The Rosa Lopez Podcast

Ready to transform your money mindset and boost your self-esteem at the same time? In this episode, we're diving deep into how the way you manage your finances reveals how you truly feel about yourself. Whether you're saving excessively out of fear or splurging impulsively for that quick dopamine hit, both habits might be driven by hidden feelings of scarcity and insecurity. We'll break down why r...

Ready to upgrade your financial game? In this episode, we dive into the concept of your "Money GPA"—a term I totally made up, but it's spot on. Just like your academic GPA, your Money GPA reflects how well you're managing your finances. Whether you're at a 4 (you've got it all together) or a 2 (you're still figuring it out), your financial habits are shaped by your environment—who you hang out wit...

Ever find yourself daydreaming about a life where you had rich parents, made better money decisions in the past, or made that perfect investment at just the right time? It's easy to fall into the "what if" trap and think that's the reason you're not better off financially today. But what if the real game-changer isn't rewriting the past, but owning your present? In this episode, we dive into the i...

In this episode, we dive deep into a topic that's so close to my heart as a Latina—limiting money beliefs. It's wild that I've never really talked about this before, but it's crucial! These beliefs are often ingrained in us from childhood, shaping how we think about wealth and success. I'll share my own journey of discovering and debunking those toxic myths like "money doesn't matter" or "having m...

Coming to you from my car while my daughter naps in the car and my son is at baseball practice! Let's talk about a common struggle: finding time to manage your finances. Here's the thing—you don't actually need more time, just better priorities! We'll dive into how simple shifts can free up time, reduce stress, and make managing money a breeze. I'm sharing tips on automation, cutting back on time-...

Are you a six-figure earner feeling like you're barely scraping by? This podcast is for you! I've been chatting with women who make $100k or more but still struggle to make ends meet. We'll dive into the two key elements to turn this around: understanding the math of your finances and transforming your money mindset. Let's explore how your beliefs about money might be holding you back from financi...

I always thought fixing my finances was just about finding that one missing piece—like winning the lottery or landing a dream job. But guess what? It's actually pretty straightforward, and the best part is that anyone can do it. In this episode, I break down the three simple steps to transform your finances. Trust me, it's easier than you think, and it can change your life! This episode was origin...

Ever feel like everyone online is living their dream life, making six figures, and in perfect relationships? It's easy to think you're behind financially and in life, especially when you compare yourself to those seemingly perfect snapshots. Trust me, I've been there too, feeling stuck and wondering why I didn't take more risks or make smarter money moves. Let's dive into why this happens and how...

  You know, asking for a raise has always felt impossible for me. I remember once, my employer asked how much I wanted to make, and I totally lowballed my answer, thinking, "I don't deserve more." It's all part of our good girl programming – we've been taught to follow the rules and not make noise, and that conditioning sticks with us, making us hesitate to ask for what we deserve. But the good ne...

I've heard it so many times, "I don't want my kids to repeat the same mistakes," and in this episode I discuss how to make it more likely that they won't. We both know that wishing it away is the formula for failure. Hint: It all starts with you.  This was recorded as an Instagram Live. Follow and connect with me @realrosalopez.

Most of us don't continue learning or educating ourselves beyond college outside of our normal 9-5 and I have found that the biggest leaps I take is when I invest in myself. This can look like reading books, taking courses, higher education, or my favorite, self-development. I wanted to share some insights on the difference between investing in yourself versus spending on temporary pleasures, and...

I discuss how I used to be the biggest people pleaser, often using it to make others happy at my own expense. This behavior led to financial strain and stress, highlighting the need to align spending with personal values and goals. Listen in if you want to make mindful financial choices and learn how to save yourself from going broke to please people.  This episode was originally recorded as an In...

In this podcast, I explore how financial freedom brings peace of mind and life options. It's not about having a specific amount in the bank but about the freedom money provides. Many of us avoid talking about money due to discomfort or shame, often stemming from our upbringing and societal expectations. I've faced these challenges myself, but by having open conversations about money, I've learned...

Unexpected events can impact everything, especially our finances. When things get tough, I share the key to keeping the finances train moving without stressing or falling off.  This episode was originally recorded as an Instagram Live. Follow me @realrosalopez!

If you're finding yourself lost in the world of money management, you're not alone. We've all been there—unsure of where our hard-earned cash should go, falling into the trap of impulse shopping the moment our paycheck hits, or feeling overwhelmed by the idea of saving for something as big as retirement. It's time to shift that mindset. Your money isn't against you; it just needs a plan—a map, if...

On this episode, I'm sharing why I think budgets don't really change your habits long-term. Sure, they help organize spending, but they don't tackle the root causes of your financial behavior. We often spend based on emotions—like retail therapy when we're upset. Budgets won't fix that; it's about managing your mindset. Focus on changing your habits and thoughts for a more sustainable approach to...

In this episode, I discuss the financial struggles faced by first-generation women, drawing from my own experiences. First-gen women often times have limited financial education and cultural taboos around money often lead to diverse financial behaviors, from extreme frugality to overspending. I stress the importance of breaking free from these limiting beliefs by seeking new financial perspectives...

Explore how money shame manifests in your life and how it impacts personal finances, with insights on breaking free from cycles of guilt and insecurity. Join me for a candid discussion on reshaping your relationship with money. This episode was recorded as a LIVE on Instagram. Follow me there @realrosalopez for more!

Do you tend to hoard money with the idea that you're being financially saavy? This episode reveals what is hiding behind your habit of hoarding money. I go over what you're probably protecting yourself from and how to begin to overcome it. 

We cover the social conditioning of motivation and explore why motivation is complete BS. I cover how to do things without motivation. 

You may not realize that you have a vision for money and it materializes in what you are living today. If it's not where you want to be, listen to this episode. It all starts with our brain. It's totally possible for you.   

We explore one of the most common reasons why getting your money in order is so difficult for some women. You'll learn why you're blocked and how to get through it. 

In this episode, we explore how scarcity affects our life and how it keeps us small. I provide some tips on how to prime your brain for abundance. 

In this episode, we explore the invisible money limits that we acquired throughout life and how to break past them. 

In this podcast, I share a bit about my background and discuss the purpose of this podcast, including why I decided to start it.