Winning at Life with Gregory Ricks

In this episode, Gregory Ricks presents an overview of Social Security planning, emphasizing that claiming age and strategy can materially affect lifetime retirement income.

In this episode, Gregory discusses how surviving spouses can manage finances and estate matters after a partner's death. Gregory emphasized that both spouses should participate in financial-planning meetings, understand the plan, and know whom to contact.

In this episode, Gregory Ricks talks about how retirement planning should blend market investments with fixed annuities rather than relying on anti-annuity assumptions. 

Gregory Ricks provides a mid-year financial checklist to help individuals and business owners assess their goals, savings, and preparedness. He outlines several key areas for individual financial checkups and identifies several frequent errors that can hinder long-term wealth.

Gregory Ricks discusses a new Investopedia study regarding the benefits of blending market investments with annuities to mitigate retirement risks. Gregory highlights the dangers of volatility and "sequence of return risk," which occurs when poor market returns during the early years of retirement permanently drain savings. This risk is exacerbated when retirees are forced to sell assets at a loss...

Are Trump accounts the right move for your child’s future or your family’s financial goals? In this episode, Gregory Ricks takes a deeper dive into Trump accounts—how they work, who can contribute, how taxes apply, and how they compare to popular savings options like 529 plans, UTMA, and UGMA accounts.

Gregory Ricks hosts the Winning at Life podcast, featuring Pat Huber from First South Farm Credit. They discuss the benefits of buying land, including recreational and investment purposes. First South Farm Credit, a cooperative established in 1916, finances rural America and returns profits to borrowers. They offer flexible loan terms from one day to 30 years, tailored to borrowers' income cycles....

Gregory Ricks discusses the complexities of Trump accounts, a new tax-deferred savings vehicle for children. Contributions include a one-time $1,000 seed from the federal government for children born between 2025 and 2028, individual contributions up to $5,000 annually (indexed for inflation), employer contributions up to $2,500 per year, and contributions from tax-exempt organizations without a l...

How Does Social Security Calculate Your Retirement Benefit? Confused about how Social Security figures out your benefits? Gregory breaks it down in simple, clear terms—covering the 35-year rule, inflation adjustments, and common questions about maximizing your retirement income. If you have questions or would like to discuss your unique financial situation, schedule your no-obligation, 15 minute c...

In Episode 11 of the Winning at Life Podcast, Gregory Ricks explores why your investment success depends more on strategic asset allocation than trying to time the market. Gregory breaks down why chasing market highs and lows is a losing game—even for the pros—and shows how a well-balanced portfolio built around your goals, risk tolerance, and time horizon may give you more reliable, long-term res...

In Episode 10 of Winning at Life, Gregory Ricks sits down with Jude Heath, CPA and owner at J. Heath & Co. Together, they dive into real-world finance essentials for individuals, families, and business owners: Why the IRS is less helpful to the average taxpayer—and what you can do about it The game-changing importance of up-to-date bookkeeping and regular financial check-ins Clever habits for...

If you have questions or would like to discuss your unique financial situation, schedule your no-obligation, 15 minute consultation with Gregory Ricks Total Wealth TODAY: https://gregoryricks.com/schedule-a-v... --------- Don't live near or office or just have a busy schedule? No-obligation virtual consultations now available: https://gregoryricks.com/virtual-cons... Join Gregory Ricks on the Winn...

Curious if tax-free retirement is actually possible? This week on Winning at Life, Gregory Ricks sits down with Wealth Advisor Mason Goynes to break down the Roth IRA Playbook for Tax-Free Retirement. Learn how Roth conversions work, why timing and tax brackets matter, and how to supercharge your legacy planning. Get practical steps, hidden pitfalls, and real-world examples so you can make your mo...

If you have questions or would like to discuss your unique financial situation, schedule your no-obligation, 15 minute consultation with Gregory Ricks Total Wealth TODAY: https://gregoryricks.com/schedule-a-v... Don't live near or office or just have a busy schedule? No-obligation virtual consultations now available: https://gregoryricks.com/virtual-cons... In this episode of "Winning at Life," Gr...

Are you sure you’re asking the right questions about your retirement tax plan? On this week’s episode of Winning at Life, Gregory Ricks explores the “Rubber Duck Rule,” a simple but powerful way to uncover professional blind spots by explaining your plan out loud (yes, even to a rubber duck!). Plus, we dig into the impact of taxes on retirement, strategies for making your money last, and how life’...

Are you ready to avoid some of the most common mistakes in retirement planning? In this episode of Winning at Life, Gregory Ricks explores the essentials of financial literacy and the power of community support. Gregory shines a light on why financial literacy matters for you, your family, and the entire community. Spreading financial knowledge is like a farmer sharing his best seeds for a better...

If you have questions or would like to discuss your unique financial situation, schedule your no-obligation, 15 minute consultation with Gregory Ricks Total Wealth TODAY:  https://gregoryricks.com/schedule-a-v... Don't live near or office or just have a busy schedule? Virtual consultations now available: https://gregoryricks.com/virtual-cons... Subscribe to our YouTube Channel:   / @gregoryricksto...

On this episode of the Winning at Life Financial Podcast, wealth advisor and CEO Gregory Ricks discusses strategies for sustainable retirement income, including the 4% rule. He also touches base on asset management, healthcare expenses, inflation, taxes, cybersecurity, and spousal planning. 

In this episode of Winning at Life, Gregory Ricks explains why working with a financial advisor can help you reach your goals while avoiding costly missteps. Gregory talks about finding you ideal risk tolerance and different investment strategies, including the Invest 50/50 rule for balancing risk.  You will learn why starting to invest early matters, how compounding can make a big difference over...

Watch the full episode on the Gregory Ricks Total Wealth YouTube Channel: https://youtu.be/zbgqW0a7q9Y In the first episode of the Winning at Life podcast, Gregory Ricks, CEO & Wealth Advisor, shares how his journey from car enthusiast to financial advisor was shaped by early money lessons and his father’s passing. He discusses why retirement planning matters, the value of risk tolerance and c...

In this episode, Gregory Ricks discusses the importance of timely financial decisions, like rollovers and IRA contributions, to avoid tax penalties. For financial news talk radio , tune into "Winning at Life with Gregory Ricks" on Saturday Mornings on: WRNO-News Talk 99.5 FM New Orleans - 10 am - 12 pm WBUV-News Talk 104.9 FM Biloxi - 10 am - 12 pm OR For financial news talk ON DEMAND, tune into t...

In this episode, Gregory Ricks and Mortgage Gumbo's Dwayne Stein discuss mortgage rates reaching 3 year lows and what this could mean for homebuyers this spring. Then, Gregory talks about why needing a financial advisor is so important. For financial news talk radio , tune into "Winning at Life with Gregory Ricks" on Saturday Mornings on: WRNO-News Talk 99.5 FM New Orleans - 10 am - 12 pm WBUV-New...

In this episode, Gregory Ricks is joined by Wes Blanchard, of WJ Blanchard Law , to discuss the process behind estate planning and the importance of having a will and trust to manage inheritance and avoid state-imposed defaults. Then Gregory talks about the importance of saving for retirement.  For financial news talk radio , tune into "Winning at Life with Gregory Ricks" on Saturday Mornings on:...

In this episode, Gregory Ricks is joined by Wes Blanchard of WJ Blanchard Law to discuss common mistakes that can ruin your estate plan and the importance of keeping your estate plan updated.   For financial news talk radio , tune into "Winning at Life with Gregory Ricks" on Saturday Mornings on: WRNO-News Talk 99.5 FM New Orleans - 10 am - 1 pm WBUV-News Talk 104.9 FM Biloxi - 10 am - 1 pm OR For...

In this episode, Gregory Ricks is joined by Jude Heath of J. Heath and Co., CPA , to discuss tax planning for this upcoming 2026 tax season. Then, Gregory provides tips on how to avoid running out of money in retirement. For financial news talk radio , tune into "Winning at Life with Gregory Ricks" on Saturday Mornings on: WRNO-News Talk 99.5 FM New Orleans - 10 am - 1 pm WBUV-News Talk 104.9 FM B...