uncertainty. The Never Lose a Deal Podcast is for Real Estate Investors who want to L...

In this episode the Never Lose a Deal podcast "Government Shutdown & SBA Financing!" discusses the immediate impact of a government shutdown on Small Business Administration (SBA) financing and offers guidance for business owners and investors .The Never Lose a Deal Podcast is for Real Estate Investors who want to Learn Creative Financing strategies that can expand their Real Estate Portfolio to l...

Did the recent mortgage interest rates drop change your real estate portfolio? That is what is discussed in this episode of the Never Lose a Deal Podcast. The host, Lorillia Brown-Phillips, talks about the interest rate drop that happened in September 2025, noting that many real estate investors may be considering things since the rates have dropped. The Never Lose a Deal Podcast is for Real Estat...

The Never Lose a Deal Podcast is for Real Estate Investors who want to Learn Creative Financing strategies on how they can expand their Real Estate Portfolio to learn more go to ⁠⁠⁠⁠⁠⁠www.neverloseadealpodcast.com⁠⁠⁠⁠⁠⁠ ✅Client Testimonials  ⁠⁠⁠⁠⁠⁠https://www.helpmegetrebizcredit.com⁠⁠⁠⁠⁠ ✅Never Lose a Deal Live Events ⁠⁠⁠⁠⁠⁠http://www.neverloseadealevents.com⁠⁠⁠⁠⁠⁠ ✅ Buy my Personal Credit boo...

The Never Lose a Deal Podcast is for Real Estate Investors who want to Learn Creative Financing strategies on how they can expand their Real Estate Portfolio to learn more go to ⁠⁠⁠⁠⁠www.neverloseadealpodcast.com⁠⁠⁠⁠⁠ ✅Client Testimonials  ⁠⁠⁠⁠⁠https://www.helpmegetrebizcredit.com⁠⁠⁠⁠ ✅Never Lose a Deal Live Events ⁠⁠⁠⁠⁠http://www.neverloseadealevents.com⁠⁠⁠⁠⁠ ✅ Buy my Personal Credit book ⁠⁠⁠⁠...