The Property Podcast

It’s Tuesday, which means it’s time for another episode of Ask Rob & Rob! (00:41) Andy's been stuck for three years. He owns four properties in his own name which has pushed him in the higher tax bracket. He’s wondering whether setting up a limited company for just one more property is worth the hassle? Rob D breaks down when a limited company makes sense, the real cost of transferring existing pr...

It’s market update time and there’s a lot to unpack... Rob & Rob dig into the impact on the market from the conflict around the world, reporting on house prices and a fascinating picture of where UK property investment is heading.   (0:44) Nationwide’s report on house price growth (2:33) Rightmove’s 11-year high supply (3:15) Strong rental yields blast past 8% nationally, and higher in other areas...

Let’s jump straight into some more listen questions, with your latest episode of Ask Rob & Rob. (00:42) Irfan's been investing for a decade, but a surprise affordability rejection has left him worried about being asset rich and cash poor in retirement. Rob D explains why capital raising triggers extra scrutiny, why specialist lenders are often a better bet than high street ones, and why this shoul...

Every time there’s a major global shock, the headlines say the same thing: uncertainty, panic, wait and see.  But when you look at what happens next, a very different pattern emerges.   Rob & Rob unpack what the conflict in Iran means for mortgage rates, investor confidence and the UK property market. But rather than speculating about what happens next, they look at what has happened, analysing ho...

Got a burning property question? Rob & Rob are back every Tuesday answering yours. This week:  (00:42) Jamie's noticed that house prices have barely moved while inflation has been running hot. Is this the "silent property crash"? And could it go on for years? Rob D explains why policymakers might prefer it this way, and why it's secretly great news if you're a property investor with a mortgage.  (...

This isn't a property episode, but it might be one of the most valuable ones yet. These are the six books that genuinely changed Rob & Rob's lives, and they could change yours too. Because while most property investors obsess over yields, capital growth, and the best places to buy, none of that matters if you haven't got your mindset right first. Everything from business to personal fulfilment, th...

It's Tuesday, so it’s time for another Ask Rob & Rob episode! (00:45) Chris has built a portfolio of 8 properties, all rented to government-backed social care providers, but the Renters' Rights Bill is giving him sleepless nights. Is he right to be worried? Rob B explains and shares the one thing all landlords can do to put their mind at ease. (06:43) Michelle's trying to sell a flat, but a potent...

There’s one mistake you absolutely can’t afford to make when investing in property, and that’s buying in the wrong area.  In this episode, Rob & Rob break down the locations they’d avoid right now, and more importantly, why they don’t stack up.  From regions hitting affordability ceilings to ultra-cheap bargains that drain your profits, they reveal the locations that trip up investors time and aga...

It's time for another episode of Ask Rob & Rob, where we tackle your property questions. Here's what's coming up this week...  (00:42) Dan's credit score keeps taking a hit with every new buy-to-let purchase, but does it even matter? Rob D explains why lenders care far less about that number than you think.  (03:39) Joe wants to transfer a property from his personal name into a limited company to...

The UK property market has quietly hit record highs – but is anyone actually paying attention?  February's data reveals a market that's technically stronger than it's been in years, yet sentiment hasn't caught up. Rob & Rob break down the numbers that matter, from surprising regional rental gaps to the mortgage market improvements that could fuel the year ahead.   (0:54) House prices reach new pea...

Got a property question that's been keeping you up at night? Every Tuesday, Rob & Rob are here to help.  (00:33) Chris's letting agent wants to charge him a renewal fee for a tenancy that expires mid-April – just two weeks before the Renters' Rights Bill makes fixed-term agreements a thing of the past. With rolling contracts about to come in, is there any point paying to renew? He asks Rob & Rob w...

As a property investor, it's completely normal to worry. But too often, that worry is focused in the wrong places.  Rob & Rob have spoken to thousands of investors over the years, and they've noticed a pattern: worry tends to be misdirected. In this episode, they're setting the record straight by running through the concerns you can safely strike off your list and highlighting the ones that genuin...

It's Tuesday, which means it's time for another Ask Rob & Rob!  (00:38) Connor's been eyeing up Scotland for investment, but the recent wave of rental reforms has left him wondering if it's still a viable option. With rent caps, new legislation, and landlords reportedly heading for the exits, he asks Rob & Rob whether the impressive yields on paper are worth the regulatory uncertainty.  (04:04) Ti...

Millions of landlords are about to face one of the biggest tax changes in years. Making Tax Digital for Income Tax kicks in from April, and if you're a landlord earning above certain thresholds, the old "shoebox of receipts" approach is officially over. Rob & Rob bring in tax expert Nadeem from Provestor to break down exactly what's changing, who's affected, and the practical steps you need to tak...

It's time for your weekly dose of Ask Rob & Rob – let's get stuck into two new questions... (00:47) Shahid has built a solid property portfolio within a 10-mile radius of where he lives, but he’s now setting his sights on high-growth areas further afield. His concern? How to manage properties hundreds of miles away without being on hand for tenant issues. He turns to Rob & Rob for their advice on...

An expert who correctly predicted the 2008 financial crisis says UK property prices will crash in late 2026. Fred Harrison, the economist who pioneered the 18-year property cycle theory, is doubling down on his prediction – and his track record means we can’t ignore it. Rob & Rob examine Harrison's latest forecast, unpacking what that could mean for investors right now, pressure‑testing the call a...

It's Tuesday, which means it's time for another Ask Rob & Rob!   (0:45) AJ purchased his first two buy-to-lets using bridging finance and is now remortgaging onto longer-term deals. As part of the process, his lender required him to take independent legal advice – something he found surprisingly intimidating. He asks Rob & Rob whether it’s normal for these meetings to feel so daunting, or if it’s ...

Rates are holding, but only just. The Bank of England's decision came down to a single vote, which tells us everything about where things are heading next.  In this month's market update, Rob & Rob break down what a near-miss rate cut means for property investors, why house prices are quietly building momentum, and the surprising direction rents are taking. Plus, there's a significant shake-up com...

Got a property question that's been keeping you up at night? Every Tuesday, Rob & Rob are here to help. (00:45) Ryan’s completed his first buy-to-let purchase, securing a hefty £35,000 discount. His original plan was to refurbish and refinance, but with local prices rising, he’s now questioning whether it makes more sense to sell and reinvest in a high-quality property in a limited company instead...

The best time ever to invest in property? That’s a bold claim – but the data backs it up, and almost nobody has noticed yet.  Rob & Rob break down what they’re calling the “silent crash”: headline prices look flat, but once you adjust for inflation, UK property is back at 2013 levels. Yields are up, borrowing costs are falling, and the market is quietly offering some of the best opportunities in y...

It's time for your weekly dose of Ask Rob & Rob – let's get stuck into two new questions!   (0:46) Dan's been approached by a rent-to-rent company offering to lease his property on behalf of the council. They’re promising guaranteed rent, full management, and to return the property to its original condition. It sounds almost too good to be true – so he turns to Rob & Rob to find out if it really i...

The rules of money have changed – and most people haven't noticed yet. What worked for the last 20 years won't work anymore, and if you don't adapt, you'll be punished financially.   Rob & Rob break down exactly why government debt now determines everything about your financial future, from how much things cost to how your investments perform. Consider this your blueprint for understanding why lev...

It's another week of Ask Rob & Rob, and we're tackling more real-life property dilemmas from our listeners.  (0:44) Mike’s built his property portfolio in his personal name and is now selling up, with plans to reinvest through a limited company. But he’s torn: should he put the money into two prime properties, or spread it across three more average ones? He turns to Rob & Rob for their advice.  (4...

Everyone’s wondering what the mortgage market has in store for 2026, so Rob & Rob have called in mortgage experts Kelly Rule and Nick Shepard to break it down.  From where interest rates are heading next to what’s really happening with lender fees and stress tests, they discuss what property investors can realistically expect over the coming months, while busting a few myths along the way.  (00:54...

It's time for your weekly dose of Ask Rob & Rob – this week we’re tackling broker fees and the age-old flats vs houses debate.  (0:45) Mussa currently uses a sole trader broker who doesn't charge a fee. He's been looking at other brokers who charge £500-800 but can't see what extra value a paid broker would offer, given they all have access to the same lenders and products.  So he’s put the questi...