Wealth Minded MD

Building wealth isn't just about how much money you earn or how large your net worth becomes. It's also about the assets you own and whether they're helping create more wealth over time. In this episode of the Wealth Ladder series, Dr. Lisha Taylor explores the difference between assets that support your lifestyle and those that build long-term financial freedom. Learn why a high income and an imp...

Making more money doesn’t always mean making better financial decisions. In this episode, Dr. Lisha Taylor continues the Wealth Ladder series by exploring the 1% rule and how physicians can decide which financial opportunities are worth their time. Learn how your net worth can influence whether an extra shift or side gig makes sense, why the true cost of your time matters, and how to recognize opp...

Lifestyle inflation can make it difficult to build lasting wealth, even when your income continues to grow. In the second episode of the Wealth Ladder series, Dr. Lisha explores how to enjoy your money without sacrificing your future financial freedom. Learn why your paycheck doesn’t always reflect your wealth, how to recognize premature lifestyle upgrades, and when it makes sense to spend more as...

High-income physicians can still feel financially behind, even when they’re earning hundreds of thousands of dollars a year. In this first episode of a six-part series inspired by The Wealth Ladder by Nick Maggiulli, Dr. Lisha Taylor explores the difference between earning a high income and building lasting wealth. Learn about the six levels of wealth, why net worth matters more than appearances,...

Making $300,000 or more a year doesn’t always mean you feel financially comfortable. In this episode, we unpack a new Goldman Sachs survey finding that about 40% of people earning more than $300,000 describe themselves as living paycheck to paycheck. Learn the difference between being financially insecure and financially squeezed, why housing, childcare, healthcare, education, and debt can put pre...

Traveling more does not have to mean putting your savings, investments, or other financial goals on hold. In this episode, Dr. Lisha Taylor sits down with emergency medicine physician and Prescription to Travel MD founder Dr. Courtney Downes to talk about how points and miles can help you travel more while spending less out of pocket. Learn how Courtney went from casually collecting points to stra...

Building a career on your own terms can be exciting, but creating a business while protecting your income and building wealth comes with plenty of financial decisions. In this episode, Dr. Lisha Taylor sits down with Dr. Janeeka Benoit, a double board-certified internist and sports medicine physician, to talk about her journey from locum tenens and telemedicine to creating her own cash-pay practic...

The new Trump Account, also known as a 530A account, gives families another way to invest for a child’s future, but understanding where it fits into your overall financial plan is key. In this episode, Dr. Lisha Taylor breaks down how these accounts work, who may qualify for the $1,000 federal contribution, how much can be contributed, and how the money is invested. She also compares the 530A acco...

Building a successful career and financial life does not mean sacrificing your happiness, relationships, or personal goals. In the final episode of this three-part life lessons series inspired by Emma Grede’s Start with Yourself , Dr. Lisha shares practical insights on building a life you genuinely enjoy. Learn why waiting for the perfect time can cause you to miss important opportunities, ho...

Knowing your worth is about more than asking for a higher salary. It’s about recognizing the value you bring, being willing to get paid for it, and using money to create more freedom and choices in your life. In Part 2 of our series inspired by Emma Grede’s Start With Yourself, Dr. Lisha Taylor continues reflecting on the lessons from the book and explores how they apply to money, ownership, and b...

The biggest thing holding us back from the life, career, or business we want may not be a lack of opportunity, but the limits we place on what we believe is possible. In this episode, Dr. Lisha Taylor shares the lessons that inspired her after reading Start With Yourself by Emma Grede, from thinking bigger and refusing to let excuses define your path to learning from people who are already where y...

Life rarely unfolds the way we expect, and sometimes the biggest changes can lead to a more fulfilling life. In this episode, Dr. Lisha Taylor sits down with Dr. Bertina Hooks to talk about burnout, career reinvention, entrepreneurship, financial literacy, and building a life with more flexibility and purpose. Dr. Hooks shares her journey from changing specialties and navigating divorce to recover...

Building wealth as a physician or high-income professional doesn’t always mean working more hours. In this episode, Dr. Lisha Taylor is joined by Dr. Naomi Lawrence-Reid to explore how multiple income streams can create greater financial flexibility, career freedom, and opportunities beyond traditional clinical work. They discuss ways to monetize your skills and interests, avoid burnout while earn...

Living abroad doesn't have to mean putting your medical career or financial goals on hold. In this episode, Dr. Lisha Taylor sits down with Dr. Dr. Kristine Goins, founder of Nomad MD, to discuss how physicians can build a location-independent lifestyle while continuing to practice medicine, invest for retirement, and grow their wealth. Learn how remote medical consulting works, what to consider w...

Travel doesn't have to be expensive or require months of planning to be meaningful. In this episode, Dr. Lisha Taylor shares the lessons she learned from a birthday getaway to St. Lucia, where she booked an all-inclusive resort entirely with travel points. She explains how to maximize hotel rewards, find last-minute travel opportunities, and use simple strategies to make vacations more affordable...

Many physicians earn high incomes, but far fewer build lasting wealth and financial peace. In this episode, Dr. Lisha Taylor and Dr. Naomi Lawrence-Reid break down essential money habits that help physicians transition from high income to true wealth. Learn why living below your means right out of residency pays off, how to properly read your paycheck and contract, and why understanding taxes is k...

Many people assume that doctors automatically become wealthy the moment they finish medical school, but the reality is often very different. In this episode, Dr. Lisha Taylor and Dr. Naomi Lawrence-Reid pull back the curtain on the financial realities of medicine, from six-figure student loan balances and low residency salaries to the challenges of negotiating contracts and navigating physician co...

Student loan repayment has changed dramatically in 2026, leaving many borrowers unsure of what to do next. You may have received notices about switching repayment plans, felt overwhelmed by the new options, or wondered how these updates could affect your financial future. In this episode, we break down what the end of the SAVE plan means, how PAYE, IBR, and the new Repayment Assistance Plan (RAP)...

The end of the academic year is more than just a career milestone, it's also the perfect time for a financial check-in. In this episode, Lisha shares a practical checklist for physicians and other high-income professionals who are changing jobs, completing training, or simply taking a mid-year financial reset. Learn how to organize important documents before losing access to work accounts, avoid m...

Big changes are happening at Wealth Minded M as we step into a new season of growth, business expansion, and intentional change. In this episode, we share an honest conversation about Brittne’s decision to step back from the podcast for a season as she navigates motherhood, medicine, and multiple business ventures, including a newly acquired laundromat. Together, we reflect on what it means to bui...

Luxury travel doesn't always require months of planning, complicated points strategies, or international destinations. In this episode, Lisha shares how she planned a spontaneous Memorial Day trip to Las Vegas using credit card perks and travel benefits she already had. Learn how domestic getaways can still feel luxurious, how to maximize hotel and airline credits, and why sometimes the best vacat...

Disability insurance and life insurance are two of the most important financial protections physicians can have, yet many doctors are unsure whether they have the right coverage. In this episode, Dr. Lisha shares a conversation with her colleague in the insurance and financial planning space, Pradeep Audho of PKA Insurance Group, where they break down some of the key insurance decisions physicians...

The path to financial wellbeing isn’t one-size-fits-all, especially for physicians. In this episode, we share a conversation with anesthesiologist and financial advisor Dr. Justin Harvey about the financial challenges many physicians, especially women physicians, face despite our high incomes and advanced degrees. We discuss gaps in financial education, how to vet financial advisors, and the value...

  Physicians are among the highest earners in the country, yet many still feel financially behind. In this episode, Dr. Lisha Taylor shares a conversation with James Nutter, where they break down why financial stress remains so common in medicine despite high incomes. From student loan debt and taxes to rising living costs, lifestyle inflation, and unrealistic expectations, they unpack the reasons...

Luxury travel to the Maldives may seem out of reach, but with the right strategy it can cost far less than expected. In this episode, Dr. Lisha Taylor breaks down how she turned a $35,000 bucket-list trip, including business-class flights and an overwater villa at the Waldorf Astoria Maldives, into about $10,000 out of pocket using credit card points, airline transfers, Hilton points, and free nig...